Pål Krogdahl and Ville Sointu

Fintech Daydreaming

News EN ↓ 153 episodios

Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption - or lack thereof. This is Fintech Daydreaming.

No dejes de visitar la web del podcast y apoyar a su creador: fintechdaydreaming.com

Autor

Pål Krogdahl and Ville Sointu

Categoría

News

Web del podcast

fintechdaydreaming.com

Último episodio

11 de nov. de 2026

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Episodios

Fintech Daydreaming pre-episode chat with Jim Marous 09.07.2021

Some times the team at Fintech Daydreaming end up in a fantastic discussion with our guests outside the normal episode. Like the time our hosts Pål Krogdahl and Ville Sointu had a great pre-episode discussion with Jim Marous about podcasting and the behind-the-scenes work which is involved. We thought this impromptu discussion between the three was so great, that we decided to do an extra little e...

Time flies when you are having fun, season three finale. 25.06.2021

The season three finale is upon us and Ville Sointu virtually sits down with Pål Krogdahl for a debrief: what did we learn, if anything? What were the worst or best jokes and who were the most memorable guests? We also contemplate themes and new features for season four and get to answer some listener questions as we consistently go off on tangents while attempting to keep some structure in the co...

Responsible computing & the reach for carbon neutrality in Banking with Mark Stevenson 11.06.2021

Our guest in this second to last episode of Fintech Daydreaming for season three, is no other than progressive rock band guitarist, songwriter, author, stand-up comedian and 'reluctant' futurist Mark Stevenson. He has his own wikipedia page (https://en.wikipedia.org/wiki/Mark_Stevenson). Because of course he does. We kick this episode off with the question -  what do we think the future holds...

Data driven clients and embedded finance LIVE with Paolo Sironi 28.05.2021

Tune in for some live shenanigans in this week's episode of Fintech Daydreaming. In this episode which was streamed live as part of the annual Nordea Insights Day event, Pål Krogdahl and Ville Sointu were joined by Paolo Sironi who shared insights from his past and future publications on all things embedded finance. How many technical issues did we encounter in 30 minutes? Did Pål's laptop battery...

Welcome to the future, Everything as a Service with Dharmesh Mistry. 14.05.2021

Banks tend to package their services as products. In today's episode of Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to Co-Founder & CEO of AskHomey, Dharmesh Mistry, who takes the product thinking a step further: how are bank products distributed today and in the future? How are they produced in "the factory" and how are banking raw material supply lines shifting? Hit play, step int...

Data driven enterprise with Boris Bialek from MongoDB 30.04.2021

Join us again in this week's episode where Pål Krogdahl and Ville Sointu landed on a more-nerdy-than-usual chat about data infrastructure and its evolution with our guest Boris Bialek. Boris is the Global Head of Enterprise Modernization at MongoDB and gave gave us a fascinating deep dive into the topic. Guest: Boris Bialek (https://www.linkedin.com/in/bbialek/) - Email us on Hello@FintechDaydream...

Financial literacy with Philip Haglund 16.04.2021

In this episode Pål Krogdahl and Ville Sointu have a chat with Philip Haglund, a former professional soccer player turned fintech CEO, whose company Gimi is doing the ever important work of financial education for children by embedding banking services to a smart package that kids understand and prefer to use . Listen in and find out how we butcher several soccer team names and learn all about wha...

Do you need a core in a coreless world? with Tam Holmes 01.04.2021

In yet another properly fintech-nerdy episode of Fintech Daydreaming, Pål Krogdahl and Ville Sointu had the pleasure to talk to Tam Holmes from 10x. Hard core 🤟 or no core 🤷‍♀️ - tune in to hear how 10x sees the evolution of banking infrastructure and most importantly: where does the name 10x come from? Guest: Tam Holmes (https://www.linkedin.com/in/tam-holmes-8a9496/) - Email us on Hello@Fintec...

Identity is the new NFT with Dave Birch 19.03.2021

So good we're almost tempted to create an NFT of this episode! Dave Birch joined Pål Krogdahl and Ville Sointu from his hometown of Woking to lead a tour of all our favorite topics: digital identity, cryptocurrencies, digital currencies and yes, non-fungible tokens. Guest: Dave Birch (https://www.linkedin.com/in/dgwbirch/) Links mentioned in the episode: - "The future of payments" - Dave's present...

Are the banks dead? Long live banking! with Jim Marous 05.03.2021

We continue our high flying fintech superstar series in season three of Fintech Daydreaming with Jim Marous as our guest. Jim is not only a fintech superstar for us nerds in this space but has also featured on several occasions in mainstream media like CNN, CNBC, The Wall Street Journal and New York Times. Obviously his next stop was our podcast. Join our hosts Pål Krogdahl and Ville Sointu this w...

The past, present and future of trust networks with Richard G Brown 19.02.2021

Season three continues with a bang as Pål Krogdahl and Ville Sointu are joined by Richard G Brown, the CTO of R3, for a thought provoking discussion about the past, present and future of Blockchain and Distributed Ledger Technology based trust networks. Links mentioned in the episode: R3 Conclave: https://www.r3.com/platform-conclave/ Tesla buys $1.5 billion in bitcoin, plans to accept it as payme...

Back to the Future, Banking 4.0 style with Brett King 05.02.2021

Season three of Fintech Daydreaming continues with a bang as we welcome a true fintech celebrity as our guest: Brett King really needs no introduction and it's safe to say our hosts, Pål Krogdahl and Ville Sointu were just a little bit excited to have a chat with him about everything fintech and emerging technologies. Guest: Brett King (https://www.linkedin.com/in/brettking/) Links mentioned in th...

