The Notorious Banker

Hello Everyone.  First off, we briefly discuss Kanye West's statement on CNBC yesterday where he said he is leaving Chase for Bank of America because CEO of Chase Jamie Dimon didn't call him when he made a $140 Million Deposit Then we get into a very deep story. Bank of America will offer "sabbaticals" of up to 6 weeks to longtime employees to combat burnout. While it sounds good on the surfa...

Long week talking about the new Bank of America Home Loan Program, Which we will also do here! (Ugh) First off,    Interesting article in Rolling Stone and Reporter EJ Dickson , who profiled a lot of Adult Film actresses who had their bank accounts closed out by Wells Fargo. I have done podcasts many times referring to the "business decisions" that banks make when they no longer want to...

Bank of America blew me away today with the stupidest thing I ever saw. Bank of America announced a plan to help Black and Hispanic people get into home loans in 5 markets, where frankly, the median home prices are insane. The markets are Charlotte, Los Angeles, Dallas, Miami and Detroit. Bank of America is promising no minimum credit score, no mortgage insurance, and validation of eligibility can...

https://abc7news.com/bank-of-america-bofa-denies-edd-claim-fraud-debit-card-denial/12154468/ Hey, guess what? Another EDD Fraud case where Bank of America denied a client. Man had $15k stolen from his account with crooks using the old school transfers page to send $15k total over 3 accounts. Bank of America denied Alfredo Mancilla 3 times. He then called Michael Finney, who we have talked about ma...

Hello Everyone! Reminder that I am working on a book about Zelle due to come out really soon. Stay tuned for that. It's going to be funny, thought-provoking and hard-hitting all in one. In this podcast, I discuss a tweet from PGA Star Brian Gay who tweeted that his daughter was a victim of Zelle Fraud while at Bank of America with BofA doing nothing to help her. I discuss the misconceptions of FDI...

2 Podcasts in 3 days. Just like pandemic times. I am doing an "emergency" podcast to discuss the CFPB fining US Bank, based in Minnesota, $37.5 Million for issues pertaining to unauthorized accounts (some call them 'fake accounts') for customers between 2010 and 2016. This is in line with the timeframe of the Wells Fargo stuff.  I read the press release which I chuckle at for many reasons. Ho...

Sorry about the delay. I am working on a Zelle book and it has been hard to record. Ironically my first topic is about Zelle. WCVB in Boston had a story about a local man who was attacked by cyber criminals who commandeered his online banking to send themselves $3000 via Zelle from his online banking despite his texts not authorizing the transaction. Ben Simmoneau, the reporter, got the money back...

Our friend Caroline, who we met through social media posts made by Professional Wrestling Superstars is still fighting with Bank of America as of now. She was the victim of fraud using Zelle, and Bank of America is not only not helping her, but blaming her for their gaping holes in the product. The groundswell of support she has from her wrestling friends that have more of a reach for me got her a...

Caroline's GoFundMe In this podcast, I have one topic. Caroline in Florida is a victim of 2 things: Zelle and BofA apathy. Caroline was scammed out of her life savings by a spoofed BofA call that Bank of America acknowledges is prevalent these days. She lost tens of thousands of dollars. Caroline is a makeup artist and hairstylist with IMPACT Wrestling, one of the larger orgs. for Pro Wrestling in...

Bank of America impacting a bunch of disenfranchised people? Who would have guessed. The bank known for this did it again in Houston, TX, cite of some notable BofA instances in the past. A family of Afghan Refugees, who left during the uprising that led to the Taliban being in power again last year, were impacted by one of the world's largest banks in a silly way. So after the stay in a camp in Ne...

Today, I discuss Patrick Rucker's reporting on Bank of the West, and how a secret deal in 2017 to curtail how many overdrafts a customer can get there may do more harm than good. I discuss how the arbitrary $1000 limit led to accounts being closed and customers being unbanked. While the intent was meant to help them out, it can create further problems through chexsystems, which most banks use to a...

In this episode I discuss issues with deposit ATMs. WSB-TV Reporter, Ashli Lincoln did two stories last week about issues at 2 different banks. F irst, Bank of America and their crappy ATMs stiffed a young man of $200+ and as of today, they are still giving him the run-around. It's horrible.. Then a second story of a Military Widow depositing a $26,000 check at the ATM at a Truist Bank (Formerly S...

