Mind Money Balance

Over 44 million Americans left their jobs last year. High employee turnover is more than just a statistic; it’s a loud and clear signal that something within your organization isn’t resonating with your team. You're in the right place if you’re involved in hiring, management, or overseeing employee culture and well-being. I’m sharing five practical strategies to help you maintain your employee...

If you’ve made a money mistake and can’t stop thinking about it, tune in to learn more about why this is. Learn how to cultivate self-compassion to forgive ourselves, extract valuable lessons, and progress towards a healthier financial future. In this episode, financial therapist Lindsay Bryan-Podvin explains the connection between our early childhood experiences and financial decision-making, tal...

The Doomsday Prepper archetype excels at financial preparation. They are the epitome of “good on paper.” But with all of that saving, planning, and thinking ahead, they often struggle to find contentment in the present. Learn how Doomsday Preppers can balance their drive for financial security with the ability to appreciate using money meaningfully to enhance life's experiences.  Resources Men...

If you find yourself constantly moving the financial goalpost because you think you need more, you might be a Money Admirerer. The Money Admirerer archetype is frequently applauded for their tenacity and work ethic, but the downside is that they might struggle to appreciate what’s happening in the moment and find contentment and joy beyond financial achievements. Tune into this mini episode for a...

There are four Money Archetypes that shape what we believe about money and how it impacts what we do–or don’t do–with our money. The second money personality type is the Free Spirit. Known for their radical optimism and general "why not?!" attitude toward life, they tend to be excited to spend. The shadow side of their excitement is they sometimes spend and focus on outward appearances a...

Over the next 4 weeks, I’ll be sharing mini-episodes on the Financial Archetypes. These Money Archetypes shape what we believe about money and how it impacts what we do–or don’t do–with our money. For those who fall into the first category, the “Blissfully Indifferent,” money is a sensitive topic that is best avoided. This person may feel overwhelmed by money management, financial literacy, and a...

We often think about Survivor Guilt as something that happens to survivors of accidents or natural disasters, but a financial twist also happens. Financial Survivor’s Guilt is a phenomenon where individuals feel guilty for their financial stability while others around them struggle. People who experience this might experience similar symptoms of traditional survivor guilt: racing thoughts, anxiety...

We can spend a lot of time working on our own relationship with money, but it's equally important to know how to discuss it with others. If you’ve ever clammed up or stumbled over your words, you're not alone. And frankly, whether it's explaining to your nieces and nephews why you can't buy them ice cream again or discussing a house down payment with your partner, money conversatio...

It’s no secret that mental health is a fundamental part of overall wellbeing. 1 in 5 American adults experience a diagnosable mental health condition annually, and 1 in 4 will experience a mental illness at some time in their life. I’m a believer that we don’t need to have a diagnosable mental illness to tend to our mental health. Especially because our mental health impacts how we think, feel, an...

Lindsay, financial therapist and founder of Mind Money Balance, shares her personal money routines, which she follows annually, quarterly, monthly, and more. She is a huge fan of automating her routine as much as possible, but even with automation, it’s important to check in and tweak as needed. There’s nothing better than hearing from others about what really happens, and she's happy to share...

As if you needed any more reasons to give your boss the “I’m on vacation” autoresponder, let’s talk about how good travel is for your brain. In this episode, financial therapist Lindsay Bryan-Podvin covers what makes travel so beneficial for our brains. She shares how much time off you need according to research, ways to enhance the mental health benefits of your vacation, how to get the most bang...

While cold brew on tap and a foosball table might’ve worked in the past to incentivize employees, those perks aren’t what are keeping employees around. In this video, financial therapist goes through recent HR surveys that highlight that when employees struggle financially, it impacts their work. She also shares ways employers can assess the perks and benefits they offer their employees to help su...

Lifestyle creep or inflation-when you spend more money as you start earning more-often gets a bad rap. But understanding why spending your money doesn’t feel as good as you thought can be a great first step in making sure that you’re using your money the way that feels best. In this episode, a financial therapist will walk you through four tips to help make that new paycheck feel good–so you can h...