Moving forth in financial services: Bank 4.0, Industry 4.0 and the fourth industrial revolution 22.01.2021

Pål Krogdahl and Ville Sointu are back for season three of Fintech Daydreaming and got off to a great start with our first guest of the season, Johan Hörmark, who is working with strategic business development at SEB's wholesale banking division. Tune in to check out the new format, and to learn about how banks navigate the future machine economy and how a cargo train almost stopped the fourth ind...

Dreaming of a white Christmas 18.12.2020

Year 2020 is coming to a close and it’s time for the season two finale of Fintech Daydreaming. in this episode Pål Krogdahl and Ville Sointu sit down in their brand new studio with some Christmas themed beverages and take a look back at past episodes and the journey of how the show has evolved during the year. We would like to warm heartedly thank all our loyal listeners and the fantastic guests w...

Blockchain Daydreaming 04.12.2020

In this episode Pål Krogdahl and Ville Sointu talked to Dr. Keir Finlow-Bates, who is a researcher, author and a real life inventor with a portfolio of patents to his name. The lineup for this one was two thirds Brits living in Finland, which obviously meant we got to talk about the weather a lot but also covered everything from Bitcoin to Ethereum to DeFI and even a bit about central bank digital...

Another episode(6) in cloud native core banking 20.11.2020

Episode eight with Episode Six! Everything from the myth of programmable money to trying to recall quotes from Jack Ma and Bill Gates were on the agenda when Pål Krogdahl and Ville Sointu were joined by Ian Kerr, who is the Regional Director, EMEA at Episode Six ( https://episodesix.com ). Guest: Ian Keer, Regional Director, EMEA, Episode Six ( https://www.linkedin.com/in/ianmkerr/ ) - Fintech Day...

LIVE episode! To CBDC or not to CBDC, what was the question? 06.11.2020

In this special episode of Fintech Daydreaming we were recording with a live audience for the very first time in our show's short history. To add to the excitement our fantastic guest Johanna Lybeck from Nordea gave us an economist perspective into central bank digital currencies and more. Did our hosts, Pål Krogdahl and Ville Sointu make it out of the live recording without major injuries? Did th...

Data flows and predictable outcomes - making sense of AI in banking 23.10.2020

We are back with episode six of season two of Fintech Daydreaming! For this chapter in the Fintech Daydreaming saga Pål Krogdahl and Ville Sointu were joined by Rasmus Thomsen from Flowtale, a Danish tech startup focusing on data insights and predictive analytics. Could we have created an algorithm to predict all the fun things we learned from Rasmus? Probably not. At least not the parts related t...

Clouds on the horizon - navigating banks towards brighter skies 09.10.2020

Episode five of season two is here and we continue our epic streak of C-level executives visiting the show. Our guest this time is Howard Boville who is currently the Senior Vice President of Hybrid Cloud at IBM and the former CTO at Bank of America where he was among many other things overseeing their transition to a modern cloud infrastructure. Cloud puns, police sirens (!) and heavy hitting ban...

Extreme Digitisation in Banking, same same but different? 25.09.2020

Welcome to Fintech Daydreaming Season 2, Episode 4... An old friend of both Pål Krogdahl and Ville Sointu popped in to have a chat about all things bank digitalization as the former CDO of Nordea and current Chief Transformation Office of Sohar International Ewan MacLeod visited us and shared the story of how he ended up in sunny beaches of Oman. Tune in to hear Ewan talk about how bank digitaliza...

20 years of bridge building in digital financial services 13.09.2020

Welcome to season 2, episode 3 of Fintech Daydreaming! In this episode Pål Krogdahl and Ville Sointu had the privilege to talk to Elina Mattila, who is the executive director of Mobey Forum - a non-profit organization that has been part of setting the stage for digital financial services all the way since year 2000. Join us to find out where the name Mobey comes from, what's the secret ingredient...

Making dumb money smart - a look at programmable money and digital currency 28.08.2020

Episode 2 of season 2 is here, and in this instalment of Fintech Daydreaming Pål Krogdahl and Ville Sointu catch up with an old - Jack Nikogosian from Aryze to talk about all things smart money, and to return to some old debates Jack and Ville had in 2019 (see the linked YouTube video). Did we actually agree on anything in this show? Did Jack get a chance to revisit the topics Ville and him debate...

What is central bank digital currency and why does it matter? 14.08.2020

We're back after the summer break with season 2 of Fintech Daydreaming ! In this episode Pål Krogdahl and Ville Sointu go straight into the weeds of financial market infrastructure with our guest Olaf Ransome and talk about how interoperable digital cash could very well be the magic ingredient to make it all go faster. Also featuring some truly bad jokes. We're sorry about that. Guest: Olaf Ransom...

The hip and trendy Fintech scene in Finland 03.07.2020

Welcome to episode 5 of Fintech Daydreaming! In this episode, Pål Krogdahl and Ville Sointu were joined by Janne Salminen, Director of Fintech Farm at HUB13 to discuss the growing Fintech scene in Finland. Fintech Farm - https://www.helsinkifintech.fi/ Fintech Daydreaming will now be taking a summer vacation, but will be back with a new episode during August. Have a great summer! Pål Krogdahl | ht...

Building a multi-bank business network out of thin air 19.06.2020

Episode four! We had a chat about all things entrepeneurship, heavy metal music and building something out of nothing with Sami Honkonen , the CEO and Founder of Tomorrow Tech and DIAS - The Finnish real estate trading network. Links mentioned in the show: DIAS - https://dias.fi/ Tomorrow Tech - https://tomorrow.fi/ Helsinki Fintech guide, with DIAS case study: https://www.helsinkifintech.fi/news/...

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