Money with Alpha

Janeen Vosper is an Author, Conference Speaker, Personal Branding Authority Coach, Sales, and Professional Speaker Trainer with over 30 years' experience providing business leaders with the know-how to get noticed as an industry expert. So much value in this episode.  We talk about how learning to tell a story is essential to successful marketing.  We also discuss AI and how you can best use it in...

Fear can be debilitating.  When it comes to money it can cause huge headaches, which are often bigger because we ignore looking into our finances. This is the irony - the more you ignore it, the bigger it gets, and the more likely it will become something that is genuine of the fear that you're feeling. In this episode I talk about why we feel fear about money and the 5 step approach to overcoming...

Property Management is often considered the poor cousin of real estate.  There is so much focus on, and money in, selling property.  Managing property is often lower revenue for real estate agents, so it doesn't get much attention or customer service. I have been a tenant and experienced both good and not so good property management, and there is a notable difference!   Nelson Gomez Castro and his...

Considering talking about money is often not something most of us like to do, or is considered appropriate to do, you may have been avoiding talking with your kids about money. The thing is, even if you aren't talking about it, no doubt your kids are thinking about money, and have either overheard you talk about it (and perhaps not in a happy way), hear the words you use about money (we can't affo...

Money can have a huge impact on a relationship, particularly where there are differing expectations between you and your partner.  Being open and honest, and having regular discussions to make sure you're on the same page, is very important. The 7 areas that I go through in this episode are: Values & Lifestyle Beliefs & Habits Timing (when you want something) Spending / Budgeting Saving Investing...

Budgeting is something that not many of us like the thought of, let alone actually doing it. Budgets also are difficult to stick to, especially when you don't know: What lifestyle you're budgeting for Why you want the things you want What kind of a spender you are How you like to manage your spending - what level of detail you want to go to. How you want to manage your spending (or budgeting) is a...

The day to day of life can become mundane, repetitive and downright boring.  As a mum, we are often prioritising everyone else's needs and wants, above our own. Money is a tool to support the lifestyle we want.  Figuring out what that lifestyle is goes a long way to understanding how fun and joy show up in our life. This episode is a reminder to tap into your inner child and rekindle (or rediscove...

Time is something we all wish we had more of! As a parent, your time is often not really your own - there are so many interruptions and changes of plan and things that don't go to plan...  There are 3 fundamental ways that I look at time and how I manage it: Plan Prioritise Combine. They are simple and basic, but then, we don't need to overcomplicate this.  Life is complex enough! Here is the down...

There is a lot in the news at the moment about inflation and rising interest rates.   Something that I do on an annual basis, regardless of what is happening in the ecomomy, is an Expenses Diet :-) In this episode I give you a taste of what I do, and 8 Ways you can cut your own expenses. Here are the 8 areas I focus on in this episode: Interest rates Insurances Groceries Phone and Internet Selling...

In this episode, I interview Kirsty Foster - founder of Social Mums Club, which is a Brisbane Bayside and Redlands group created to help mums feel more connected and supported. Kirsty tells us the story of her journey and how doing something she loved (connecting mums) turned into a business that is thriving and that she loves. We also talk about money mindset and stories that we tell ourselves, a...

When you want to make changes to your money and finances, where do you start? In this episode I take you through some of my story and the money journey I've been on.  Including what I actually focused on first. Here is an overview: Salary sacrificed into Super Started micro-investing (which I still do to this day) Sorted out my Estate Plan Set up my Money Pie (aka buckets) Paid off my credit card...

Looking at your finances can feel overwhelming, and questions like "where do I start?", "what do I do first?", and/or "but, how?" are extremely common (even for me!). In this episode I break down the Top 5 things I believe are the most important money things to do, in order of priority. Here is a summary: Set up your Emergency Fund , with 6 to 12 months of living expenses in there Pay off debt wit...