“Should I buy or rent?” It’s a question that comes up a lot, but outside of the finances, how do you know if it makes sense? In this “Ask Mind Money Balance” episode, financial therapist Lindsay Bryan-Podvin answers a flight attendant from Atlanta’s question about this exact topic. There are some unique considerations, such as assessing values, determining the why behind short-term renting, and be...

Self-trust is having confidence and belief in one's own abilities. When it comes to money, having low self-trust can make it hard to make and stick to financial choices. In this video, a licensed social worker and certified financial therapist shares five common signs of low financial self-trust. She also covers six ways to build resilience and increase self-trust, including creating small tim...

An article written by personal finance expert Charlotte Cowles recently went viral when she shared she was victimized and scammed out of a large sum of money. The response online was largely rooted in nasty, victim-blaming. We don’t do that here at Mind Money Balance. Financial scams impact people of all ages, with younger adults 18-29 actually reporting the highest number of financial scams. Rath...

Since the dawn of time (ok, ok, since 1981) SMART goals have been the dominant framework for setting and achieving goals, including financial ones. But disability advocate Emily Ladau was onto something when she said that SMART goals were out, and FUN goals were in. As a shame free financial therapist and financial wellness expert, I’m a huge fan of FUN goals! Tune in to hear how Flexible, Uplifti...

Cognitive Behavioral Therapy, or CBT, is the idea that our thoughts, feelings, and behaviors are interconnected and influence one another. As a social worker and financial therapist, I’ll share how you can understand more about this type of therapy and what you might gain from CBT. As always, I’m here to point out where things go awry, and I’ll talk about some of the “cons” of this intervention (h...

It’s Black History Month, and Mind Money Balance is celebrating by highlighting and amplifying 13 Black personal finance pros you need to know. From journalists to authors, YouTubers to podcasters, and energy healers to social workers, this list highlights folks who have taught me things about money, new ways to approach personal finance tactics and instill motivation, too.

I'm taking you behind the scenes and sharing insights into my personal and professional journey, including how I found myself repeating a mistake by outsourcing my self-trust when it came to trying to achieve my goals in 2023. I share lessons I’ve learned, including how I approach my marketing from a sustainability standpoint, why social media platforms can be complimentary but aren’t my main...

Motivational interviewing isn't a pep talk or hyping yourself up to answer questions – it's a profound exploration of your desires. While I absolutely believe that we can and should be our own hype people, Motivational interviewing is about tapping into the deep well of insight within you, so you can figure out your unique motivation to make change. And–how you can make meaningful changes...

"Loud Budgeting" is a social media trend that I can get behind as a financial therapist. Why? Because it's just another way to say "having financial boundaries." Learn how to set and communicate financial boundaries, what third spaces have to do with it, and how to deal with naysayers who try to push your limits.  Read or watch the corresponding video here www.mindmoneybala...

I’ve highlighted why you need to be wary of the old guard of personal finance, but what about the new FinFluencers all over you social media feeds? I came across a study, initially highlighted by the brilliant Financial Diet, that found only 1 in 10 people providing financial advice online have any sort of credentials to do so. So how can you spot a FinFluencer grifter? Listen as I break down the...

If you are trying to cut back on your spending but keep getting tripped up because you are engaging in retail therapy, you aren’t alone. This video simplifies why shopping feels good and what we can do instead. As a bonus, these easy financial swaps are all about making you feel good instead of feel like you are restricting yourself. Win-Win! For the full post, click here https://www.mindmoneybala...

You might be familiar with how grocery stores use end caps to trick you into buying more than you planned, but do you know how to protect yourself from the Diderot Effect and things like Eco-washing? In this episode, not only will you learn how marketers have been leveraging behavioral psychology to trick you into spending more, but you’ll also learn ways to practice your version of ethical consum...