Planning your Financial Future

Send us Fan Mail In this week's episode of Planning Your Financial Future , Mitch discusses the importance of financial literacy, involving family in money conversations, and developing healthy financial habits. He explain why understanding basic financial concepts and focusing on long-term goals can help create greater confidence and success throughout life. This is a general source of infor...

Send us Fan Mail In this week's episode of Planning Your Financial Future , Mitch Fox discusses current market conditions, interest rate expectations, inflation, and retirement planning. He explores why many retirees struggle to transition from saving to spending and shares practical strategies to help retirees confidently enjoy the lifestyle they worked hard to achieve. This is a general sou...

Send us Fan Mail In this week's episode of Planning Your Financial Future, Mitch Fox discusses why investors should avoid making long-term financial decisions based on short-term headlines and market noise. He explores asset protection, tax planning strategies, government incentives, and the key financial questions individuals and business owners should ask to build, preserve, and transfer we...

Send us Fan Mail On this week of Planning Your Financial Future , Mitch breaks down Canada’s shifting global trade ties, short‑term market volatility, and why long‑term optimism still matters. He then dives into the rising cost of post‑secondary education and explains how early RESP planning, grants, and compound growth can turn an overwhelming future expense into an achievable family goal. This i...

Send us Fan Mail On this week of Planning Your Financial Future , Mitch reacts to the Bank of Canada’s decision to hold rates steady, rising grocery and gas inflation, and the uncertainty surrounding global trade tensions. He explains why stability matters, how volatility hits households, and asks the key question: are you rich, or just good at making money? This is a general source of information...

Send us Fan Mail In this episode of Planning Your Financial Future , Mitch reacts to the latest uncertainty coming out of “Trump land,” including the on‑again, off‑again trade deal and its ripple effects on market confidence. He explains why reassessing your fall finances before Labour Day matters, especially when volatility and political noise make planning harder. This is a general source of inf...

Send us Fan Mail In this episode of Planning Your Financial Future , Mitch highlights how summer scams are rising alongside market volatility and political noise. He explains why having a personal financial planner matters more than ever — someone you can call, verify information with, and rely on when digital fraud and uncertainty make financial decisions harder to navigate. This is a general sou...

Send us Fan Mail In this episode of "Planning Your Financial Future", Mitch breaks down why insurance... especially for young Canadians, is a crucial part of a complete financial plan. He explains mortgage protection, permanent insurance as a tax‑free estate tool, and how shifting assets from taxable accounts into insurance can dramatically reduce future tax burdens. This is a general so...

Send us Fan Mail This week on Planning Your Financial Future , Mitch explains why a financial plan can’t be “set and forgotten.” Life changes, goals shift, and timelines evolve — meaning your strategy must adapt too. From account choices to major purchases and tax refunds, Mitch highlights how communication and consistency keep your plan truly “living.” This is a general source of information only...

Send us Fan Mail This week on Planning Your Financial Future , Mitch and Scott talk summer slowdown, shifting financial goalposts, and the emotional side of preparing for retirement. With humour about the Gordie Howe Bridge and rising costs, Mitch explains why readiness isn’t just about numbers, it’s about mindset, expectations, and adapting as life changes. This is a general source of information...

Send us Fan Mail This week on Planning Your Financial Future , Mitch breaks down summertime TFSA reminders, market calm during rate holds, and how seasonal distractions from forest fire haze to political noise, can pull focus from long‑term planning. A light summer episode with practical tips to keep your financial strategy on track. This is a general source of information only. It is not intended...

Send us Fan Mail This week on Planning Your Financial Future , Mitch breaks down how a simple 2% annual increase to your investment contributions can add hundreds of thousands to your long‑term wealth. He explains why small, consistent adjustments matter more than chasing returns and how paying yourself a little more each year builds real financial strength. This is a general source of information...

Send us Fan Mail On this week of "Planning Your Financial Future," Mitch discusses the importance of updating your beneficiary designations, why people forget to do it, and how a simple review can prevent major financial headaches down the road. This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as...

