Retire Today

Author and CEO of Childfree Wealth ® Dr. Jay Zigmont explains the unique financial planning needs and strategies used in childfree wealth management. 75% of people are likely to pursue the typical American trajectory of financial planning: save for retirement, retire, leave wealth for the next generation. But what do you do if you’re a part of the 25% who is childfree? In this episode of Retiremen...

Author and podcaster Dr. Jordan Grumet explores how to create your purpose instead of waiting for it to find you. You’ve heard plenty of people wax poetic about seeking their purpose, but my guest on this week’s episode of Retirement Revealed suggests a different approach. With his new book “ The Purpose Code ” set to release, Dr. Jordan Grumet (Doc G) explains the difference between your “Purpose...

Author and estate planning expert Mark Shiller shares how to leave wealth to your kids and prepare them for success Is there a sweet spot in leaving wealth to the next generation? In this week’s episode of Retirement Revealed I had the pleasure of speaking with Mark Shiller, a lawyer, author and estate planning expert with nearly 30 years of experience. Let’s dive into some of the key takeaways an...

Author and executor advisor David Edey shares how to prepare your estate and your executor to leave a legacy behind instead of a mess. Nobody likes a messy house. When your journey in this life ends and you’ve left your estate to your executor, wouldn’t you rather leave a lasting legacy instead of an acute headache? Today, I’m thrilled to share insights from my conversation with author and executo...

Learn how to build a fulfilling retirement by utilizing a growth mindset – with Wendy Leggett Retirement is often viewed as a finish line—a destination we’ve been racing toward for decades. But what if I told you it’s not just about arriving? I recently had the pleasure of speaking with Wendy Leggett, who shared transformative insights into embracing retirement with intention, purpose, and a...

Learn how to tap into the soul of wealth to build a life that breeds happiness and purpose with Dr. Daniel Crosby. When we think about money, the first thoughts that come to mind often revolve around numbers: savings accounts, investments, and expenses. But as I recently discussed with Dr. Daniel Crosby on the Retirement Revealed podcast, money is about so much more than just numbers. Dr. Crosby’s...

Discover your purpose outside of your occupation and live your best life yet in retirement. How do you come out of your career into a retirement that fulfills all of your dreams and expectations? My guest on this week’s episode of “Retirement Revealed” is Kevin Lyles, a retired corporate attorney who took a hands-on approach to realizing his retirement dreams. After retiring at the age of 55, Kevi...

Take advantage of the power of your time in retirement with these mindset re-directs from retirement coach and author David Buck. People often expect that it’s going to be the greatest feeling in the world to have all this free time on their hands when they retire. My guest on this week’s episode of “Retirement Revealed” has seen the numbers and heard the stories–aimless time isn’t the release-on-...

Understanding how the results of the 2024 election could affect your decisions in retirement. It’s natural to wonder if political shifts will impact your financial decisions. Many are predicting major changes in legislation and economic strategy due to the results of the 2024 election, and while there is merit in anticipating major changes, I find that there are some general principles of ma...

5 Steps to prepare your savings within 12 months of your retirement. When you’re on the verge of retirement, say within the next 12 months, you might think you’ve done everything you need to do: saving diligently, investing wisely, and maybe even attending a webinar or two. But have you truly prepared for the retirement you want? Based on real-life examples from my financial planning practice, I’v...

Learn how to turn your grief into goals in order to make the most of your next chapter in life. Today’s episode of Retirement Revealed touched on something deeply personal and profoundly moving. My guest, Lynn Banis, shared her story of navigating a series of heartbreaking losses: her mother, brother, dog, and husband, all within a short span of time. For anyone, that’s a staggering amount of grie...

Learn how to master Medicare and get the coverage you need at the best rate available. Too many people are guilty of making Medicare either too complicated or too simple. How do you find that middle ground? Last week’s episode of “Retirement Revealed” with Melinda Caughill was an extensive deep-dive into Medicare that provided impactful information related to making your Medicare decision. This we...

