Talking Cents

We've heard that buying lattes could cost over $1 million over the course of your lifetime. While that might be true, there are even more costly mistakes you can make and we've got seven for you in this episode. Episode 53 - Do I Have to Put 20% Down on a House? MoneyWorks MoneyGuide  

Nope! While putting 20% down on a new house has advantages, as with everything we talk about, it also depends on your specific situation! In this episode, we'll discuss the magic "20%" number, what it means, and what other options you might have when looking to purchase a home. MoneyWorks MoneyGuide 

You don't know what you don't know. When should I invest? Is now a bad time? How much should I invest? These are just a couple of examples of questions we will answer in this episode! MoneyWorks MoneyGuide 

Budgeting? That single word makes many cringe. But in this episode, we want to reframe your perspective and help show you how freeing it can actually be to have a budget. Request the budgeting tools mentioned by sending an email to info@getreadyforthefuture.com! MoneyWorks MoneyGuide 

We talked a while back in Episode 21 ( Work Hard, Play Hard ) about how to succeed in a side hustle, but how do you get started? We're looking at three things today before you even think about getting started to help set you up for success! MoneyWorks MoneyGuide 

We hear so many stories, both personally and from our clients, about something a previous financial advisor didn't talk about but should have. And it's not Bruno. Your journey to financial independence is as unique as YOU! And that's our focus on today's show. MoneyWorks MoneyGuide 

We eat, sleep, and breathe financial independence. It is our passion. What is standing in the way for you when it comes to being financially independent? We're looking at three potential obstacles you might be facing on this journey and how to address them in today's show. Episode 33 - Three Financial Goals You Can Set NOW for 2022 MoneyWorks MoneyGuide 

Retail therapy can be a struggle and the struggle is real! It can be so easy to click "buy it now," but today we want to give you five tips to help you (and us) cut back on emotional spending. MoneyWorks MoneyGuide 

The money you worked so hard to obtain won't do any good if you lose it. Whether there's a scam or falling prey to bad investment advice, the best offense is a good defense. In this episode, we're looking at how to protect your money from those who want to take it from you. Federal Trade Commission Episode 12 - Madoff with Your Money MoneyWorks MoneyGuide 

Philanthropy is important to many people. And there are ways to deduct certain charitable donations from your taxes! And it's not just money, but potentially goods as well! In this episode, we're looking at how to get the most out of this benefit. MoneyWorks MoneyGuide 

What's so special about April 15? It's tax day! We've got some basics in today's show to help break down what you need to know about filing taxes and where you can find help if you're feeling overwhelmed. MoneyWorks MoneyGuide 

There is a lot of jargon out there in the financial world that every day people might hear, but not understand. Today we're covering a common industry phrase, breaking it down with a story (about cows), and how some simple investing strategies can have long-term benefits. MoneyWorks MoneyGuide  Disclosure: Dollar-cost averaging involves continuous investment in securities regardless of fluctu...

Financial advisors wear many hats - counselor, advisor, coach, accountability. We're meant to help you on your journey to financial independence! With such an important role, it's critical that your advisor is the right fit for you and your unique goals. In today's show, we've got three big questions you should be asking your advisor. What's the Plan? MoneyWorks MoneyGuide 

Do you think life insurance is unaffordable? Are you too young for life insurance? We're going to bust some common myths about life insurance in this episode so that if the worst happens, you can still take care of those left behind. MoneyWorks MoneyGuide 

Human Resources is not licensed to provide you with financial advice. But we are! In this episode, we're talking about the ins and outs of your employer plan and how you can make the most of it. MoneyWorks MoneyGuide 

Which one is better? Well…that depends! Today we're looking at two types of IRA, what they mean, and how each can help you toward your financial goals. MoneyWorks MoneyGuide 

There are people who bet on everything - sports, politics, the next pope? People bet on everything! But what don't want is for you to gamble on your financial future. We have some common financial gambles in today's show and insight into why they are probably not your best bet. MoneyWorks MoneyGuide 

Valentine's Day is approaching. And while popular culture paints a picture of expensive or grandiose gestures, we want to give you a few ideas of how to make your significant other feel the love without breaking the bank! MoneyWorks MoneyGuide 

Inflation is in the headlines constantly. And you might have heard of a COLA, or cost of living adjustment. How does all of this work? We've got some good news, some bad news, and some action steps to consider on today's Talking Cents! MoneyWorks MoneyGuide 

Time is money. With a little planning and discipline, and the help of compound interest, investing early can be a simple way to a millionaire by the time you retire! MoneyWorks MoneyGuide 

A new year! New Year's resolutions! Do you make them? Do you keep them? Most people who make these goals fail to accomplish them. But that's not for a lack of desire, but a lack of clear goals and planning. Today we're looking at how to create financial goals you can accomplish and three great goals with which to start. MoneyWorks MoneyGuide 

If you're in a financial rut, we don't want you to just spin your tires and dig yourself deeper. And many of us have gotten into these ruts not on purpose, but through uninformed decisions or bad habits. We're here to help you get out of the mud today with some clear steps to get you unstuck. MoneyWorks MoneyGuide  

The new year is right around the corner and we're bringing back our most listened to episode of 2021! You don't know what you don't know. We're talking about some BIG financial mistakes you can make and, more importantly, how to avoid them. MoneyWorks MoneyGuide 

Along with fun memories and traditions, the holidays can also bring a fair amount of stress. Specifically, financial stress! We've got a few tips on today's show on how to avoid stress and avoid unhealthy spending. MoneyWorks MoneyGuide 

Millennials, those born between 1981 and 1996, can be prone to make certain money mistakes that may put you behind financially! We've got some common challenges many millennials face in today's episode and ways to overcome them. MoneyWorks MoneyGuide