NYT Super Reporter Emily Flitter outlined in a story published last week about how hiring practices at Wells Fargo are meant to target diverse candidates, but end up being more than lip service . I discuss how this parallels my experience at BofA, and I explain how since the majority of the people interviewed in the article are with WELLS FARGO ADVISORS, how the clients, namely RICH RICH PEOPLE ac...

First Topic: Patrick Rucker , who I am fortunate to have chatted with a time or two has a report in The Capital Forum (Paywalled) where TD Bank Sales Practices were detailed and mimicked similar environments at BofA and Wells Fargo. The previous Presidential administration opted not to fine TD for these incidents, instead choosing to privately "reprimand" them. In this segment, I discuss how TD Ba...

I discuss a couple simple topics today With interest rates set to go up really high, one conversation I know is going to happen is "Why is my savings still yielding 0.01%?" It's simple... Because banks don't want to give you more money. Big banks have a special reason for not giving basic savings account holders more money, and ironically enough, like everything else I talk about, it revolves arou...

I wanted to have a discussion about something that bugs me now that interest rates are going up. Will bankers and their high sales goals run the red light and still try to oversell clients into buying a home even if they aren't in an advantageous position to buy one? It was easy to sell home loans at BofA in 2016 when I bought my home at a 3.5% posted rate, even though my wife and I didn't get tha...

Today's episode discusses the interesting news from the Big Apple that New York City will not do business with Wells Fargo based on their discriminatory loan practices. We discuss how that means thousands of accounts and how Wells may be viewing this letter that was sent to them. It all comes from the report that more than half of Black homeowners got their refi applications denied in the city, wh...

CooglerBofABook.com It's a secret no more. I have written a book about a story that broke on March 9th. I wrote "High-Risk Transaction" in 5 days to tell the story of what the hell happened to Ryan Coogler, Director of "Black Panther" and "Creed. How does one go from standing in line at the Bank of America in the tony Buckhead district of Atlanta, GA to get money out to pay an employee to being ar...

Well, Anything interesting happen at Bank of America in the last week?  Oh yeah... The brief arrest and detainment of Award-Winning Major Hollywood Director Ryan Coogler outside of a Bank of America in Buckhead, Atlanta, GA. Location of Branch (Google the address and leave a nice tasty 1 star review) NY TIMES ARTICLE I don't discuss the news story itself, but mainly all the teller/manager iss...

Awesome Article by Stacy Cowley and Lananh Nguyen about a topic you know I love to talk about: EVIL ZELLE. I have discussed my past with Zelle as a banker, the nearly $2 Million I have helped people get back from big banks with Zelle being a major method of clients getting burned, and how much I wish big banks had a "hard opt-out" for people who choose not to partake in Zelle. This article discuss...

Great Story by AnnaMaria Andriotis of the WSJ about a phenomena that has been occuring at a lot of banks. Independent ATM owners, also known as owners of those little non-branded ATMs you will see at your nearest low-end gas station or hotel are getting their relationships frozen and/or closed out at big banks, including BofA and Chase. Most big banks cite their policy about opening accounts for "...

Thank you for over 20,000 followers across Tiktok, Instagram and Twitter. Today's podcast deals with a lawsuit filed which Bank of America is accused of withholding fee refunds during COVID after promising in a March 2020 news release that they would help people . I mainly discuss how this podcast predicted this over 2 years ago, because Bank of America's refund tool is outdated, horrible, unhelpf...

Thanks to all of you for making my social media pages thrive. 17,500 followers over TikTok and Twitter: Today's topics: - Nick Jonas started following my socials. How that makes me more motivated to create more big bank content. - I discuss an ABC San Francisco story where a man deposited a $33,000 check at a BofA branch in Oakland only to find out it never posted, and the branch ended up shutting...

This podcast is dedicated to James Iannazzo, who was arrested for verbally abusing a bunch of teenage girls in a smoothie shop in CT. The man is a now former Bank of America and Merrill Lynch FA, which means he holds a lot of money for a lot of rich people. The video of him assaulting these girls, went super duper viral this weekend, with even yours truly getting over a million views, 100,000 like...

We discuss Carolyn Said's story in the San Francisco Chronicle about Margarita Bekker, who was charged $10k for a cab ride, disputes with Bank of America only to be told it was a legit charge. I explain what happened on the bank side, and how the bank only helped her because she got through to the media. I then discuss Wells Fargo getting rid of "overdraft-related fees" but not Overdraft fees... M...