Stack Your Points

Stack Your Point(s) Date: 04/21/2025 Intro  Who we are Viewer Questions I got three questions mostly for Lani but anyone can answer, I wonder how often you get upgraded with 1k status?  Also with 1k status or with the united infinite card, do you get discounts on business class award flights and if you do what kind of discounts do you get on average?  Have you booked with last minute hotels in the...

00:00:00 - Welcome to the show!   00:01:38 - Question 1 - For a very long time, people with a “business” have been able to apply for Business credit cards and all the bonuses and perks associated with them despite the fact that their “business” might not be super duper legit. What changes that have nothing to do with “business” verification could banks do to slow this down?   00:09:32 - Question 2...

Viewer Questions What was your worst travel fail? What are your tips for dealing with travel disruptions? - DDAF  What airlines/hotels and related programs are prime candidates for acquisition in your opinions? - AP How do you think international travelers boycotting the US and these new tariffs will affect this hobby and the travel industry? - Keith  If you were to do a two-card setup what would...

00:00:00 - Welcome To The Show 00:01:45 - Question 1 - What is the flight or hotel you are most looking forward to staying at/flying? Why are you looking forward to it (what is special about it) and how are points/miles going to get you to that goal (tentative game-plan)? - AP 00:18:58 - Question 2 - Do you have any cards that are close to a 50/50 decision on whether you will keep or cancel them g...

00:00:00 - Intro 00:02:51 - Question 1 | What got you into CCs in the first place?   00:08:40 - Question 2 | What’s the best unexpected travel surprise that brought just a little bit of joy to your trip?   00:16:56 - Question 3 | How do you earn points if you don't really spend a lot of money? 00:33:30 - Question 4 | If you could go to any concert in the world, which musician or group would it be,...

Take the SYP Credit Card Survey | https://forms.gle/MCZ5fUoaHRRTMGeP8   00:00:00 - Intro 00:00:26 - Opening 00:04:44 - Can you go over when it makes sense to transfer points to hotels (other than Hyatt) because hotel points are always less the 1 cpp and you could do better with things like the cap1 travel eraser or the chase portal with the CSP or CSR. It seems like it makes more sense to either e...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Viewer Questions If you woke up on January 1st, 2026 and was gifted one status via a hotel or airline program what would status would you request?  And @ RJ , why wouldn’t you request Globalist? - Keith  What is your favorite Hilton credit card? What's the best way to get...

Hosts: @MattClausen | @CallMeLani | @RiqsRewards | @DoYouTakeCards Viewer questions  (~30 minutes; separate video) Can we have a dramatic reenactment of the lost episode from last week? - Jason  Are you a cat or dog person? - Anthony  How much is top hotel status actually worth for the normal family that travels maybe twice a year? - M2K  Please build a 3 card setup staying under $200/year on annu...

Viewer Questions What are your thoughts on holding multiples of the same card (IHG cards, Hilton Aspire cards, CCCs, etc)? Do you hold doubles or see yourself ever acquiring doubles? - AP  Now that most premium smart phones cost over $1,500 and are creeping up towards the $2,000 mark, it seems that cell phone coverage through credit cards leaves us with only partial coverage.  Most banks provide b...

Viewer Questions What shopping portals are your favorite? Why? Any bad experiences or ones you’d tell someone to avoid? Why? - AP Which shopping and dining portals stack the most value for the most people?  - What’s The Points  Do you apply for bank account bonuses?  I’ve been thinking about getting into bank account bonuses but it’s not as natural for like opening and spending on reward cards. -...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Viewer Questions As credit card and service fees become more common, at what point do you pay with another form of payment versus a credit card?  A charge that codes as 3x with a 3% fee?  2x catch-all with a 3% fee?  Or just when you are working on a SUB?  Or never? - Kei...

Back to Basics of the Week: Travel Portals   Viewer Questions Could you do a segment on food cards?  There are so many to choose from, and I can't decide on a food card for 2025. - Keith  There are hotel cards with food categories like the Hilton Surpass and Marriott Bevy.  Airline cards like the Aeroplan card, Delta Platinum, and AA Cards.  Transferable currency cards like the Amex Gold Card, Cit...

