Gaining to Give

It's so easy to let comparison fall into discontentment the minute you see someone else's seemingly better situation.  But do you really want to allow others' choices dictate important decisions that will have lasting impacts on your life?  In this episode, Josh and Easton expound on this idea and provide tangible examples of why it pays to stay in your lane and focus on what's best for you and yo...

Emergency funds and Budgeting: What's there to debate, right?  Well, as we all know, life is not always that simple.  In this episode, Josh and Easton get into the weeds and share some perspectives that are seldomly talked about in the personal finance community.     For more information about Roche Wealth, you can find them on social media or by visiting their website: rochewealth.com

Finances and death may be the two most taboo topics of conversation.  However, knowing where your, or your parents' money will end up after passing away is a an important issue to discuss sooner than later in order to ensure clear communication and prevent confusion in the future.  In this episode, Josh and Easton discuss why it matters and how to go about it.   For more information about Roche We...

Who better to ask about investment advise than financial advisors?  In this week's episode, Josh and Easton each share three categories that they view most important when it comes to investing.  While they do discuss financial investments, you might be surprised to hear what else they would recommend.   For more information about Roche Wealth, you can find them on social media or by visiting their...

If you've been watching the mortgage rates wondering when the best time is to make a home purchase, Josh and Easton offer some helpful advise.  Plus, they go on a bit of a rant about the affordability of housing now compared to 50 years ago and you might be surprised by their perspective!   For more information about Roche Wealth, you can find them on social media or by visiting their website: roc...

Is there truly one right answer when it comes to renting versus buying?  How do you know whether to go with a diversified investment portfolio or pick and choose individual stocks?  Josh and Easton provide clarity surrounding these commonly debated topics.   For more information about Roche Wealth, you can find them on social media or by visiting their website: rochewealth.com    

Josh and Easton wrap up this mini-series on AI by discussing the idea of "enough" and our society's constant pursuit of it.  For many, it's a moving target that never gets satisfied unless we are truly intentional with our time, habits, and of course our finances.     For more information about Roche Wealth, you can find them on social media or by visiting their website: rochewealth.com

Josh and Easton continue their mini series on AI by talking through ways that ChatGPT may be doing more harm than good when it comes to our ability to think for ourselves.  While it has several beneficial uses, are we sacrificing cognition for convenience?   For more information about Roche Wealth, you can find them on social media or by visiting their website: rochewealth.com

With this episode, we launch into Season 4 of the podcast!  This season, Josh is joined by fellow Roche Wealth Advisor, Easton Huddleston.  Together they discuss AI and how it should best be utilized when it comes to financial planning.  Like any other tool, AI is good for certain things; but can it truly replace an actual financial advisor?   For more information about Roche Wealth, you can find...

This week, Josh wraps up the "Through the Eras" mini-series by talking about the seventies and beyond.  Anyone blessed enough to reach this decade has lived a lot of life and likely learned a lot of lessons.  As you enter into this chapter of life, it's of utmost importance to consider what you want to leave behind, both financially and otherwise.  Focus not only on leaving your legacy, but living...

With just two episodes remaining in our "Through the Eras" mini-series, this week is all about the sixties.  This is an age range where most are entering retirement so it's crucial to be able to transition well into the next phase of life with clarity, peace, purpose and a plan.  But what does this practically look like?  Josh unpacks three helpful questions to ask yourself as well as three easy a...

As we continue in our "Through The Eras" mini-series, this week is designated to folks in their fifties.  If you find yourself in this demographic, one of the main questions Josh encourages you to ask is "What are the most important things to me that I want to put my money toward with the time I have left?"  As you approach retirement age, it's critical that you become intentional about what you a...

In this week's episode of our Through The Eras series, we've made it "over the hill".   By the time we hit our fourties, the fruit of how well we've prepared over the past twenty years begins to show.  Some may feel comfortable or even ahead of the curve, while others may look around at their peers and feel behind.  The reality is that our perception is subjective and is ultimately determined by h...

