Wealth of Insight

Join us for this week’s episode, where we welcome David Burns from Retirement Health Solutions to share his expert insights on Medicare.  While Medicare is an essential program providing healthcare coverage to seniors, it’s important to be aware of its limitations. During this episode, David will cover the various parts of Medicare, including A, B, C, and D, and provide valuable information on sup...

Your financial future is at stake, and a good credit score is essential in pursuing your goals. Whether it’s buying a home, starting a business, or investing in your future, a solid credit history is crucial. Don’t risk making common mistakes that can negatively impact your credit score and hurt your financial well-being. In this episode, Austyn Whittenburg is joined by Troy Heidenreich, Mortgage...

For some people, their biggest regret when it comes to financial planning is not starting early enough.  In this episode, Austyn Whittenburg covers the most common mistakes people make when financial planning and how to avoid them. Austyn discusses: Living beyond your means Not taking advantage of employers’ 401k matching Being uninsured on life insurance The worry of not having an estate plan The...

Congress has passed a few things that give people more opportunity to grow the amount of money they can put away and save for retirement.  In this episode, Austyn Whittenburg talks with Rick Gallacher to discuss a high level overview of the Secure Act 2.0. Rick discusses: The changes to RMD’s The impact to the QCD You can now use Roth in a SEP A list of what can happen in your life that will allow...

You can potentially expect the economy to slow down even a little bit more in 2023, from what you’ve experienced in 2022. Specifically, if you’re looking at the global economy it might be around the 2% range. But wouldn’t it be helpful to have a crystal ball that would tell you exactly what to expect in the new year? In this episode, Austyn Whittenburg answers some of the common questions his clie...

While most people are nervous about the cost of living due to inflation, there are some who look at the benefits of inflation on the markets and individual employment. In this episode, Austyn Whittenburg speaks with Nikko Denis, branch manager at Intercap Lending, on the alternative implications of inflation. Nikko reveals how inflation has forced real estate sellers to compromise, why housing pri...

What is a fiduciary and does Whittenburg Wealth Partners follow the fiduciary standard? Austyn Whittenburg has the answer. In this episode, Austyn Whittenburg discusses one of the most common questions he’s starting to receive from his prospective clients, “are we fiduciaries?” He explains what a fiduciary is, differentiates between the fiduciary standard and suitability standard, and shares how t...

Most people will need some form of long term care at some point in their life, and they don’t want to be a burden on their family. In this episode, Austyn Whittenburg talks with Rick Gallacher, CFP®, to talk about a range of different long term care options, the benefits of the services, and when you need them. Rick discusses: How to get benefits from long term care insurance The different ways th...

One in five Americans claim some form of Social Security benefits. Everyone’s benefit can be slightly different depending on your work history, age and a few other factors. In this episode, Austyn Whittenburg, discusses the basics of Social Security to help you get a clear understanding of what it is and how it gets calculated. Austyn discusses: Why Social Security is known as a broad reaching pro...

Some of the best days that you’ll see as an investor happen in bear markets and over the course of your investment life it can make a significant difference in your portfolio. In this episode, Austyn Whittenburg discusses how his firm approaches periods of extended volatility and how he helps clients survive the bear market. He also explains some of the sound investment principles and why you shou...

Many people are wanting to increase their wealth, and their health, but maybe don’t know where to start. As you’re gearing up for the holidays and the treats start to stock up, how are you planning on staying healthy? In this episode, Austyn Whittenburg talks with Jon Fuller, a health, wellness and personal development coach at Health Revolution. With these new healthy habits, you can still enjoy...

With inflation causing a fluctuation in the value of your assets, is it time to update your insurance coverage to ensure that your properties and valuables are all covered? In this episode, Austyn Whittenburg talks with Sam Hoole, a private client advisor at Diversified Insurance An IMA Inc. Company. He will talk about all things, property and casualty insurance, the different types of insurance p...

As college costs continue to rise, more parents and grandparents are looking into ways to save for their children’s education. But with the potential for taxes and penalties, is a 529 plan the right choice? In this episode, Austyn Whittenburg talks with Rick Gallacher, CFP®, to discuss how you can start helping your kids save money for college with a college savings plan. When used right, you are...

