Townley's Money Basic$

Money comes in and money goes out. Many of us simply do not keep track of how the tide of money works. In some ways having money come in is the easy side of the equation. Understanding how money leaves your control is maybe more important. Let’s start keeping track of how money comes in and leaves your control. Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - ht...

How did you learn about money? Maybe it was not a formal education, but merely observing others around you. Let’s kick off 2023 talking about what money is and start laying the foundation for your financial literacy. Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com Support the show https://www.buzzsprout.com/1768523/support Email - townl...

This IS the first step to your financial freedom! Establishing an emergency fund will start you down the path to peace of mind and as well as building a solid financial foundation. The journey starts here. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

It used to be that you had to wait until payday to get paid. It appears that is no longer the case. With Daily Pay you can choose when you collect your hard earned money, but is there a catch? In this episode I explain daily pay and what you need to know to make sure it is right for you. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntown...

What does it mean to be middle class? In this episode we break down what is middle class by income, net worth and how education also plays a role. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Where do you spend your money? Do you prefer buying stuff or experiences. It may depend on where you are in your life journey! In this episode I discuss the case for stuff and experiences and finally where the balance may lay for you.  Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownle...

What does the future of money look like? In this episode we take a brief journey down the history of money and then take a look of what may come! Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

In a world that is using less and less cash there are credit cards. How do they work? In this episode I explain the basics of credit cards. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

How much money is enough? In this episode I breakdown different levels of enough and describe what each level entails. It is up to you to decide what lifestyle you want to strive for and which level is right for you. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

What’s more important - friends or money? For me it’s a no brainer - friends! Your relationship with friends and money is important to understand. In this episode I talk about the relationship between the two. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Like it not there are times in life where you need help. Something bigger than yourself. It comes with a price and hopefully you never have to use it, but maybe it will help you sleep better at night.  Insurance can be a mixed bag and in this episode I go over some common insurance policies you may need in your financial plan. Support the show https://www.buzzsprout.com/1768523/support Email - tow...

Now that you are getting your money under control it’s time to understand how banks work. Understanding how banks work is important for where your money sits and also when you need a loan. In this episode I explain a simple breakdown of how banks (and credit unions) work. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @s...

You have your spending plan in place. You are looking to start investing to build wealth. Where do you go from here? In this episode I discuss options for when you are ready to start building wealth. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

What is the Stock Market? Why should care to know? In this episode I talk about what a stock market is and why you need to understand how it works. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Understanding the world around us is essential to understanding our money. There are many systems to run your economy - Socialism, Communism and Capitalism just to name a few. In this episode I talk about capitalism and how it may impact your personal finances. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley...

Bartering, cash, credit cards, debit cards and now digital wallet. The evolution of money continues! In this episode I discuss the pros and cons of each type of money. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Imagine a world with no cash. I have to admit that is difficult for me. In this episode I discuss what a cashless society may look like and whether it is coming sooner rather than later. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

We all want money, but how much do we really need? How much do you need to meet your savings, essential and wants? In this episode I explore a more minimalistic approach to money. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

It used to be that you had to wait until payday to get paid. It appears that is no longer the case. With Daily Pay you can choose when you collect your hard earned money, but is there a catch? In this episode I explain daily pay and what you need to know to make sure it is right for you. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntown...

When you think of college students the word poor sometimes comes to mind. What if it did not have to be that way? In this episode I explore some the ways that you can keep from being a poor college student. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

We all want money, but why? You can’t eat money or at least you should not - its nasty! It would be difficult to wear or get shelter from a storm using it. We want what money can afford us. In this episode we start to explore the money why and how we should put the want of money into perspective.. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn -...

Where do you spend your money? Do you prefer buying stuff or experiences. It may depend on where you are in your life journey! In this episode I discuss the case for stuff and experiences and finally where the balance may lay for you.  Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownle...

There are many tools to help you keep track of your money. The trick is to find the ones you like and will use on a regular basis. In this episode I talk about some of the tools that are available on market. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

How do you think about money? Do you think about the why relationship you have with money? In this episode I share my money philosophy. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Are you a saver or a spender? It is ok to be both. We just need to find the right balance. In this episode I make the case for saving and spending. I also throw in some ideas on how to achieve that balance. Support the show https://www.buzzsprout.com/1768523/support Email - townleytech@gmail.com LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com