It's the second episode in our series entitled "Through The Eras", in which Josh focuses on a particular decade of adulthood by offering financial wisdom and common milestones.  This week, we move on to the Thirties!  If the Twenties are for laying a foundation, the Thirties are for building the walls by further establishing good habits and making responsible decisions for you and your family.   F...

Welcome back to another new season of Gaining To Give!  Season 3 kicks off with a fun series entitled "Through The Eras" (And yes, it may have been slightly inspired by Taylor Swift.)  Each week of the series, Josh will focus on a particular decade of adulthood, offering financial wisdom and milestones to be aware of.  While this is a time when many are just getting their financial feet underneath...

This week, we're continuing the "Back to the Basics" series by going back to two of the most important building blocks of financial stability: emergency funds and debt.  In this episode, Josh covers why having a cash cushion matters, how much to aim for, and practical ways to get started. Plus, he breaks down good vs. bad debt, interest rates, and more. Regardless of where you are in your financia...

In Episode 25 of Gaining To Give, Josh continues the Back to the Basics series by focusing on several simple rules and ratios that can serve as helpful benchmarks when assessing your current financial situation.  From the 70/30/10 Rule to determining a reasonable debt-to-income ratio, this episode is full of advice that can be put to use right away.   For more information about The Roche Group, yo...

Episode 24 is the premiere episode of a new series titled Back to the Basics, where Josh lays the foundation for how to build a balanced (and sustainable) budget. Whether you're just getting started or resetting your money habits, you'll hear three crucial decisions: choosing a method, choosing a frequency, and choosing a reward to keep motivation high. Tune in to learn how these small choices can...

In this week's episode, Josh sits down with the newest Wealth Advisor at Roche Wealth, Easton Huddleston.  In addition to learning about Easton's background, family and interests, you'll also get to hear about his passion for helping people accomplish their financial goals one relationship at a time.   For more information about The Roche Group, you can find them on social media or by visiting the...

In this week's conversation, Josh continues the series on local nonprofits by talking with Kendal Torres, Founder of The Comeback Kid Society.  This agency is all about providing resources, guidance and opportunities for at-risk youth in the OKC area.  Their ultimate goal is to end teen homelessness, and they have already made huge strides towards this accomplishment.   If you or someone you know...

This week features another nonprofit in OKC that is making a huge difference in the lives of individuals and the community.  Calm Waters is an organization that exists to support anyone and everyone who has experienced loss or grief.  Linda Maisch (CEO) and Emily Ahearn (Development & Communications Director) provide background on the organization, share some powerful stories, and offer practi...

This episode is the first in a short series featuring local nonprofit organizations in Oklahoma City that are making an impact through generosity.  This week, Josh is joined by Shawn Baker, Senior Development Coordinator at Hope Is Alive, an organization that offers recovery housing and resources for those caught in addiction.  Shawn's passion for this mission is evident as he talks about his own...

It's no secret there are many benefits of consulting a professional when it comes to your finances, but have you considered that not all Advisors are able to offer their clients the same level of service.  On this week's episode, Josh talks with friend and colleague, Wilson Wise, about his journey of founding his own independent financial advisory firm in Lexington, KY.   In addition to offering m...

Thais week, Josh encourages us to revisit and reflect on our financial goals we set at the start of the year. Are they still relevant? Have you made the progress you hoped for? Josh also walks through how to evaluate our goals with fresh eyes, identify what might be causing us to fall behind, and explore practical ways to adjust our plans moving forward. Whether you're ahead, behind, or just getti...

Thanks to various factors like advertising and social media, lifestyle creep is something that many of us fall victim to from time to time.  In this episode, Josh breaks down how to recognize the signs of lifestyle inflation and offers practical tips to keep our spending in check, even as our income grows.    For more information or to contact The Roche Group, you can find them on social media or...