Gaining to Give

This week, Josh wraps up the "Through the Eras" mini-series by talking about the seventies and beyond.  Anyone blessed enough to reach this decade has lived a lot of life and likely learned a lot of lessons.  As you enter into this chapter of life, it's of utmost importance to consider what you want to leave behind, both financially and otherwise.  Focus not only on leaving your legacy, but living...

With just two episodes remaining in our "Through the Eras" mini-series, this week is all about the sixties.  This is an age range where most are entering retirement so it's crucial to be able to transition well into the next phase of life with clarity, peace, purpose and a plan.  But what does this practically look like?  Josh unpacks three helpful questions to ask yourself as well as three easy a...

As we continue in our "Through The Eras" mini-series, this week is designated to folks in their fifties.  If you find yourself in this demographic, one of the main questions Josh encourages you to ask is "What are the most important things to me that I want to put my money toward with the time I have left?"  As you approach retirement age, it's critical that you become intentional about what you a...

In this week's episode of our Through The Eras series, we've made it "over the hill".   By the time we hit our fourties, the fruit of how well we've prepared over the past twenty years begins to show.  Some may feel comfortable or even ahead of the curve, while others may look around at their peers and feel behind.  The reality is that our perception is subjective and is ultimately determined by h...

It's the second episode in our series entitled "Through The Eras", in which Josh focuses on a particular decade of adulthood by offering financial wisdom and common milestones.  This week, we move on to the Thirties!  If the Twenties are for laying a foundation, the Thirties are for building the walls by further establishing good habits and making responsible decisions for you and your family.   F...

Welcome back to another new season of Gaining To Give!  Season 3 kicks off with a fun series entitled "Through The Eras" (And yes, it may have been slightly inspired by Taylor Swift.)  Each week of the series, Josh will focus on a particular decade of adulthood, offering financial wisdom and milestones to be aware of.  While this is a time when many are just getting their financial feet underneath...

This week, we're continuing the "Back to the Basics" series by going back to two of the most important building blocks of financial stability: emergency funds and debt.  In this episode, Josh covers why having a cash cushion matters, how much to aim for, and practical ways to get started. Plus, he breaks down good vs. bad debt, interest rates, and more. Regardless of where you are in your financia...

In Episode 25 of Gaining To Give, Josh continues the Back to the Basics series by focusing on several simple rules and ratios that can serve as helpful benchmarks when assessing your current financial situation.  From the 70/30/10 Rule to determining a reasonable debt-to-income ratio, this episode is full of advice that can be put to use right away.   For more information about The Roche Group, yo...

Episode 24 is the premiere episode of a new series titled Back to the Basics, where Josh lays the foundation for how to build a balanced (and sustainable) budget. Whether you're just getting started or resetting your money habits, you'll hear three crucial decisions: choosing a method, choosing a frequency, and choosing a reward to keep motivation high. Tune in to learn how these small choices can...

In this week's episode, Josh sits down with the newest Wealth Advisor at Roche Wealth, Easton Huddleston.  In addition to learning about Easton's background, family and interests, you'll also get to hear about his passion for helping people accomplish their financial goals one relationship at a time.   For more information about The Roche Group, you can find them on social media or by visiting the...

In this week's conversation, Josh continues the series on local nonprofits by talking with Kendal Torres, Founder of The Comeback Kid Society.  This agency is all about providing resources, guidance and opportunities for at-risk youth in the OKC area.  Their ultimate goal is to end teen homelessness, and they have already made huge strides towards this accomplishment.   If you or someone you know...

This week features another nonprofit in OKC that is making a huge difference in the lives of individuals and the community.  Calm Waters is an organization that exists to support anyone and everyone who has experienced loss or grief.  Linda Maisch (CEO) and Emily Ahearn (Development & Communications Director) provide background on the organization, share some powerful stories, and offer practi...

