EmpowerYou Financial

Want, by definition, is the desire to possess or do something -- similar to a wish. Belief on the other hand is an acceptance that a statement is true or that something exists -- similar to faith. So what's the difference and why does that matter when it comes to personal finance and personal credit? Well, many of us 'want' to do better financially. We want a house, car, vacations, and...

Financial Freedom Friday | Building A Relationship With Your Bank Listener Perks:   Register for Eva's Credit Game Plan Webinar         Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                   To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                ...

Have you ever applied for a credit card and crossed your fingers and held your breathe because you were not sure whether or not you would be approved? Have you ever applied confidently because you thought you knew the outcome, only to get denied for that credit card leaving you confused and frustrated? You are not alone. Many of us are not aware of exactly what the banks are looking for and what s...

Financial Freedom Friday | Spending Wisely Listener Perks:   Register for Eva's Credit Game Plan Webinar         Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                   To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                   Access our FREE Faceb...

As we work hard to improve our personal credit and personal finances we are bound to face challenges along the way. No matter how good of people we are, there will still be times when our application will be denied for reasons that are not consistent with what we expected. So what do we do when that happens? Do we just accept the results that are given to us? Or, do we keep on trying? Sometimes it...

Financial Freedom Friday | Getting Comfortable With Being Uncomfortable Listener Perks:   Register for Eva's Credit Game Plan Webinar       Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                 To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                              ...

To be or not to be an entrepreneur is a question on a lot of people's minds as we come out of the global pandemic and try to adapt to our new normal. Do you have the patience, faith, grit, and discipline required to make your dreams a reality? Do you know what it truly takes each day to create and sustain a profitable business? While it may seem like a trendy thing to do, is entrepreneurship r...

Financial Freedom Friday | Who Are The Right People? Listener Perks:   Register for Eva's Credit Game Plan Webinar       Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                 To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                 Access our FREE F...

Have you heard the phrase 'jack of all trades but a master at none'? Too often many of us think the best way to level up is to do everything ourselves. At times, doing everything ourselves feels like the only option because we either feel like we can't afford to pay someone for help, paying someone else would be a waste of money, or we don't trust that anyone can do it as well as w...

Financial Freedom Friday | Priorities Listener Perks:   Register for Eva's Credit Game Plan Webinar       Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                 To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                 Access our FREE Facebook Group,...

For some people, struggling to walk through the door of opportunity is less about the door being open and more about whether or not we feel invited. Some of us are stuck on the outside looking in because we are waiting on permission. We want to be inside, we want more for ourselves but we aren't sure if we are deserving. Whether it be because of how we were raised or the stories we have told o...

Financial Freedom Friday | Building Business Credit Listener Perks:   Register for Eva's Credit Game Plan Webinar       Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                 To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                 Access our FREE Fa...

How do you feel about having a large sum of money in a savings account? Does it make you proud, happy, or frustrated? Most people would definitely not say frustrated. However, when you consider the fact that the bank gives you a very small percentage of interest in your savings account while other investment vehicles pay considerably more in interest, it makes you wonder (and possibly frustrated)....

Financial Freedom Friday | 800+ Club Listener Perks:   Register for Eva's Credit Game Plan Webinar     Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                               To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                               Access our FREE Facebook Group, Empower...

Whether it be purchasing or refinancing, there's a strategic way to win at the car game. Often times we just think about whether or not we can afford the payment and feel that affording the payment each month means that we are winning. However, there is so much more to consider like: negotiating the vehicle to its lowest cost, locking in the lowest interest with the best terms, and making paym...

Financial Freedom Friday | Be Your Own Stimulus Listener Perks:   Register for Eva's Credit Game Plan Webinar     Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                               To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                               Access our FREE Facebook Gro...

Many folks underestimate the power of their personal and professional networks. As we wake each day and just live our lives, we often don't truly think about who we are hanging around and how those relationships impact us. There's a saying that goes, "Tell me with whom you associate, and I will tell you who you are." So, if you are looking to level up, you need to hang out with peo...

Financial Freedom Friday | Creating A Living Trust Listener Perks:   Register for Eva's Credit Game Plan Webinar     Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                               To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                               Access our FREE Facebook...

When good things happen to you, do you believe it was just a random occurrence, a stroke of luck, or an intentional string of choices and actions? Too often, when we look at our personal credit, we bury our head in the sand and hope that one day our credit score will just magically change. Since we may not fully understand how or why our score got to be where it is, we believe that this random sco...

Financial Freedom Friday | Leaving A Legacy Listener Perks:   Register for Eva's Credit Game Plan Webinar   Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                             To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                             Access our FREE Facebook Group, Empowe...

So many of us desire to get to the next level but are reluctant to do what is necessary to get there. Too often we see the things we want but once we learn of the sacrifices it is going to take to get there, we are hesitant and oftentimes we give up. Why is that? The principle of you reap what you sow is not just something for those who read the bible, it's a universal principle that speaks to...

Financial Freedom Friday | Turning Everything Into An Investment Listener Perks:   Register for Eva's Credit Game Plan Webinar   Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                             To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                             Access our FREE F...

Many of us believe that our lives would be completely different if we only had a million dollars in the bank. While this may be true, a lot of us don't realize that the quality of life we believe we would have once we hit a million dollars, may be obtainable for far less money. For example, if all you needed was $5K to pay all of your bills and live comfortably each month, what would having $1...

Financial Freedom Friday | Fixing & Flipping Real Estate Listener Perks:   Register for Eva's Credit Game Plan Webinar   Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                             To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                             Access our FREE Faceb...

How many of us truly have a relationship with the financial institution that we primarily bank with? Many of us don't even consider this a necessity. We deposit money in our accounts via direct deposit, ATM, or an app and spend our money accordingly with most of our transactions being made online, through an app, via a storefront, or writing checks. Rarely, do we actually need to go inside a b...