Talking Cents and Making Change

After the holiday spending frenzy, it's time to tackle that post-holiday debt. Join Alison & Michelle as they share practical tips for getting back on track, from debt repayment strategies to balance transfer options. Plus, learn how you can take advantage of AAACU's Visa Balance Transfer Special to save on interest! Tune in for actionable advice to start 2025 with better financial hab...

Welcome to a special recap episode of Talking Cents and Making Change , the financial wellness podcast brought to you by Alpena Alcona Area Credit Union! In this episode, we’re taking a step back to revisit some of our favorite moments, key insights, and expert advice from past episodes. Whether you’re new to the podcast or have been with us from the start, this is the perfect opportunity to catch...

As we kick off the new year, it's the perfect time to set yourself up for financial success! In this episode, we’re sharing healthy financial tips to help you start the year strong and stay on track with your goals. From budgeting hacks to saving strategies, we’ve got actionable advice to help you take control of your finances in 2025. The views, thoughts, and opinions expressed in this podcast ar...

In this episode, we dive into the world of holiday scams, uncovering the most common tricks criminals use during the festive season. From fake charity donations to phishing emails and deceptive online deals, we'll explain how these scams work and provide practical tips on how to protect yourself. Stay safe this holiday season with our expert advice on spotting red flags and securing your personal...

In today’s episode, Alison and Michelle sit down with Pam, to talk about one of the most daunting issues many face today—identity theft. Together, they’ll walk through the process of how it happens, how to recover, and what steps you can take to protect yourself from becoming a victim. If you’ve ever wondered how to safeguard your personal information or what to do if your identity is compromised,...

Michelle and Alison sit down with Andrea Tucker from the Michigan Credit Union Foundation (MCUF) sharing all the amazing ways the foundation supports and empowers credit unions to make a positive impact in their communities and throughout Michigan. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alco...

Why should you join AAACU? Sit down with Michelle and Alison and learn about the great benefits and perks of being an AACU Member. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal or other advice. Should you dec...

What is GreenPath and how is AAACU's Partnership with them helping our members? Tune into this week's episode as Michelle and Alison sit down with Dawn from GreenPath to talk financial resources for AAACU members! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and...

Tune in and hear how Travis, AAACU's IT expect shares the tips and trick to protecting your devices and your finances! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal or other advice. Should you decide to a...

With special guest Nick Montie we’re shining a spotlight on an important aspect of Michigan's credit union landscape—the Blue Ox Chapter of the Michigan Credit Union League. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financ...

Tune in to learn about the history of AAACU and how we have become the credit union we are today! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal or other advice. Should you decide to act on any information con...

This week we sit down with Angie and Brittnee from HR and share all the great perks of working at AAACU! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal or other advice. Should you decide to act on any informat...

In this week episode where financial inclusion meets possibility. Join Michelle and Alison as they ignite conversations, challenge assumptions, and inspire action towards a future where everyone has the tools to achieve their financial dreams. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Ar...

Michelle and Alison sit down with Ashley from AAACU's Plastic Card Department to learn all the do's and don'ts of applying for your first credit card. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal...

Tune in as we sit down with AAACU Consumer Loan Originator Jessica Johnston who goes over everything a first-time auto buyer needs to know about purchasing their first vehicle. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financi...

Tune in as we sit down with AAACU Mortgage Originators Annah and Chase who share all their tips and knowledge for first time home buyers! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal or other advice. Should...

April is Youth Financial Literacy month and we want you to celebrate with us! In this episode Michelle and Alison sit down with LeAnn, AAACU Director of Marketing to highlight all the fun activities we have planned and show how all year long we provide financial education to youth. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, tho...

Michelle, our Director of Advocacy recently visited Washington D.C. for GAC to help advocate for credit unions, their employees, and you... our members. Check out Episode 6 to learn what is GAC and here how your credit union is working for you! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona A...

Don’t fall victim to a tax scam, check out how you can avoid these common scams and hear some great tips on what to do with your tax return! The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and should not be considered as business, financial, tax, legal or other advice. Shou...

In 2023, we supported over 400 different organizations investing over $249,000.00 back into our communities. Tune in to hear some of the amazing organizations we supported, and how we created our Community Investment Fund. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Credit Union) and...

Learn all things budgeting and how to maintain your budget throughout the year. Michelle, Rachel, and Alison sit down with Financial Wellness Coach Patti to share all things budgeting and how to maintain your budget throughout the year. The views, thoughts, and opinions expressed in this podcast are the speaker’s own and do not represent the views, thoughts, and opinions of Alpena Alcona Area (Cre...

Welcome to the Alpena Alcona Area Credit Union Podcast Talking Cents and Making Change a financial wellness podcast. Meet your host Michelle, Alison, and Rachel and learn a little bit about AAACU and how we will touch on the different areas of financial wellness, education, and some behind the scenes of the credit union. The views, thoughts, and opinions expressed in this podcast are the speaker’s...