Melinda Caughill shares the secrets of Medicare enrollment in 2024, what to avoid and how to pick the right coverage. As Medicare Open Enrollment begins, the importance of understanding Medicare and making the right decisions during the enrollment period cannot be overstated. For this week’s episode of “Retirement Revealed” I sat down with Melinda Caughill, co-founder of 65 Incorporated, to discus...

Learn how to supercharge Social Security and capitalize on up to $200,00 that the average couple misses in retirement. Did you know that the average couple is missing out on $100,000 to $200,000 in Social Security benefits over their lifetime? If that number sounds ridiculous–or you’re worried that you’re on that same track with your benefit–this blog is for you! In today’s episode of Retire...

Debunking 3 Medicare myths and examining the ways you can avoid falling for common Medicare mistakes. As you approach retirement, it’s easy to feel overwhelmed with the various decisions you need to make, especially when it comes to Medicare. In this post, I want to focus on three major Medicare myths that can lead to costly mistakes. Understanding these myths will help you navigate Medicare...

David Blanchett discusses the survey results that reveal a building crisis among near retirees who are unprepared for retirement. When we hear “midlife crisis,” we usually think of people making drastic changes like buying a sports car or changing careers. But when it comes to retirement, the stakes are even higher. A financial midlife crisis can significantly impact how well you live...

Understanding the options available to civil servants entering retirement under FERS. If you’re one of the 2 million people in the federal workforce, this post is designed to help you make the most of your retirement plan by understanding the Federal Employee Retirement System (FERS). As we head toward the end of the fiscal year, it’s a great time to revisit how FERS works and how you can ma...

Chet Bennetts shares insights on the study that highlights the challenges facing the average American seeking financial literacy. When it comes to retirement, knowledge truly is power. The more you understand your financial situation, the better you can navigate the complexities of retirement planning and make informed decisions. In this week’s episode of the Retirement Revealed podcast, Chet Benn...

Exploring the concept of “Infinite Banking” and comparing life insurance retirement plans to traditional retirement strategies. If you’ve been browsing TikTok, Facebook, or LinkedIn, you’ve likely seen posts promoting life insurance as the “ultimate retirement solution”. But is it really the best way to go about planning for your retirement? Let’s explore. Recently, I was asked to provide some ins...

Examining the 5 reasons an earlier retirement might make sense for you. When you originally planned for retirement, chances are you spent a lot of time focusing on the cold hard dollars and cents, calculating the optimal timing for your finances and adjusting your calendar accordingly.  My guest on this week’s episode of the Retirement Revealed podcast, Ashley Micciche, suggests that there mi...

5 keys to preparing your retirement plan to withstand a stock market crash. As you step into retirement, one of the biggest concerns you might face is the potential for a market crash right at the start. It’s a valid worry—after all, you’ve spent decades saving and investing to secure your future. The last thing you want is for a sudden downturn to wipe out a significant portion of you...

Discovering how the “Retirement Spending Hatchet” provides a problem for the 4 percent rule and why Derek Tharp suggests risk-based guardrails offer a more dynamic way to respond to risks in retirement. The 4 percent rule gained steam through the mid 1990s as a way to ensure your retirement lasts throughout your retirement years. I sat down with Derek Tharp, Ph. D., CFP ® , CLU ®  assistant p...

Breaking down the 4 steps of the “live to 100” strategy as life expectancy increases and conventional retirement wisdom struggles to keep up . Average life expectancy in the United States rises with each generation, and with that trend comes a lengthening of years lived after average retirement. As age 100 becomes more realistic for many people, how can you make sure your finances are...

Jeremy Keil and Steve Sanduski explore retirement trends by generation and examine what happens to financial planning when people start to live healthy routinely to age 100. People are living healthier and longer, and it’s showing in the rising longevity averages in the United States. My guest in this week’s episode of “Retirement Revealed”, Steve Sanduski ( Steve Sanduski Advisor Network ) and I...

Exploring the rules & options for how to handle the Social Security survivor benefit in the event of remarriage. Today, we’re diving into a critical question: Will you lose your survivor Social Security benefits if you get remarried? There are more layers to this question than many people realize. Let’s peel these layers back and explore the options available for Social Security in remarriage....