Mortgage on My Mind

🚀Can you afford the home you qualify for - or are you stretching beyond what feels comfortable? How much house can you really afford? A lender can determine what you qualify for, but true affordability depends on spending, income stability, financial goals, and how the home fits into your life. On Mortgage On My Mind, Natalie Salins, a top 1% mortgage broker with 20 years of experience, helps LA-...

On Mortgage on My Mind , Danny Gould shares his transition from residential real estate to structured finance, driven by his ultimate goal of developing a Vegas hotel. He breaks down today's commercial real estate pressures from sharp rate hikes and tight liquidity to bridge loans and personal guarantees. Danny also explains why, despite market headwinds, economic distress creates the best opp...

Join Natalie Salins on Mortgage on My Mind as she welcomes veteran banking executive and financial expert Richard Vague. Dive deep into the hard data behind household wealth, national debt, and the staggering inventory shortages affecting home buyers across America. Learn how real estate anchors the entire economy and what it truly takes to fix housing affordability today. 🎧 Listen to the full ep...

✨ Join Host Natalie Salens on Mortgage on My Mind as she chats with Sohail Sadeghi, founder and principal of Atlantis Tax Group and Financial Services. 🎙 In this episode, you'll learn: ✔️ How short-term rentals can provide potential tax benefits ✔️ When an S Corporation may make sense ✔️ What high-income earners should know about tax planning ✔️ How real estate professional status can affect...

🛠️ Can California build its way out of the housing shortage? Real estate veteran Jim Osterling joins host Natalie Salins on Mortgage on My Mind to break down state zoning updates, ADU expansions, and new housing models. In this episode, Jim shares real-world lessons from his projects, including 100% affordable studio housing in Pasadena and innovative duplex ADUs in Cathedral City. 🎙 What you'...

⭐ Uncover the truth about FHA financing with veteran lender and underwriter Jeff Scott and host Natalie Salins.  Jeff breaks down common myths, showing how repeat buyers use FHA loans for multi-unit properties with 3.5% down, and how Single Unit Approvals (SUA) save condo deals stuck in HOA red tape. 🎙 What you'll learn: ✔️ FHA vs. conventional loan cost comparison ✔️ Purchasing 2-unit proper...

🏠 Want to buy your ideal retirement home years before you retire? Host Natalie Salins sits down with personal finance coach Kathy Cuevas to discuss smart real estate investments and wealth-building strategies. Kathy shares her journey from high school financial literacy teacher to owning multiple rental properties, offering actionable advice on 1031 exchanges, navigating bidding wars, and offload...

💻 AI isn't just another productivity tool, it can become your most valuable employee! Discover how AI and automation are changing the way entrepreneurs, real estate professionals, and business owners work. In this episode of Mortgage On My Mind, Natalie sits down with Neal to explore how AI has evolved from simple chatbots into intelligent agents capable of automating workflows, managing repe...

🚀 What exactly is title insurance, and why is it one of the most important parts of a real estate transaction? In this episode of Mortgage On My Mind , host Natalie Salins sits down with Jimmy Lewis , Co-Founder of TrueFocus Automation, to break down title insurance, vesting, preliminary title reports, liens, and the behind-the-scenes work that protects buyers and lenders. Jimmy also explains how...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Nick Mathis , Senior Mortgage Consultant at FirstBank Home Loans, to discuss the growing trend of relocation, especially from California to Texas. They explore how remote work has reshaped where people choose to live, the financial trade-offs of moving to a lower-cost state, and the mortgage guidelines buyers need to un...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Chris Kennedy , Partner at Reliant Lending and U.S. Navy veteran, to break down why VA loans remain one of the most powerful home financing options available. They discuss common misconceptions surrounding VA loans, the incredible benefits veterans often overlook, how entitlement works, financing multi-unit properties w...

🚀 Thinking about remodeling your home or building an ADU? In this episode of Mortgage on My Mind , host Natalie Salins sits down with licensed general contractor Bryan Luu , founder of Blu Construction, to uncover what homeowners need to know before starting a renovation project. Bryan shares practical advice on choosing the right contractor, understanding the bidding process, avoiding expensive...

