MandeepToor Podcast

Thinking of selling your home and buying another one? The big question every homeowner faces is:👉 “Should I sell my current home first, or buy my next home first?” The truth is — there’s no one-size-fits-all answer. It depends on your market, finances, and comfort with risk . 🔹 In a Seller’s Market: Homes sell fast and often above asking price. It might make sense to sell first and take advantag...

The rental market we operate in today is not the same as it was ten years ago. With the rise of generative AI , we’re seeing a new wave of rental scams that are more sophisticated, faster, and harder to detect than ever before. As Realtors and property professionals, our role has expanded — we’re no longer just connecting tenants and landlords; we’re risk managers , fraud detectors , and trust bui...

According to CMHC, the national mortgage delinquency rate rose to 0.22% in Q2 2025 , and economists expect this to climb as debt servicing costs increase. The hardest hit? 🏙️ Toronto condo owners who bought during the pandemic’s low-rate period. 💡 Here’s the truth:Even if the system won’t “collapse,” the financial strain is real — higher living costs, slower economic growth, and mortgage renewals...

✅ 13% of Canadian adults plan to buy their first home within the next 2 years✅ 82% are aiming for 12–24 months, not immediately✅ 53% plan to put 20% or more down✅ 41% will rely on family or friends for financial support✅ Detached homes remain the top choice for 49% of buyers With interest rates trending lower and prices softening, opportunities are opening up. But many are waiting to see how...

. 📉 Q2 2025 saw just 47,000 new residents – a sharp decline from the record highs of recent years. 🏠 Economists warn this slowdown won’t immediately solve housing affordability; supply and infrastructure remain key challenges. 💡 The focus is shifting: from simply “welcoming more people” to balancing growth with housing, health care, and long-term sustainability. As real estate professionals, we...