Burst Box Pod

#34 Black Friday, festive spending, and January pressure can quietly wreck your finances if you don’t plan now. This episode breaks down how to map your next three salaries, budget for the chaos ahead, and say no without guilt before the festive season drains you. Joy gets practical about the money traps that show up between October and February, from Black Friday deals and festive events to schoo...

#33 If you’ve ever wondered what really changes in your thirties, this episode gets honest about the clarity, pressure, confidence, and trade-offs that show up when reaching 35. Joy reflects on turning 35 and breaks down the very real shift from theoretical adulthood to full implementation mode - where indecisiveness fades, self-discipline gets tested, and the consequences of past habits start bec...

#32 Clicks has increased its stake in The ARC Store to 61% - a major move in South Africa’s prestige beauty market. In this episode of Confidently Unbroke , Joy unpacks why Clicks made the investment, what it means for beauty retail and loyalty programs, and how the rise of A-Beauty could create opportunities for local brands and entrepreneurs. From changing consumer habits and competition to loca...

#31 October is a powerful time to start planning for 2027 — not only your finances, but also your time, commitments, health, career, studies, and personal goals. In this episode of Confidently Unbroke , Joy shares why getting ahead now can help you enter the new year with more clarity and fewer last-minute scrambles. Your calendar is more than a list of dates: it can be a blueprint for how you use...

#30 What happens to your money, career, and future when your partner’s sports career takes center stage? In this episode of Confidently Unbroke , Joy explores the financial realities of being a WAG—from constant relocation and career sacrifices to taxes, visas, image rights, lifestyle creep, and planning for life after the pitch. Using examples from famous WAGs and real-life situations, she unpack...

#29 Most people are completely unprepared for what happens after someone dies — and that lack of knowledge can turn grief into chaos fast. This episode breaks down the funeral process, funeral cover, wills, estate planning, and the family decisions that can make or break the entire experience. Joy gets real about the questions nobody teaches you to ask: What documents are needed? Who do you call f...

Why is this election in the same league as the 1994 Elections? What if voting for a political party/ independent person was the same as you voting for them purely based on their behaviour or if you had to be in a relationship with them? Any first-time voters in the house? No worries, Joy has some tips just for you. Get your snacks as Joy gets candid about her thoughts when it comes to this electio...

It's been a year since I decided to click on that add to cart, bought the equipment and the software and FINALLY started. I thought... let me be honest about what really went down behind the scenes, what learned about myself and starting a podcast. If you're thinking about starting one or if you've listened to it and wondered why the mic has been muted at times, then this episode is...

Joy chats about the Genesis of it all,  what Vannie Kaap did for the culture, how it mastered the digital streets like a boss, a mysterious founder and then the shocking news on its Instagram? Say WHAT!?! Or is there something bigger coming our way....?   If you enjoyed this episode, please leave a review, and share it with a friend. Thank you for your support.  Instagram: https://www.instagram.co...

We WON! But, what’s with some South Africans being All Black supporters?  What does the Springbok brand represent? What’s the financial game plan when the Springboks hang up their boots? Joy also chats about the 1-point impact, 3 lessons when it comes to Cheslin Kolbe and when life forces you to take a sinbin...  If you enjoyed this episode, please leave a review, and share it with a friend. Thank...

With less than 3 months left of 2023, now is not the time to give up. In this episode Joy gets candid about spring cleaning money goals, getting ready for the Festive season, January not being too long and how to push the reset button when it comes to your finances.   In this episode, she’ll chat about: Looking at your calendar How Dips & Highs can make you overspend Reflecting on 2023 Teachin...

Join Joy where she gives you a breakdown of what the BRICS Youth Council is, why we as the South African youth need to know about this, what it means for us, our futures and why the 2024 Elections are more important than 1994.    This episode is part of the BRICS Summit Series, as explained by a young, South African. She is simply curious about what this means for young South Africans and how it w...

How did it start ?  Why did those five countries decide to come together ? They have their own bank ? What's the real lesson behind BRICS ? Resources📚 · https://brics2023.gov.za/evolution-of-brics/    · https://brics2021.gov.in/about-brics   · https://www.ndb.int/person/leslie-maasdorp/ · https://www.un.org/en/observances/multilateralism-for-peace-day · https://www.imf.org/external/pubs/ft/f...