Send us Fan Mail On this week of Planning Your Financial Future , Don and Mitch break down the three stages of retirement—Go‑Go, Slow‑Go, and No‑Go, and examines how emotional investing, especially around Bitcoin, can derail long‑term security. They explore volatility, risk capacity, and why disciplined planning matters more than hype when building a sustainable retirement path. This is a general...

Send us Fan Mail On this week’s episode of Planning Your Financial Future , Don and Mitch discuss the unavoidable trio of cottages, death, and taxes — and how smart insurance planning can soften the blow. They break down capital‑gain traps, inheritance fairness, and why permanent insurance can keep families from losing wealth at the worst possible time.  This is a general source of information onl...

Send us Fan Mail On this week’s “Planning Your Financial Future,” Don and Mitch break down why blanket financial statements can mislead Canadians and why withdrawal strategies must be personalized. They explore how choosing the right accounts to draw from affects taxes, flexibility, and long‑term outcomes, emphasizing thoughtful planning over one‑size‑fits‑all advice. This is a general source of i...

Send us Fan Mail On this episode of Planning Your Financial Future , Don and Mitch break down what net worth really represents, why pensions can outweigh assets, and how summer money moves shape long‑term financial health, from vacation budgets to rising utility costs. A practical, timely guide to spending smarter and building lasting security. This is a general source of information only. It is n...

Send us Fan Mail On this week of "Planning Your Financial Future", Don and Mitch discuss rising financial anxiety, real estate volatility, and the massive wealth transfer now underway. They explain why communication, tax planning, and proper estate preparation are essential, especially as many Canadians face their largest-ever tax bills at death. This is a general source of information o...

Send us Fan Mail This episode dives into the classic “Sell in May” market debate and why the strategy isn’t as simple as it sounds. Don and Mitch also break down the growing complexity of cross‑border tax rules, highlighting the pitfalls Canadians face when earning, investing, or retiring in the U.S. From seasonal market myths to cross‑border tax bombs, they unpack what investors need to know to s...

Send us Fan Mail On this week’s episode of Planning Your Financial Future, Don and Mitch discuss concerns surrounding credit card debt, how high interest rates can quickly compound financial stress, and why rising gratuity expectations are increasing everyday spending pressures. They also explore practical strategies for managing credit use, controlling expenses, and improving overall financial st...

Send us Fan Mail On this week’s episode of Planning Your Financial Future , Don and Mitch discuss why “If I Had $1,000,000” doesn’t mean the same thing in 2026, how today’s millionaires often feel more mass affluent than rich, and why longevity, liquidity, and love (yes, divorce law) can make or break your financial future. This is a general source of information only. It is not intended to provid...

Send us Fan Mail Join Mitch Fox on Planning your Financial Future as he discusses how rising education costs can feel overwhelming, but the RESP remains one of the most powerful tools available to Canadian families. Starting early, maximizing grants, and understanding withdrawal strategies can significantly increase long‑term value. This episode highlights how timing, consistency, and smart planni...

Send us Fan Mail Don and Mitch share financial lessons inspired by the Easter Bunny, including planning ahead, diversification, staying financially agile, and building wealth through consistency. They also explain the three stages of financial planning and how saving a percentage of income over time can lead to long-term financial independence and retirement income.  This is a general source of in...

Send us Fan Mail Planning a wedding is exciting, but couples should also think about their financial future. Don and Mitch discuss rising wedding costs, budgeting strategies, and why creating or updating a will is important. They explain how estate planning, beneficiaries, and smart money decisions can protect your finances as you start life together or take a much needed look at your old will. Th...

Send us Fan Mail Learn how to clean up your finances with a practical financial spring cleaning checklist. In this episode, we cover portfolio rebalancing, consolidating investment accounts, reviewing debt and mortgages, automating savings, updating beneficiaries, and optimizing your financial plan. Simple personal finance steps to organize money, reduce taxes, and build long-term wealth. This is...