Berger Points Broadcast

I’ve often said that when you go to apply for a mortgage, it’s a little like confession. It’s miserable doing it, but once you get it done, you are beyond happy. So, what happens with that mortgage commitment? What does it say? Well, it will tell the seller, as well as the buyer, that date you’re going to close. That’s so important to both parties. In addition to that, generally what will happen i...

Well good afternoon everybody this is Chris Berger. It’s time for a Berger Point. You know, the big thing about closings —→ years ago they used to last anywhere between an hour which probably meant the buyer was closing with cash. They were great to experience because they went so quickly. Whereas other closings I’ve had going up to three hours and right down to the wire, literally when the bank w...

Chris Berger - licensed real estate agent for NY and FL - talks about the importance of the home inspection report. Chris relays an real life example of what heppened when there was a problem in the report. Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> https://bergerpoints.com

Well, good afternoon everybody. This is Chris Berger, and it’s time for a Berger Point . You know, when I look at basements in homes here in the Northeast, in the Hudson Valley, it kind of feels like home because for many, many years, I was involved in a masonry supply business and we sold everything from the ground up to build a house. So basements have always been interesting to me because it’s...

Chris Berger - licensed agent for NY and FL - relays a story where he had a buying client who was ready to give up. There is a happy ending to this story, but not without some understanding and changes in approach. Find out what changed for this buyer! Join me on Substack for the latest Berger Points ---> https://bergerpoints.substack.com Download my 1st Time Home Buyers Guide for FREE --> h...

Well, good afternoon, everybody. This is Chris Berger, and yes, it’s time for a Berger Point. Now, I wanted to talk to you today a little bit about a commercial real estate agent and a residential real estate agent in New York. Now, I am a New York residential real estate agent, and I’m licensed to sell homes. However, if someone showed me a six-family house, that would involve a commercial real e...

Well, good afternoon, everybody. This is Chris Berger, and yes, it is time for a Berger Point. You know, it’s been brought to my attention that a lot of people, when they go to the closing table as the buyers, and they’re receiving their mortgage, it’s very confusing because they expect the payment to, say, be $2,250. And then all of a sudden, it is not $2,250, but it’s $2,600. So where did the ex...

Well, good afternoon, everybody. This is Chris Berger. It’s time for a Berger Point. You know, being here in the middle of November, looking forward to buying a new house in the spring or selling your house in the spring, I wanted to bring your attention to your taxes on the house and what you can do to lower them and what you should do. Because basically me as a buyer, when I’m looking at a house...

Well, good afternoon, everybody. My name is Chris Berger, and it’s time for a Berger Point. People talk about this memo of sale. What exactly is a memo of sale? And why is it so important to both sides, seller and buyer? Well, first of all, it’s an information sheet that your listing agent will make up. And of course, it begins with the name and address of the seller, name and the address of the b...

Good afternoon, everybody. This is Chris Berger, and it’s time for a Berger Point. Now, I wanted to talk to you a little bit about the importance of the multiple listing service, otherwise known as the MLS. Now, of course, we’re all members of that as a real estate agents, so we have access to the MLS. What’s important is why a seller should be on the MLS, as well as, the buyer should check on the...

Well good afternoon everybody. My name is Chris BergerI’m a licensed real estate agent in the Hudson Valley region and it’s time for another Berger Point. Down through the years I’ve had associations with different attorneys and to my advantage, thankfully, our relationship worked very well as far as helping my buyer or helping my seller make the deal. And a long time ago, an instructor told me —-...

Well, good afternoon, everyone. My name is Chris Berger, and it’s time for a Berger Point. You know, when a home has been on the market for a while, it’s on the market for 519. And typically, if you check the comparables around the area, you know, within a couple of miles, same square footage, say 2000 square feet, and they’re all selling around 500,000. And your house at 519 is not selling. So wh...

Well, good afternoon, everyone. My name is Chris Berger, and it’s time for Berger Point. You know, one of my clients had this happen to them. It was a seller. He sold his house, and the buyers were extremely happy at the closing. However, there was just one problem. The seller had no place to go. The arrangements that he made to move out just didn’t work out, so he had to stay in the home another...

Well, good afternoon. My name is Chris Berger and it’s time for a Berger Point. You know, one of the things that we see in the listing as is, and recently I took a client to see a home and it was listed as is. And looking at the pictures, it looked fantastic. But in addition to that, it just said cash only. So, okay, the red flags go up. What exactly is going on? Well, I did speak to the listing a...

Well, good afternoon, everyone. My name’s Chris Berger, and yes, it’s time for Berger Point. Recently, I had a client, and we looked at a home that was recently redone. It was bought at an auction. The seller completely redid it from the basement to the top of the attic. It was just done beautifully. What a great job they did. Outside, perfect. My point for a seller, when we come to look at a hous...

Well, good afternoon, everybody. My name is Chris Berger and it’s time for a Berger Point. You know, recently I worked with a client who was looking at a million dollar home and very excited about to buy it. However, suddenly it appeared that seller wanted all cash and that’s the only way they were going to sell it. So my buyer was deeply disappointed. However, we talked about it and I said, you k...

Well, good afternoon, everybody. My name is Chris Berger, and yes, it’s time for a Berger Point. You know, it’s brought to my attention sometimes when the seller is sitting with their home and they want to sell it quicker. What can they do? Well, actually, they can offer a 1% concession to the buyer. And this could be printed in the MLS so that the buyer is aware of it. And this will attract a boa...

Hello everybody, my name is Chris Burger and it’s time for Berger Point. You know, looking back over the years, I worked over 20 years in a masonry supply yard with my partner and we sold all kinds of products to help build a house. And one of the things that we really loved was concrete pavers. Why? Because concrete pavers really made a difference in your appearance and showing off your home. Con...

Well, good afternoon, everybody. My name is Chris Berger and it’s time for a Berger Point. You know, we talked about buying a foreclosure and what are the pitfalls? Well, the major pitfall is that if you go in and purchase a home that’s previously owned by the bank or an auction house, one thing you must be clear about that there are no lien holders aside from the original mortgage. on the house....

Afternoon, everybody. My name is Chris Berger and it’s time for Berger Point. Everybody wants to save a little money on homeowners insurance, especially your fire insurance. Well, this is a little tidbit that I learned, you know, a few years back and I do share it with my buyers and sellers. And I’m going to take you outside and show you a fire hydrant. This fire hydrant actually is right across t...

Well, good afternoon, everybody. This is Chris Berger. And yes, it’s time for a Berger Point. You know, I wanted to talk to you a little bit today about the title company and how it’s involved in the transaction. Now, the buyer traditionally, of course, pays for the title company insurance, and that’s what it’s called. Now, the title company insurance will come in and guarantee a free and clear ti...

Well, good afternoon, everybody. This is Chris Berger, and it’s time for a Berger Point. You know, people ask me all the time, are we going to see a market crash of housing? So let’s sort of figure out where we are right now… and again, nobody can predict this. We can sort of anticipate what can be looked at over the next year, two years. So what’s so important right now is the mortgage rates. Now...