2 Cents with Josh and Spenc

In this episode of 2 Cents, Josh and Spenc discuss the effects, both positive and negative, of kicking caffeine and what to expect if you decide to do the same. Recorded on 1/25/23. Thanks for watching!

In this episode of 2 Cents, Josh and Spenc are joined by Austin Cuka and Jake Keller. The guys talk about the book "The Compound Effect" by Darren Hardy. They discuss the power of incremental growth, 1% better, and daily habits that can take you from average to good to great. Recorded on 12/7/22. Thanks for listening! 

In this episode of 2 Cents, Josh and Spenc talk are joined by Austin Cuka and Jake Keller of The Jaster Group. The guys talk about the importance of surrounding yourself with like-minded people. Recorded on 11/11/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc talk about focus, mindset, avoiding negativity, and other ways to improve your mental health. Recorded on 11/11/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc are once again joined by Chris Sims of Forward Mortgage. The guys talk about current interest rates, how to navigate todays market as a buyer, and the differences between buying now vs when the market was much hotter. Recorded on 11/11/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc are joined by Jaster Group team member Austin Cuka. They guys talk about how Austin got started in real estate, getting outside of your comfort zone, and completing a "BOLD 100". Recorded on 11/3/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc are joined by local real estate investors Tanner and Gavin. The guys talk about how they got started in investing, what to expect as an investment property owner, and how to streamline the landlord occupation. Recorded on 10/26/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc talk about mindset when heading into the winter months. The guys discuss seasonal depression, how it effects them, and how they combat it. Recorded on 10/13/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc go over business planning. The guys discuss the importance of number tracking, goal setting, and scheduling your year to set you up for success. Recorded on 10/5/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc talk about the Minnesota Vikings following the Saints game in London. The guys discuss Kirk Cousins, the defense, fantasy football, and the effect this team has on their lives. Recorded on 10/4/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc are joined by Jenessa Fillipi of Down Home! They talk about what Down Home is, how they are impacting our community, and ways the community can help. If you would like to help, click the link below and search "Down Home" to see what is available and how you can contribute. Recorded on 9/29/22. Thanks for listening! https://smile.amazon.com/hz/charitylist/...

In this episode of 2 Cents, Josh and Spenc talk about the real estate market. The guys discuss the shift from sellers' market to buyers' market, timing when selling, and what to expect as a buyer or seller in today's real estate world. Recorded on 9/14/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc continue their discussion about investing in real estate. The guys discuss what to expect when you own a rental property. Recorded on 8/31/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc talk about investing in real estate. The guys discuss various strategies in getting funds, acquiring the property, and what to look for. Recorded on 8/31/22. Thanks for listening!

We apologize for the audio issues throughout this episode. In this episode of 2 Cents, Josh and Spenc talk about overcoming loss and trauma. Recorded on 8/17/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc finally talk about themselves. The guys discuss their background in real estate, what made them who they are today, hobbies, and a whole lot more. Recorded on 8/10/22. Thanks for listening!

In this sequel episode of 2 Cents, Josh and Spenc talk about the middle and end of the home selling process. The guys talk about what a homeowner can expect from when the listing goes live until closing day. Recorded on 8/12/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc are joined by small business owner Andrew Kezar of Kezar's Barbershop and Shave Parlor in Thief River Falls, Minnesota. The guys talk about what it's like to start a small business, day to day operating of a small business, as well as what it takes to run and own one. Recorded on 7/27/22. Thanks for listening!

In this inaugural mindset 'sode of 2 Cents, Josh and Spenc discuss their daily habits when it comes to mindset. The guys discuss books, exercise, vices, and so much more. Recorded on 7/20/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc talk about the beginning of the home selling process. The guys talk about what a homeowner can expect from when they decide to sell until the sign is in the yard and the home is live. Recorded on 7/13/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc are joined by special guest Chris Liston of Bison Home Inspections. The guys discuss the inspection process as well as the main things to look out for when having your home inspected. Recorded on 6/14/22. Thanks for listening!

In this episode of 2 Cents, Josh and Spenc discuss the steps a buyer will typically take to go from wanting to buy a home to the closing table. Recorded on 4/28/22/ Thanks for listening!

In this episode of 2 Cents, Josh and Spenc sit down with Chris Sims of Forward Mortgage to talk about how to get financing for buying or investing in real estate. Recorded on 5/17/22. Thanks for listening!

In this episode of 2 cents, Josh and Spenc talk about the real estate market in the Fargo-Moorhead Area. Thanks for listening!