Instagram: https://www.instagram.com/burstboxpod YouTube: https://www.youtube.com/@burstboxpod     🎙Available on Apple Podcasts, Spotify & Google Podcasts   If you enjoyed this episode, please leave a review, and share it with a friend. Thank you for your support.    Download your free copy of the Podcast Sessions Magazine: https://mailchi.mp/thepodsessions/june-issue-10 #burstboxpod

Being the 2023 Top16 Yoba Winner in the Hair & Beauty Category, will this company be the future African version of Fenty? Being a confident leader, the founder started the company at the age of 14. What is this company all about? How has it been disrupting the beauty game?  Join Joy where she’ll also chat about the founder, Rabia Ghoor, SwiitchBeauty Partnerships and possible future strategies...

Fam, you would want to get some fancies after this episode…It’s Women’s Month and in this episode Joy will chatting about how fancies, the profits from selling Tupperware products & other OG side hustles, were used to not only pay for school transport money, but even sending children to varsity.  Are entrepreneurs born or is it something that you can learn?  The role & impact of Tupperware...

It's FINALLY payday weekend! I'm sure that most of us are trying to save as much as we can, while stretching our funds as much as possible. A popular way to do it is to sign up for a rewards program. But what are loyalty/ rewards programs ? What are the best rewards programs ? Who are the best rewards partners ?  Also, are you missing out on R250 million worth of unclaimed rewards points...

Fam, concert & festival season has FINALLY arrived! With ticket sales happening every week, it can almost make you feel as if it’s a Black Friday sale if you don’t buy it right now. But if you add it all up….it can actually make you broke BEFORE December. Imagine! This week, Joy will be giving you some gems on what you should consider before clicking check out and getting those tickets, the to...

Fam, we have Eskom, Prasa, SAA, Transet & now possible the NHI Fund? For those who will need medical care in the future, I highly suggest that you get to know this new & proposed SOE. What’s the impact on asylum seekers & non-South Africans? Will this result in lower medical standards? Is this the next National Tax Trust Fund baby?    Join Joy where she chats about the following:    a)...

Fam, what we think of ourselves & what our values are will reflect in our bank accounts. Hence, the intro includes “the way we think ultimately affects our financial decisions.” But, how much value, if any, do we attach to our hair? Are we more concerned about what’s on our heads than what’s in our heads? Also, does that down payment at your local salon guarantee that future opportunities will...

Fam, in this episode Joy gets candid about what she wished she knew about & experienced in her early 20s, especially when completing matric, during her varsity days & when she graduated. She’ll also chat about:     a)     Internships, graduate opportunities & learnerships b)     Adulthood being the real Hood c)     Tools that the youth have which previous generations couldn’t use d)   ...

Who is Lift? Who are the founders? What was the industry like when it arrived on the scene, namely South African commercial carriers getting cancelled & the impact of the COVID-19 pandemic? Join Joy where she answers these questions and shares her thoughts and observations about its business model:    a) marketing campaign (name competition, etc.) b) strategic partnerships with Superbalist and...

Fam, with last week’s interest rate hike, have you ever thought about how one can build a credit score in this economic climate? Why do you need a credit score? Which factors should one consider before applying for credit? Which signs serve as an indication of you not managing your credit well? Are there any pros & cons of using a clothing store account vs a credit card when building one’s cre...

Most people think that more money will solve all their problems, but that was clearly not the case for those on Mzansi Magic’s hit show “I blew it”. Fam, the way the people, who received millions of Rands, spent and lost all of it? Madness! Pure spending madness! Join Joy where she chats about how they spent and lost all of it, spending habits (men vs women), the lessons learned from the show, how...

Does your current job make you feel like you're always at irritation station ? Is the work that you do, bland & tasteless, not challenging you in any way ? Thinking of changing jobs?  Moving to a different division or even into a new industry? All of us were born with gifts and talents. Your list of skills could land you your next opportunity. Join Joy where she chats about how you can id...