Didier Malagies

Buying Florida

Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase. Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week. D...

Koniecznie odwiedź stronę podcastu i wesprzyj twórcę: www.ddamortgage.com

Autor

Didier Malagies

Kategoria

Business

Strona podcastu

www.ddamortgage.com

Ostatni odcinek

29 paź 2026

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Odcinki

Using bank statements to qualify for a mortgage 28.07.2022

12 months of bank statements to qualify for a mortgage 2 years of being self-employed no tax returns no w2s no 1099's tune in and learn more at https://www.ddamortgage.com/blog Didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Buyers are getting a better opportunity in getting a home now and what to do about the interest rates 21.07.2022

buyers are having a better chance of getting their home when making an offer even though rates are higher than what we have experienced there is an answer to what is come tune in and learn more at https://www.ddamortgage.com/blog Didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

A Non Qm lender goes out of business, is there more to come? 14.07.2022

why did Sprout go out of business? what did they do that other may have done as well? need to monitor in the coming months if others fall by the wayside https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324239 Support the show

working capital up to 150,000 07.07.2022

2 years self-employed 680 min credit score no cashflow analysis no debt refi , no equipment 30% of their top line, gross revenue from the last tax returns UP to $150,000 didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

when will it be a good time to refinance 30.06.2022

tune in and learn more at https://www.ddamortgage.com/blog how long will rates continue to increase when will the Fed reverse course what can we look for as signs for this to come didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Self employed with different options of purchasing or refinancing your home without tax returns 23.06.2022

tune in at https://www.ddamortgage.com/blog Bank Statements for income 1099 only for income no income no jog rental income to qualify on investment properties didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

should I buy or rent with this transitory inflation, for real? 16.06.2022

what is the payment on a fixed mortgage vs a rental is it transitory or not is the price of food, gas, and rent going to continue to go up what can I do when the gov't starts printing again,  refinance into a lower rate what should I do tune in and learn more at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

No Income no Assets on Primary or Secondary Homes 09.06.2022

tune in and learn more at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 no verification of income or proof of funds on a purchase or secondary homes min 20% down min 630 credit score Support the show

Purchasing a home with a Reverse Mortgage 03.06.2022

tune  in and learn at https://www.ddamortgage.com/blog purchasing a home with a Reverse Mortgage only have so much money to purchase a home and the cash you have is not enough? how to buy your dream home and still have money left over didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What is a non Recourse loan for a Reverse Mortgage 26.05.2022

tune in and learn at https://www.ddamortgage.com/blog What happens after death who is responsible for mortgage who gets title to the home is a non recourse good or bad didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Is it time to consider a Reverse Mortgage for those 55 and older that is on a fixed income 19.05.2022

Food prices higher Gas higher everything going up in price is it time to use the equity in your home as a retirement vehicle no mortgage payment, consolidate debt get a credit line, fixed payments for a period of time or life tune in and learn at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Do you need to a business loan to grow your business or consolidate debt 12.05.2022

tune in and learn at https://www.ddamortgage.com/blog add in payroll purchase capital consolidate debt https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

qualifying with 1099 income for a mortgage 05.05.2022

not using tax returns with 1099 income getting 90% of the income refinancing and cashing out at 80% up to 10% down up to a 1,000,000 home with no pmi https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Is it time to sell your business to an employee, family member or some one from the outside 28.04.2022

tune in and learn more at https://www.ddamortgage.com/blog does an employee want to buy your business does a family member want to buy your business or is it time to sell to the outside https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

with inflation what is happening to interest rates and the prices of home all going up 21.04.2022

tune in at https://www.ddamortgage.com/blog what happens when interest rates and prices of homes continue to escalate what makes sense to buy a home at this time? what do I see happening down the road,  is there that possibility to refinance again and consolidate debt? https://www.ddamortgage/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What is happening to interest rates? 15.04.2022

tune in and learn more at https://www.ddamortgage.com/blog the train left the station from the 2% range up to the 4% range and learn on second homes and investment properties is it time to refinance and purchase a home what makes sense in this environment didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

Time to grow your business, working capital, inventory, purchase of a building 08.04.2022

Existing buildings or land  New facilities  Long-term machinery and equipment Or the improvement or modernization of:  Land, streets, utilities, parking lots and landscaping  Existing facilities  didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

Asset Depletion maybe the way to go to qualify for your next home if you do not have the w2s to qualify 31.03.2022

tune in at https://www.ddamortgage.com/blog self employed not showing enough income to qualify just started your own business and do not have w2s do not have a job? https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Minimal down payment on a Jumbo Mortgage 24.03.2022

tune in and learn at https://www.ddamortgage.com/blog as little as 3.5% down up to 1.5 million no monthly pmi 5% up to 1.75 million didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Self employed with too many write-offs to buy a home 17.03.2022

tune in and learn at https://www.ddamortgage.com/blog to many write-offs self employed great deposits in your business bank statements? tune in and learn what you can do without tax returns, 1099s with just 10% down didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Why did my mortgage payment go up? 10.03.2022

tune in and learn at https://www.ddamortgage.com/blog property taxes go up insurance go up if you have a fixed rate that doesn't change  what can you do to figure out what happened didier malagies nmls#212566 dda mortgage #324329 Support the show

Don't forget about the FHA and Va loans when getting your Pre-approval letters 03.03.2022

tune in and learn at https://www.ddamortgage.com/blog VA - allowed 48 hours to provide additional comps VA- can go directly to Va on the appraisal fha great loan that someone may have no choice if they can not go conventional didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What is a good time frame to get a purchase done in this environment 24.02.2022

tune in and learn at https://www.ddamortgage.com/blog what is taking the longest in the loan process what needs to happen to make it work quicker what is realistic didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

buying commercial property with 0% down 17.02.2022

business owner for 2 years a credit score of 650 51% owner occupied https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Interest rates on Second Homes have gone up 11.02.2022

tune in and learn more at https://www.ddamortgage.com/blog interest rates are higher on second homes again also on Jumbo mortgages why are they jumping up what makes it a second homes https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

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