Back to Basics of the Week: 0% APR Cards    Viewer Questions What happened to the Robinhood Card? I never hear about it anymore. Did the Smartly Card overtake it? (Keith) With the Ink train closed (or at least limited* RJ add), what's the best way to earn UR points now? (M2K) No one likes 5/24 or PUJ, but we work around them. If you could choose, would you flip it and move 5/24 to Amex and PUJ to...

Hosts: CallmeLani , MattClausen , Riq's Rewards , keyKEYadventures   Special Thanks to Key for stepping in last minute. RJ will be back next week.   Intro | 3 to 5 minutes Who we are   Back to Basics of the Week  "What are Duos and Trifectas, what do they do, and favorites around the horn?"   Viewer questions Question for @CallMeLani  or anyone with experience on this topic. Have you ever been abl...

We did a Q&A show! What got you interested in points and miles? - Jason At what point in life do you see yourself transitioning into a complete Cash-back setup? - Ronald ​​Will the Citi Strata be the new food card for 2025?  Add in the gas & EV charging categories and with possibility of AA as a new transfer partner from the Citi & AA deal last week. Chase and Wells do not want to play...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Back to Basics of the Week: MileagePlus X: How it works, the EASY point Stack, All things MileagePlus X.   Viewer Questions ​​What card(s) do you hope to acquire in 2025 and why? - Vincent  What cards are you closing/pcing/downgrading in 2025? - Jon  Do you have any regre...

Back to Basics of the Week Status Highlight Number 5: Delta Airlines    Viewer questions  What’s your 2025 prediction for each of the big issuers? Chase, AMEX, WF,  Citi,Cap1 and Barclays. I know Barclays isn’t a “big issuer”, but I smell change is coming - Jason S If Chase cut their affiliate program and referral bonuses, do you think collectively as a community we would care about 5/24 nearly as...

Back to Basics of the Week: American Airlines   Viewer Questions With sweet spots disappearing and devaluations happening regularly for travel partners, are we all heading towards cash back and travel portals with a boost like with Chase and USBAR? - Anthony  What is the top destination on your bucket list and how would you get there?  If you say the Maldives, then I’m unsubscribing. - Keith RJ an...

Back to Basics of the Week  - Status Highlight Number 5: Hyatt Viewer Questions - What’s your credit card hot take that is not about the Chase Sapphire Preferred?  Mine is - the Amex Centurion card is a garbage card; it’s a bad earner and has a reverse-SUB. - Keith  - What card do you have that you continue to hold and use because it provides incremental value, but you'd never sign up for it again...

Back to Basics of the Week  Status Highlight Number 4: United Viewer questions If you were to move overseas then where would you move to? - Keith  If you have citizenship in 2+ places is it possible to get that other country’s version of credit cards as well? (American express is one bank that comes to mind that has a few cool options) - Anthony  If you were to enter into a six month period of gar...

Back to Basics of the Week  Status Highlight Number 3: IHG Viewer questions Favorite Whisk(e)y or non-water beverage? (Keith S) If you had $20k/Month of non category spend would you use a 2X/2% catch all card or would you use a co-branded Hotel/Airline card to get extras like status and/or free night/upgrade certs? (Anthony B) Hilton, Hyatt, Marriott and IHG get so much attention in the community....

Back to Basics of the Week  Status Highlight Number 2: Marriott Bonvoy Viewer questions Who are each of your top 3 CC YouTubers (present company excluded) and why? - AP  In this game there are opportunities for crazy good deals if you're willing to invest the time and effort and maybe a bit of risk. Good examples on the redemption side might be things like booking United to Hawaii via Turkish Mile...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Back to Basics of the Week |  Hilton Honors Status    Viewer questions There always seems to be a lot of buzz around "travel protections" on cards, but when you dig into the terms only a small subset of events are covered and the insurance generally excludes the really e...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Back to Basics of the Week |  When is the best time to get a new card and what do you do once you get the card?   Viewer questions What preparations do you make for a long domestic/international trip in case of emergencies? - K1d_Cat37 Since AS-HA transfer is live and ev...