🚀 In this insightful episode of Mortgage on My Mind, host Natalie Salins sits down with mortgage industry executive, marketing strategist, and author Eric Mitchell. Eric shares how Neuro-Linguistic Programming (NLP) transformed his approach to business, communication, and relationship-building. He reveals how language patterns can provide insights into a person's mindset, business systems, an...

🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage industry veteran Michael Belfor, Certified Mortgage Advisor, Branch Manager, and Loan Originator at American Pacific Mortgage. With nearly two decades of lending experience, Michael shares his journey from Wells Fargo and Countrywide to leading one of the nation's top mortgage banking teams. Together, Natali...

🚀 In this episode of Mortgage on My Mind, host Natalie Salins sits down with Southern California real estate broker, loan officer, and team leader Sokha. With over 20 years of experience in real estate and a growing career in mortgage lending, Sokha shares why she decided to expand into lending, how offering both services benefits clients, and what investors should look for when building their re...

🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage expert Kevin Ker to discuss the importance of education, communication, and trust throughout the homebuying journey. Kevin shares how his background and passion for teaching have shaped his approach to helping clients understand the mortgage process, make informed financial decisions, and confidently purchase a...

🚀 In this episode of Mortgage on My Mind, Natalie Salins sits down with award-winning mortgage broker Amanda Lea Rawls to uncover the truth behind down payment assistance programs like CalHFA and GSFA. They discuss the myths buyers believe about first-time homebuyer programs, the hidden costs of assistance loans, why “free money” isn’t always free, and smarter alternatives for buyers looking to p...

🚀 In this powerful episode of Mortgage On My Mind, Natalie Salins sits down with Cory Boldroff, Certified Real Estate Planner and Southern California real estate expert, to discuss how families can build, protect, and transfer generational wealth through trusts, estate planning, 1031 exchanges, and Delaware Statutory Trusts (DSTs). Cory shares why he believes every homeowner should place their pr...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Rosanne Marie Nitti — a real estate broker associate, coach, and fine art photographer licensed in California, Hawaii, and Florida. Rosanne shares how her photography background enhances her eye for staging and property marketing, while also diving deep into what new agents need to know to succeed in today’s market. Fro...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Daniel Blankenship, broker-owner of 1% Lists Desert to Coastal Real Estate, to discuss the unique challenges of obtaining mortgages in Southern California’s High Desert markets. From septic certifications and fire insurance costs to Mello-Roos taxes and investment trends, Daniel shares insider knowledge on navigating re...

🚀 In this episode, host Natalie Salins sits down with Amy Alvarez, broker owner of SoCal Realty Group, to explore how design expertise transforms real estate success. From being featured on HGTV and MTV Cribs to creating a breathtaking million-dollar backyard, Amy shares how staging, creativity, and market insight can elevate listings and attract luxury buyers. 🎧 Hosted by: Natalie Salins 👤 Gue...

🚀 In this insightful episode of Mortgage On My Mind , host Natalie Salins sits down with Lisa Vomero-Inouye, a luxury real estate advisor with a background in civil engineering. Lisa shares how her analytical mindset and data-driven strategies help clients navigate today’s complex housing market. From affordability challenges and first-time buyer strategies to the “lock-in effect” and innovative...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with Tyler Davidson, broker and owner of Tenfold Real Estate, to dive into the power of presale renovations and strategic home preparation. Tyler shares how small upgrades, decluttering, and smart investments can dramatically increase a home’s value, prevent costly surprises during escrow, and create a smoother selling experience...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with Jimmy Rios, CEO of Rios Business Advisors, to explore how everyday individuals can transform their financial future. With over 20 years of experience, Jimmy shares how his “Eye Level to High Level” program helps people stabilize cash flow, restructure debt, and create new income streams using innovative strategies. From mind...

🚀 In this episode, host Natalie Salins sits down with Abraham Vargas, a seasoned real estate broker and president of New Journey Real Estate Group, to break down everything you need to know about buying property in Mexico as a foreigner. From financing options and trust structures to exchange rate risks and land development pitfalls, Abraham shares insider knowledge from over 18 years in the indu...