This episode is the first in a short series featuring local nonprofit organizations in Oklahoma City that are making an impact through generosity.  This week, Josh is joined by Shawn Baker, Senior Development Coordinator at Hope Is Alive, an organization that offers recovery housing and resources for those caught in addiction.  Shawn's passion for this mission is evident as he talks about his own...

It's no secret there are many benefits of consulting a professional when it comes to your finances, but have you considered that not all Advisors are able to offer their clients the same level of service.  On this week's episode, Josh talks with friend and colleague, Wilson Wise, about his journey of founding his own independent financial advisory firm in Lexington, KY.   In addition to offering m...

Thais week, Josh encourages us to revisit and reflect on our financial goals we set at the start of the year. Are they still relevant? Have you made the progress you hoped for? Josh also walks through how to evaluate our goals with fresh eyes, identify what might be causing us to fall behind, and explore practical ways to adjust our plans moving forward. Whether you're ahead, behind, or just getti...

Thanks to various factors like advertising and social media, lifestyle creep is something that many of us fall victim to from time to time.  In this episode, Josh breaks down how to recognize the signs of lifestyle inflation and offers practical tips to keep our spending in check, even as our income grows.    For more information or to contact The Roche Group, you can find them on social media or...

In this week's episode, Josh is joined once again by special guest (and wife), Holly Roche.  Together, they explore the five essential money conversations every couple should have before saying “I do.” From unpacking your financial backgrounds and money mindsets to discussing debt, spending habits, and shared financial goals, they cover the crucial topics that build a strong financial foundation f...

Maybe you're someone who has considered using a Financial Advisor but, like many, are intimidated by how it all works.  In this episode, Josh sets out to demystify the process and explains step by step how The Roche Group goes about customizing a plan based on the unique needs and desires of each client.     For more information or to contact The Roche Group, you can find them on social media or b...

In Episode 14, Josh gets personal and shares some of the most important lessons he has learned throughout his financial journey.  You'll hear about his story and how he got to where he is today.  Whether our relationship with money is good or not so good, there are always things we can take away from our experiences to help us grow.   For more information or to contact The Roche Group, you can fin...

In times when the stock market is experiencing extreme fluctuations, it is easy to allow panic to set in, which often-times can lead to impulsive decisions.  In this episode, Josh offers three important things to do while riding the wave that will allow you to come out the other side as good or better than when you started.  Above all, it's critical to stay disciplined and not let short-term volat...

This week's episode is focused on the fear and anxiety that too often creep into our lives.  Whether caused by managing personal finances, investing, or another one of life's challenges, Josh discusses the difference between things we can control and things we can't, and how our perspective can make all the difference.    For more information or to contact The Roche Group, you can find them on soc...

In Episode 11, Josh explores the power of contentment and how easy it is to fall into the trap of comparison and always wanting more.  He also discusses the frequent confusion between contentment and complacency, and the difference between the two. Tune in for helpful insights and practices that can help us remain content while still having a healthy motivation for growth and productivity.   For m...

Does God look down on wealth and prosperity?  Is it wrong to earn a high income?  What are some safeguards we can establish to avoid becoming too materialistic?  These, along with others, are some questions Josh sets out to answer in this week's episode.  As you listen, one main theme you'll discover is that it's not so much about whether we make a lot or a little, but rather, how we use what we'v...

It's an exciting time at The Roche Group.  Episode 9 of the podcast releases shortly after Josh and his wife welcome their new baby into their family!  Fittingly in this episode, he reveals the top 5 financial lessons he hopes to instill in his kids while they're young.  Covering key topics like the importance of budgeting, the power of delayed gratification, and the value of generosity, these ins...

Speed and efficiency is the name of the game in our society.  But is it always worth what we could be giving up in the process?  In Episode 8, Josh explores the benefits of choosing intentionality over convenience in a fast-paced world.  By slowing down and making mindful choices, we can enrich our lives, deepen relationships, and find greater fulfillment.   For more information or to contact The...