When it comes to money, it's important to understand WHY you want money.  To do this, you also need to understand yourSELF.  This sense of self becomes extremely important when it comes to figuring out what lifestyle you want (and why), and then setting goals to help you get to that lifestyle - step by step. This episode looks at why the concept of SELF is shunned and how as a society we dissuade...

Happy New Year!!  It's incredible to realise that one year is over and another is starting.  It didn't feel that long ago that 2022 began.  2022 was a year of the opening and life somewhat returning more to a state of "normal" after a tumultuous few years. There was still quite a bit of uncertainty, and then before you knew it, half the year was gone. So, rather than that happening again, this epi...

This year is almost at an end, and before 2023 starts, it's a great time to go through a quick planning exercise.  In this episode I share the process that I use every year and how I use it.  There are 5 steps: Categorise your Life Areas (I have either - Family, Friends, Physical Health, Mental Health, Spirituality, Fun/Hobbies, Finances, Business/Work) Retrospectively look at the Top 3 things tha...

A slightly different episode where I look at the concepts of live and how we have ended up the way we are.  When did we stop being children and turn into the adults we are today?   Are we happy?  Do we react rather than respond to life?  Are we present and enjoy the moment? I provide some tools and strategies to help reconnect with the person you want to be, so you can experience the life and happ...

It's that time of year - December means Christmas.  Mind you, the Christmas decorations came out before Halloween this year! It's the time of year the money really becomes an amplified issue - lots of buying.  Presents (for family, friends, kids, teachers, colleagues, clients, etc.) and food (for Christmas Day, Boxing Day - if you're in Australia, for holidays and camping trips, and day trips).  ...

One way to spend less than you earn is to earn more!  One way to earn more money is to start a side hustle, which as become more easier in recent years. There is still work and planning involved, and this episode takes you through: How to figure out what to do for a side hustle (with a few ideas to help inspire you), and What to do once you figure out what side hustle you're going to do. Chock ful...

You may have heard me talk about how to have a good relationship with money.  There are very similar principles to how to have a good relationship with food.  It comes down to what we believe and the habits we have. In this interview, Susan Williams (a qualified and highly experienced Dietitian and Nutritionist) talks about how nutrition impacts our mental and physical lives.  She likes to breaks...

Helen Baker, founder of On Your Own Two Feet, is an experienced Financial Adviser of over 15 years, Speaker and Author who firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations. This support enables you to build for the future and be the best you can be. Whether you are in a relationship, divorced, widowed, or are single and just want to ta...

In this episode I go through 5 of the most common money mistakes I see women make.  The 5 I go through are: Money stuff is too time consuming - I'll do it later.  The problem is, later never comes! I don't understand investing.  How can you understand something you've never been taught?  Time to be curious and learn! Here is my free guide " How to Invest with $1 " I don't have enough income to do...

Check out my new program " Financial Fulfillment in 7 Simple Steps ": www. FinancialFulfillmentprogram.com  - Available for a LIMITED TIME ONLY! Being in a relationship requires a connection of some sort.  Now, whether we like it or not, we are all connected to money in some way.  The health and quality of that connection is actually within our power to influence and change!  There is often a "tha...

  Kerry's story is a beautiful example of how life flows more calmly and easily when you connect with your Why, and align your life with this.   Having started her working life as a school teacher, Kerry travelling and taught and when she returned to Australia went to see a kinesiologist who helped her permanently shift energy that had been sending her into on and off depression.   Realising the p...

A relationship break down is one of the most difficult things to experience in life.  Unfortunately, the statistics for divorce aren't great - in 2022 between 44% and 50% of marriages are expected to end in divorce. There is a huge wave of emotions and experiences that go with this.  Becca Maxwell has been helping women navigate this awful time, to make sure they keep their sanity, integrity and i...

In this episode, Julie Crockett talks about her journey from school teacher to successful property investor and becoming a Buyer's Agent. So much valuable information, including the types of properties she looks for and where.  What kinds of properties you can still make money on, and better still, achieve postitive cashflow with!  Julie also talks through the costs of owning an investment propert...