Thomas Stein
The Noble Agent
Noble Agents is the podcast for health insurance brokers and general agents who care about more than short-term sales. If you're committed to serving Main Street businesses, building long-term client trust, and mastering the level-funded health insurance model, you’ve found your people. Hosted by Tom Stein, CEO of American Trust Administrators (ATA), Noble Agents brings you real conversations with top brokers and general agents who are creating sustainable growth — not through gimmicks, but by aligning with values, delivering results, and fighting back against a system that often forgets the s...
Autor
Thomas Stein
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Neueste Folge
1. Jun 2026
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Why P&C Brokers Are Winning in Level Funding | Brian from Local Edge 01.06.2026 24:59
In this episode of The Noble Agent’s Guide, we sit down with Brian from Local Edge to explore why some of the best future level-funded brokers may already be sitting inside the P&C world. Brian brings a unique perspective coming from the personal lines and commercial P&C insurance space into self-funded and level-funded health plans. The conversation uncovers the crossover skills most brok...
Service First Wins: Why Great Brokers Never Truly Lose | Brian BD Insurance 26.05.2026 29:09
In this episode of The Noble Agent’s Guide, we sit down with Indiana-based broker Brian Dusenberry to unpack what separates transactional insurance agents from long-term trusted advisors in the level-funded and self-funded world. Brian has spent decades in partially self-funded and self-funded health plans, and this conversation dives deep into how transparency, service, and long-term relationship...
The Truth About Level Funding: What Most Brokers Still Don’t Understand | Jason Powers 18.05.2026 43:27
In this episode of The Noble Agent’s Guide, we sit down with Jason Powers of Legacy Brokers to unpack one of the most misunderstood topics in employee benefits: level funding. Jason has spent decades in the self-funded and level-funded space helping brokers and employers navigate the real mechanics behind these plans — beyond the marketing language. This conversation goes deep into: Why “level fun...
How Great Brokers Set the Table: Byron Gilroy on Level Funding, Underwriting, and Trust 19.03.2026 50:56
In this episode of The Noble Agent , Tom sits down with Byron Gilroy , a veteran of the small group health market with nearly three decades of experience serving independent brokers in Texas. This is a practical conversation for brokers who want to get better at serving Main Street employers, especially those crossing over from Medicare, ACA, or fully insured group health into the level-funded spa...
Insurance as a Bridge: Risk, Trust, and the Long Memory of Main Street 19.12.2025 34:37
In this episode of The Noble Agents Podcast , Tom sits down with Tim , a second-generation insurance professional who has been in the business since 1991 , to explore what the industry has forgotten—and what it desperately needs to remember. The conversation begins with a look back at “deductible funding,” a precursor to modern level-funded plans, and why keeping risk—and upside—closer to the empl...
Welcome to Boise: Servant Leadership, Sales Cycles, and Serving Main Street in the Mountain West 19.12.2025 37:12
Welcome to Boise. In this episode of The Noble Agents , Tom sits down with a four-person roundtable from the Mountain West to talk about what’s really happening in the Northwest benefits market—and how great brokers are still winning the old-fashioned way: relationships, service, and staying close to the client. Together, they break down the real difference between selling large groups and Main St...
Thinking in the 5th Dimension: Why Level Funding Wins 19.12.2025 31:54
Welcome to Houston. In this episode of The Noble Agents , Tom sits down with Ralph Weber — best-selling author, and a 29-year benefits veteran with one of the most unique origin stories in the industry: former air traffic controller and commercial pilot . Ralph explains why benefits is a lot like air traffic control—you’re not just managing what’s in front of you. You’re managing time, incentives,...
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