Balancing Life With Kat

7 things we did to pay off $21,000 in debt in just 13 months.

They say to average about 25 years of your life for retirement. Do you have enough money on retirement to live off of for 25 years? I am going to tell you about a few different retirement plans and their pros and cons.

In this episode I talk about what I would tell my 16 year old self if I could talk to her. To help set her up for the future better with finances. Like how to start investing right away, how to save, not to worry about what others think, and keeping up with the Jones. 

It is a new year and time for you to make a change in your life, by setting goals and creating a plan to make them happen. What are your 2022 goals? What would you like see happen? 

It's the end of the year and everyone is talking about taxes and their tax return that they will be getting at the beginning of the year. We are going to talk about why you don't want a big tax return at the end of the year and how the government is borrowing your money from you and then giving it back at the end of the year. 

DO YOU HAVE TO COME FROM MONEY?? People think in order to be wealthy or be comfortable with finances that you have to come from money but that is a myth. I share about how to over come that mindset and a little bit about my life story, and some motivation to help yall change your mindset and reach your financial goals.

It is okay to have debt, most American are in debt. So don’t be ashamed of it. We are taught as Americans that it is okay to be in debt just finances everything. But now is the time to break the cycle. Start getting out of debt and working towards your goals.

If you feel restricted or miserable with your budget, then you need to trash it and redo it. You shouldn’t feel restricted and miserable.

Having financial goals is an amazing thing but it’s important to know what ones do focus on first

It’s human nature to compare and get jealous, but let’s start changing your mindset. Then you can get those things too once you change your mindset.

Give you step by step on how to create a budget!

What to do when you have debt in collections?

I go over different things that you can do right away to start building your credit or to start having a credit history.

Tips on how to start making your budget work for you.

I share different tips on things you can do to start saving money. If something were to happen unexpectedly right now would you be able to pay for it?

Sharing tips on how to get your spouse on board to work towards y’all’s financial journey.

When you are creating a budget you don't have to give up everything you love. Make sure you include things that you love to do, like going to dinner, shopping,etc. 

In this episode I go over why I think you still need credit cards and credit. Most people can't pay cash for everything like a house, car, etc.

In this episode I will share different things that you can cut down in your bills, or things that you can change so you can save money every single month.

This episode will give you step by step on what to do, to see the fastest results in paying off debt. The best way to keep you motivated and wanting to work towards paying debt off!

Introducing myself and the life events that happen to us financial that made me become a Money Coach.