UCLA Extension Business Insights

The UCLA Anderson School completed a mid-March evaluation of key drivers of California’s recovery. Their findings are summarized today and we also make available their PowerPoint presentation of key trends and conclusions: https://t.e2ma.net/click/3idekg/zr9pohr/bhhu8eb The second part of today focused on the importance of bringing digital transformation knowledge and leadership into your own busi...

Long-term interest rates are moving up with serious implications for the bond, stock, and real estate markets. Many Americans did not participate in the strong up cycle in housing and stock prices but needed to borrow at historically low rates to maintain their lifestyles, especially during the Covid year. What’s the likely impact of interest rates moving up and what should I think about to protec...

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Large amounts of money creation by the Fed have not provided real growth since the Great Recession and, therefore, have not created new full-time jobs. Reported increases in U.S. GNP/GDP are, importantly, a result of higher prices. Meanwhile, income distribution has mightily suffered and continues to disappoint many.

The recovery in jobs is slow and erratic as well as extreme (the good and the not so good). Overall economic patterns add risks to our economy, inflation, volatility, and the U.S. dollar but, all in, the UCLA Anderson Forecast expects impressive real growth after some dismal near-term months.

The COVID-19 recovery is slow and filled with significant economic and jobs risks. Many issues and risks are surfacing with some threatening future jobs creation and traditionally safe investments. The low interest rate environment, as long it lasts, will continue to support stock and residential real estate prices but will threaten bond and commercial real estate investments. Categories of asset...

The most recent Anderson Forecast for California begins this Podcast. We turn to more specific conclusions about the pace of the economic recovery as well as major lingering unemployment/jobs issues. We end our Podcast with specific suggestions you may wish to consider for planning your 2021 investment portfolios given the many post-election financial risks.

The inflation of real estate, stocks, and bonds is a “win-win” for city and state governments and a “must-have” for the federal government. Expectations are for a continued inflation of real estate and stocks given that the largest global asset group (U.S. bonds) will be hard-pressed to keep investor interest with the Fed’s low interest rate policy which it plans to maintain. Significant asset sel...

Regardless of which party is in control politically the economic and jobs issues are compounding. We are now risking a double dip in our severe recession/depression based on lasting damage from high debt levels, continuing shut-downs/closures, and low/no job creation.

The economic recovery has revealed itself more by the late October data releases. The jobs market has become a bit more transparent and key new trends are discussed in some detail along with today’s severe family financial stresses. Our next Podcast adds to what we discuss today and will explore the election consequences on both families and businesses.

Hyperinflation occurs when the entity controlling money supply (interest rates, liquidity, asset price bubbles) can no longer implement policy direction changes. In Europe, the record level $17 Billion of negative interest rate bonds illustrates that the ECB is out of policy alternatives attempting to generate new investments and employment growth. In the U.S., the Federal Reserve is stuck trying...

The globally recognized UCLA Anderson Forecasts just completed their analysis of the U.S., California, and Los Angeles economies/jobs. In this episode, we’ll share some of their key expectations for the recovery as well as long-term job issues for key industries.

As surfers and mariners know waves come in sets or patterns. Some sets have as few as 3 and some have as many as 10. Economic downturns and recoveries seem similar. We may experience the second wave and maybe a third before the election and a few more could follow by year-end. Today’s discussion tries to set expectations for a treacherous several months and, for some, might suggest getting out of...

We are facing some of the greatest lifestyle and financial risks, quite possibly, of our lifetimes. We didn’t create the all-encompassing “U.S. system risks” but we should recognize them and do our best to lessen them. We’ll set the stage in today’s Podcast and discuss further as we get more economic data in September.

From now until year-end the bond and stock markets can be most dangerous for pretty much all investors. Given the Federal Reserve has leveled off their money creation and credit facility funding in the past month or so, those who would have benefited have done so and those who haven’t benefited may not benefit (their issues go beyond creation and liquidity). Additionally, with Congress pretty much...

We are nearing the 6-month mark with a slow recovery, diverging market trends, and growing government risks at all levels. It’s time to prepare for higher interest rates as well as stock market divergences given the global need for more money and debt creation with no end in sight.

We take an updated look at the U.S. and China economic risks which are quite different. We’ll defer Europe to a future Podcast but will just note now that weakness in Europe is more and more pronounced. As mentioned last Podcast our own economic environment is recovering at a disturbingly slow pace. Global economic recovery and re-employment (much less new jobs creation in large numbers) will be y...

The historic unemployment level is now impacted by “pullbacks” in bank lending and record-high household savings rates. Substantial but temporary federal government lending and household support programs are buying time in the face of really adverse business and household solvency issues (which are mounting). Meanwhile, the stock market continues to be propped up by the large technical and Interne...

Several days ago, the UCLA Anderson Forecast undertook a comprehensive evaluation of what we know and think we know about the recession/depression recovery phase. This Podcast includes specific industries and jobs focusing on Southern California in addition to the national economy. Additionally, we are going to run our no-cost course, “The 2020 Panic – What’s Next: Navigating Panics, Recessions, a...

The world’s central banks, especially the Fed, are providing endless amounts of liquidity but that won’t stave off large numbers of personal and business insolvencies. The stock market is attempting a “V” shaped recovery but much more volatility is ahead as the economy is unable to recover as quickly as the stock market expects.

We are heading into a recovery that will be most uneven with longer-term employment and money creation issues. Enroll in our no-cost course, “Navigating Panics and Crises” to learn more: https://ucla.in/2MuzD43 Additional links mentioned in today’s podcast- Stock Market Crash/Recovery Chart: https://www.morningstar.com/features/what-prior-market-crashes-can-teach-us-in-2020 A forward-looking indic...

We’ve studied the Great Depression but never thought we’d live it! We’re facing a most serious credit crisis with the Fed providing liquidity but unable to stave off upcoming insolvencies and a plunging real estate market, particularly commercial real estate. Consider our no-cost course over the next 6 weeks to prepare for outcomes of the Panic of 2020! The course begins May 21 and enrollment is n...

Now more than ever, UCLA Extension is committed to continue providing students with the resources and tools they need to succeed. As an extension of our podcasts we are pleased to announce a new course aimed at how to better deal with the Panic of 2020. Our 6-week course is offered at no-cost as part of our continuing efforts to support our students with educational tools and resources. The course...

In the past two weeks or so the Fed has effectively taken control of all U.S. and, perhaps, global credit markets from home mortgages to junk bonds and from bank loans to pretty much all loans. What does this mean? Find out in this Podcast as well as the following one which begins to outline major differences we can expect in our economy during the ultimate recovery phase!

Take a break from the daily news cycle and consider the upcoming recovery which will be present new career and investment alternatives. We focus on details often absent from the news cycle to help you and your family plan for your personal recoveries and tomorrow’s changing job marketplace.