Fintech One-On-One

Last month at Fintech Nexus USA in New York City we announced that Fintech Nexus has acquired Fintech Blueprint , one of the leading fintech newsletters. It is led by Lex Sokolin, who is one of the great thinkers in our space, so I used the opportunity of being together in person to record an interview. The latest episode of the Fintech One-on-One podcast is a discussion with Lex Sokolin (I last h...

There is no more hyped technology right now than Generative AI. But what does it really mean for financial services? What is the potential? And what about practical applications? My next guest on the Fintech One-on-One podcast is Marco Argenti, the Chief Information Officer at Goldman Sachs . This interview was recorded at Fintech Nexus USA in New York City on May 10, Marco was actually our openin...

There is no hotter area in technology today than AI. We see articles in the press about it every day but in the fintech lending space using AI in underwriting is something that has been mainstream for some time. My next guest on the Fintech One-on-One podcast is Mike de Vere, the CEO of Zest AI . Zest are pioneers in the field of using AI for underwriting having been working on this for more than...

Given the environment we are in today I think it is important to hear from leading fintech venture capitalists to get their perspective on the state of fundraising and where the industry is going. This episode continues my semi-regular feature of leading VCs. My next guest on the Fintech One-on-One podcast is Tricia Kemp, a Co-Founder and Managing Partner at Oak HC/FT . We cover a lot of territory...

At this time every year, we do the Fintech Nexus USA preview show. Our big annual event is coming up next week on May 10-11. Tickets are still available, you can register here to receive 15% off (discount will be applied automatically). On this episode of the Fintech One-on-One podcast, I chat with Todd Anderson, Chief Content Officer and Matt Murnane, Chief Experience Officer at Fintech Nexus. We...

One thing that has been driving the fintech industry forward in the last few years has been the growth of infrastructure companies. Building the plumbing for modern finance is one of the hottest areas in all of fintech, particularly when it comes to international finance. This burgeoning fintech-as-a-service subsector has produced some market leaders. My next guest on the Fintech One-on-One podcas...

The marketplace lending space is now relatively mature, particularly when it comes to consumer loans, with several platforms 10-15 years old. The first public securitization was back in 2013 by SoFi and there have been hundreds of deals closed since then. The unsecured personal loan space now has a long track record with consistent performance. My next guest on the Fintech One-on-One podcast is Gu...

The small business lending space has been going through a lot of change since the start of the decade. It basically shut down for anything non-PPP related in 2020 and 2021 but it has now bounced back to a new normal with good companies looking for capital to help them grow. And the role of the SBA loan continues to be very important. My next guest on the Fintech One-on-One podcast is Evan Singer,...

When we have a customer service issue with a bank, credit union, or fintech today, we often approach it with some trepidation. So many organizations provide a poor experience that is painful and frustrating for their customers. But we have the technology now for customer service to be exceptional. My next guest on the Fintech One-on-One podcast is Dan Michaeli, the CEO and Co-Founder of Glia . The...

The pioneers in the fintech lending space are now well-established companies that have been in business for 15 years or more. Many millions of customers have been served and yet many (most?) consumers are still struggling with their finances. One of these pioneers is working hard to change that. My next guest on the Fintech One-on-One podcast is Brad Stroh, the Co-CEO and Co-Founder of Achieve (fo...

While AI has been around for decades there has never been more interest in this topic than there is today. In underwriting, some lenders have been using AI for a while but it is only recently that it has caught on for mainstream lenders. My next guest on the Fintech One-on-One podcast is Pankaj Kulshreshtha, the CEO and founder of Scienaptic (he was last on the show two years ago ). A lot has chan...

One of the real promises of fintech is to bring new populations into the financial system for the first time. While this sounds great in theory it is difficult to execute, particularly in developing countries where it is most needed. Our next guest on the Fintech One-on-One podcast is Shivani Siroya, the CEO and founder of Tala (Shivani was last on the show back in 2017 ). They are operating on th...

