Mortgage on My Mind

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Chris Kennedy , Partner at Reliant Lending and U.S. Navy veteran, to break down why VA loans remain one of the most powerful home financing options available. They discuss common misconceptions surrounding VA loans, the incredible benefits veterans often overlook, how entitlement works, financing multi-unit properties w...

🚀 Thinking about remodeling your home or building an ADU? In this episode of Mortgage on My Mind , host Natalie Salins sits down with licensed general contractor Bryan Luu , founder of Blu Construction, to uncover what homeowners need to know before starting a renovation project. Bryan shares practical advice on choosing the right contractor, understanding the bidding process, avoiding expensive...

🚀 In this insightful episode of Mortgage on My Mind, host Natalie Salins sits down with mortgage industry executive, marketing strategist, and author Eric Mitchell. Eric shares how Neuro-Linguistic Programming (NLP) transformed his approach to business, communication, and relationship-building. He reveals how language patterns can provide insights into a person's mindset, business systems, an...

🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage industry veteran Michael Belfor, Certified Mortgage Advisor, Branch Manager, and Loan Originator at American Pacific Mortgage. With nearly two decades of lending experience, Michael shares his journey from Wells Fargo and Countrywide to leading one of the nation's top mortgage banking teams. Together, Natali...

🚀 In this episode of Mortgage on My Mind, host Natalie Salins sits down with Southern California real estate broker, loan officer, and team leader Sokha. With over 20 years of experience in real estate and a growing career in mortgage lending, Sokha shares why she decided to expand into lending, how offering both services benefits clients, and what investors should look for when building their re...

🚀 In this episode of Mortgage On My Mind, host Natalie Salins sits down with mortgage expert Kevin Ker to discuss the importance of education, communication, and trust throughout the homebuying journey. Kevin shares how his background and passion for teaching have shaped his approach to helping clients understand the mortgage process, make informed financial decisions, and confidently purchase a...

🚀 In this episode of Mortgage on My Mind, Natalie Salins sits down with award-winning mortgage broker Amanda Lea Rawls to uncover the truth behind down payment assistance programs like CalHFA and GSFA. They discuss the myths buyers believe about first-time homebuyer programs, the hidden costs of assistance loans, why “free money” isn’t always free, and smarter alternatives for buyers looking to p...

🚀 In this powerful episode of Mortgage On My Mind, Natalie Salins sits down with Cory Boldroff, Certified Real Estate Planner and Southern California real estate expert, to discuss how families can build, protect, and transfer generational wealth through trusts, estate planning, 1031 exchanges, and Delaware Statutory Trusts (DSTs). Cory shares why he believes every homeowner should place their pr...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Rosanne Marie Nitti — a real estate broker associate, coach, and fine art photographer licensed in California, Hawaii, and Florida. Rosanne shares how her photography background enhances her eye for staging and property marketing, while also diving deep into what new agents need to know to succeed in today’s market. Fro...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with Daniel Blankenship, broker-owner of 1% Lists Desert to Coastal Real Estate, to discuss the unique challenges of obtaining mortgages in Southern California’s High Desert markets. From septic certifications and fire insurance costs to Mello-Roos taxes and investment trends, Daniel shares insider knowledge on navigating re...

🚀 In this episode, host Natalie Salins sits down with Amy Alvarez, broker owner of SoCal Realty Group, to explore how design expertise transforms real estate success. From being featured on HGTV and MTV Cribs to creating a breathtaking million-dollar backyard, Amy shares how staging, creativity, and market insight can elevate listings and attract luxury buyers. 🎧 Hosted by: Natalie Salins 👤 Gue...

