The Retirement Risk Show

Ever consider how side gigs could influence your retirement? Working passive income while retirement planning could help you invest more, save more, and have a more comfortable retirement. This week Dave Hall hosts the infamous Financial Panther to discuss side hustles, the impact of working them before and during retirement, and even discusses the various types of F.I.R.E (financial independence,...

Strategically optimizing products and policies to work for you, not against you, in retirement is an important step in planning. Having been around for 30 years, premium finance is a method to optimize your life insurance policy, using leverage to create a higher policy value.  This week Dave Hall analyzes the benefits and qualifications of premium finance with Tim Kelly and Joe Sgori, partners of...

Today, retirement is mostly entirely up to an individual. Pensions are not commonplace anymore, and Social Security is only a base to retirement income needs these days. Emphasizing the importance of planning, this week Dave Hall shares a personal story about how preparedness made the aftermath of Hurricane Maria while living in Puerto Rico easier. He also discusses tips and tricks to consider dur...

What are the best options for retirement when you are self-employed? This week Dave Hall discusses a top strategy for self-directed retirement plans with Nashional Self-Directed's founder and CEO, Whitney Nash. They break the benefits and tax-advantages down a Solo 401(k) provides for a retirement funded by a self-employed person.  Support the show Follow us on Instagram : @retirementriskadvi...

Understanding behavioral finance helps grasp the why someone makes certain wants for their retirement known. When you understand how decisions are driven by human emotion, biases, and cognitive function, you build better relationships with your clients and yourself financially for retirement. In this episode, Dave Hall discusses with Saundra Davis, the founder of Sage Financial Solutions, the impa...

With stock market volatility teetering, it is important to look at the factors going into the market. Further, it is important to review the historic market crashes and corrections we have had. Doing so allows us to have insight into the unpredictability of the market--insight that allows us to prepare and protect retirement assets. This week, Dave Hall analyzes the past, present, and future of th...

Is there a way to provide lifetime income AND reduce risk?  Today, living well into your late 80s or even early 90s is the norm for retirees. A blessing, a long life means you get to enjoy more years out of the workforce. A risk multiplier, this longevity means you have to supplement income for 25-40 years after you leave the workforce.  In this episode, Dave Hall and Tom Hegna discuss how longevi...

As the base for most retirements, Social Security (SS) is an important factor of retirement planning to discuss. One major risk is the situation around filling and enrolling for Social Security. Are you filling independently, do you have a spouse with a larger age gap? Do you have kids that may qualify for SS? Depending on your situation, you may be losing money if you enroll too early or even too...

In an era where pension plans are largely not offered, retirement is entirely left up to employees. This means planning, getting involved in the market, and being susceptible to a multitude of risks—especially market volatility. Join Dave Hall with Joel Wymer as they examine past market volatility trends and delve into approaches and strategies to tackle the current volatility with long-term think...

Medicare coverage is not a walk in the park the moment you become 65. A huge factor is the proper understanding of its Parts and the products offered. To provide the best insight of this, Dave Hall interviews Alex Sieler, the National Sales Director of Medicare Compare USA. Listen in as they cover the importance of Medicare education and policies to prevent your retirement from facing greater risk...

A new year brings a lot forth that will affect your retirement. On this podcast, Dave Hall discusses the impact 2021 will have on retirement planning in 2022. He further discusses changes being made to Social Security and how inflation has impacted medical costs. For more information on these changes, 2022 challenges and how they will impact your retirement, check out our webinar “Evolving Retirem...

The old paradigm for retirement has become obsolete, and the importance of tackling a new approach is imminent for your retirement—especially if you want it to last the 20-40 years most are retired. On this episode, Dave interviews Brian Britt on why the new paradigm for retirement planning is best. Brian Britt has over 25+ years of experience in the industry and gives his firsthand stories on how...

It is a new year and time for new goals. We hope that includes your retirement. It will require planning and effort. We are here to share the top 10 risks facing your retirement.  At the end of the day our goal is to try to help get you safely through retirement. So today we are talking about the risks people don't think about. It really comes down to the things we don't know become a pr...