The most important type of financial data in our lives is our income data. This one factor can determine whether we get approved for a loan or to rent an apartment. And yet the majority of people today do not have a traditional salary providing 100% of their income. They often have disparate sources of income that until now has made it very difficult for financial institutions to process. My next...

One of the hottest areas of fintech today is anti-fraud. It has never been more challenging to stop fraudsters and for most fintechs this is not a core competency. Thankfully, new companies are arriving on the scene with deep experience to help fintechs combat the increasing fraud threats. My next guest on the Fintech One-on-One Podcast is Soups Ranjan, the CEO and Co-Founder of Sardine . They hav...

When an immigrant first arrives in the U.S. they face a myriad of challenges. One of those core challenges is getting a bank account and becoming part of the financial system. Traditional banks find it very difficult to deal with these populations so, not surprisingly, fintech has come to fill in the gap. My next guest on the Fintech One-on-One podcast is Magnus Larsson, the CEO and co-founder of...

Max Levchin is one of the giants of the fintech space. He was a co-founder and CTO of the original fintech, PayPal, and now he leads Affirm , the company that is reinventing how we pay for things at the point of sale. The buy-now-pay-later (BNPL) space continues to be hot. Consumers love it and so the volume of merchandise funded in this way keeps growing every year. But what is behind that growth...

The payments space continues to see innovation, probably more so than any other area of fintech today. Payments is a complex business, particularly when you are talking international payments, but technology has taken away a lot of the complexity. Now, with the movement towards embedded payments, nearly any company can offer payments services to their clients. My next guest on the Fintech One-on-O...

The crypto space continues to evolve and grow, despite the challenges of the past nine months. Companies continue to build new infrastructure and products that are being adopted around the world. This work is ongoing and independent of the price of crypto. My next guest on the Fintech One-on-One podcast is Edward Woodford, the CEO and Co-Founder of Zero Hash. His company provides embedded crypto i...

Since the start of the pandemic there has been a surge of new fintech companies coming to market from a number of different niches. Most of these fintech companies need access to the banking system in some way and they need help in figuring out which banks to partner with and how to structure these partnerships. My next guest on the Fintech One-on-One podcast is Peter Hazlehurst, the CEO and co-fo...

Every lender has to process documents from their borrowers during the application process. Often, there is a large number of these documents from a wide variety of sources. What lenders need is a way to process all of these documents that provides a uniform set of data regardless of where the document came from. My next guest on the Fintech One-on-One is Sam Bobley, the CEO and Co-founder of Ocrol...

This country has a savings problem. We have heard it so many times: the average person cannot afford a $400 emergency expense. While fintech has made some inroads here the problem is worse that it has ever been. What we need is a fintech that is laser-focused on this problem, working to create a simple and effective solution to truly address it. I am delighted to welcome my next guests on the Fint...

We are revisiting the venture capital space today because we are at such an interesting inflection point. Some VC firms took a very cautious approach amid the tumultuous market of 2022 but things might be turning around albeit slowly. My next guest on the Fintech One-on-One podcast is Clara Sieg, a partner at Revolution , the venture capital firm started by AOL founder Steve Case. Clara has been i...

While there has been a lot of fintech innovation in small business lending, it has mostly been focused on loans of $500,000 or less. When it comes to loans of $1 million to $50 million there has been less innovation and it is still very much a manual, relationship-based process. But that is changing. My next guest on the Fintech One-on-One podcast is Blair Silverberg, the CEO and founder of Hum Ca...

With all the layoffs in the news it would be easy to get the impression that fintech is on the downswing. But nothing could be further from the truth. There has never been a better time to start a fintech company and, as you will find out in this episode, the volume and quality of new fintech companies continues to increase. My next guest on the Fintech One-on-One podcast is Rex Salisbury. He is t...

There are few trends in fintech hotter today than embedded finance. There are companies offering to embed different type of financial products within the product flow of banks, fintechs and even brands. This is part of the rebundling of financial services and it is creating opportunities for many new companies. My next guest on the Fintech One-on-One podcast is Roy Ng, the CEO and co-founder of Bo...