Many people think estate plans are solely for wealthy people but that could not be further from the truth. Everyone should have an estate plan. In this episode, Austyn Whittenburg talks with Eric Whiting, an estate planning lawyer. Planning your trust should be a priority for you to ensure your children and family can be taken care of incase something unexpected happens to you. There are also some...

With the stock markets changing and public real estate being down 18%, private real estate is still in the positives. In this episode, Austyn Whittenburg talks with Jeffrey Gross, director at Apollo Global Management, Inc., about the private real estate industry. With inflation going up, private real estate investing could be a fit within your retirement income stream.  Jeffrey discusses: Why a cl...

Whether you like taking risks or playing it safe, there are annuities made to fit most people. In this episode, Austyn Whittenburg talks with Eric Motzkus, CRPC, a financial advisor with Allianz Life Financial Services explains the basics about annuities, and how they fit into your comprehensive financial plan. Eric discusses: Why people buy annuities Two types of annuities and the differences bet...

It certainly has been a bumpy ride over the past few months. But after some forecast analyses, are we finally going to see some improvements to the economy or do we have to keep our seat belts fastened as it drops even further? In this episode, Austyn Whittenburg gives you a midyear outlook and what to expect the next six months to look like as it relates to the stock market and the economy. Austy...

Money is indeed important, but when it comes to financial advisors and wealth planners, they cannot discuss only about investments. In fact, this can be detrimental. In this episode of Wealth of Insight, Colleen Bowler, co-founder of C&J Innovations and the developer of a passport package tool, talks with Austyn Whittenburg. They detail the importance of creating value ​​for clients to build s...

How can you ensure that you have found the right financial advisor to fit your needs? In this episode, Austyn Whittenburg explains what questions he thinks you should be asking your financial advisor. He also highlights why it is important to understand the value they are bringing with their advice to have a successful relationship with your advisor. Austyn discusses: The best questions to ask to...

With bonds in a laddered format, there is an opportunity to potentially increase your income stream with each passing year. In this episode, Austyn Whittenburg talks with Scott Tallman, vice president at Belle Haven Investments. He shares how he is helping position people in the bond market and how the bond ladder impacts decision-making for bidding directly on bonds. Scott discusses: Two differen...

Are you worried that you may never be able to own your own house in your lifetime? With housing prices continuing to rise and the demand for houses growing even more, it may seem impossible to find the right time to purchase your first home. In this episode, Austyn Whittenburg talks with Broch Lassig, from CrossCountry Mortgage, who has been ranked in the top 1% of loan officers in the country by...

Many people will tell you that life insurance is just for when you die. But while there is more to it than that, life insurance can be daunting.  In this episode, Austyn Whittenburg is joined by Andy Brim, regional sales vice president at Dixon Wells. He breaks down the mystery of life insurance to help … Continue reading Breaking Down The Mystery of Life Insurance With Andy Brim (Ep.7) →

You may keep hearing about how tight the real estate market is and how tough it can be to get the house you want. In this episode, Austyn Whittenburg talks with Chase Carter, the founder of Chase Carter Real Estate. Chase shares his expertise on how to make an offer that sets you apart from other buyer competition. He discusses tips and tricks on how to buy a house and provides a little update on...

It’s never too late to start planning for your retirement or is it? In this episode, Austyn Whittenburg is joined by Rick Gallacher to discuss some strategies he uses when crafting financial plans with his clients. He also shares how he can work with you to potentially optimize your plan. Austyn discusses: Why you should … Continue reading Is It Ever Too Late To Start Planning For Retirement? With...

Every year, tax rules and regulations are being updated. But you’d have to do some digging on the internet to find out and understand what is going on. In this episode, Austyn Whittenburg is joined by guest Darin Fullmer, senior tax manager at Haynie & Company. Darin will bring you up to speed with his … Continue reading Saving on Taxes in 2022 With Darin Fullmer (Ep.4) →