🚀 In this insightful episode of Mortgage On My Mind , host Natalie Salins sits down with Lisa Vomero-Inouye, a luxury real estate advisor with a background in civil engineering. Lisa shares how her analytical mindset and data-driven strategies help clients navigate today’s complex housing market. From affordability challenges and first-time buyer strategies to the “lock-in effect” and innovative...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with Tyler Davidson, broker and owner of Tenfold Real Estate, to dive into the power of presale renovations and strategic home preparation. Tyler shares how small upgrades, decluttering, and smart investments can dramatically increase a home’s value, prevent costly surprises during escrow, and create a smoother selling experience...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with Jimmy Rios, CEO of Rios Business Advisors, to explore how everyday individuals can transform their financial future. With over 20 years of experience, Jimmy shares how his “Eye Level to High Level” program helps people stabilize cash flow, restructure debt, and create new income streams using innovative strategies. From mind...

🚀 In this episode, host Natalie Salins sits down with Abraham Vargas, a seasoned real estate broker and president of New Journey Real Estate Group, to break down everything you need to know about buying property in Mexico as a foreigner. From financing options and trust structures to exchange rate risks and land development pitfalls, Abraham shares insider knowledge from over 18 years in the indu...

🚀 In this episode, Natalie Salins sits down with seasoned real estate expert Ginni Field to break down what it really takes to succeed in real estate. From treating your business like a business to mastering communication with lenders and clients, Ginni shares decades of insight on leadership, training, and building a sustainable, high-performing career in today’s shifting market. 🎧 Hosted by: N...

🚀 In this episode of Mortgage On My Mind , we sit down with Shelby Seeley, a top-performing real estate agent in Northern California, to break down everything first-time homebuyers need to know. From overcoming fear and confusion to understanding powerful programs like California’s DREAM program, Shelby shares how education, guidance, and taking the first step can completely change your financial...

🚀 In this episode of Mortgage on My Mind , host Natalie Salins sits down with real estate expert Sean Brunske to explore creative real estate investing and the future of housing construction. Sean shares how his work with HomeVestors — known nationwide for the “We Buy Ugly Houses” brand — helps homeowners quickly sell properties in complicated situations. From foreclosure challenges to time-sensi...

🚀 In this exciting episode of Mortgage On My Mind , host Natalie Salins sits down with licensed mortgage loan officer Abe Hakawati to discuss innovative 2026 homebuyer programs, expanded FHA guidelines, bank statement loans, and a powerful Earned Equity Program helping buyers qualify with just 3.5% down. If you’re self-employed, credit-challenged, or think homeownership is out of reach — this epi...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with Philip Ganz, Founder of Next Wave Mortgage, to break down the real difference between seasoned loan officers and today’s rapid, automated pre-approval systems. From the “FedEx underwriting days” to modern AI-driven approvals, they discuss why experience, attention to detail, and storytelling still win in mortgage lending. Th...

🚀 In this episode of Mortgage On My Mind , Natalie Salins sits down with San Fernando Valley real estate expert Alexis Ubeda to break down the biggest misconceptions first-time homebuyers have — especially the myth that you need 20% down to buy a home. They dive deep into zero-down programs, FHA financing, VA loans, CalHFA options, and the highly talked-about California Dream For All shared appre...

🚀 In this powerful episode of Mortgage On My Mind , host Natalie Salins sits down with Mike Milligan, CFP®, Founder and CEO of One Oak Financial, to break down how real wealth is built in America. From the rent vs. buy debate to retirement strategies and Roth IRAs, Mike shares practical financial wisdom to help first-time homebuyers and future retirees take control of their financial future. If y...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with mortgage broker Alejandro Szita to break down Non-QM loans and why they are often the smartest solution for self-employed borrowers, entrepreneurs, and creatives. Alejandro explains what Non-QM really means, how conventional guidelines fall short for business owners, and why time, flexibility, and holistic underwriting...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with investor and author Patrick Grimes to unpack what “passive income” really means and why true wealth requires diversification beyond traditional real estate and Wall Street. Patrick shares his journey from engineering to investing, lessons learned from major market downturns, and how alternative asset classes like medica...

🚀 In this episode of Mortgage On My Mind , host Natalie Salins sits down with luxury real estate expert Stefan Pommepuy to explore what it really takes to succeed in high-end markets like Beverly Hills, Bel Air, and the Hollywood Hills. Stefan shares his unconventional path into luxury real estate, the realities of large transactions, the impact of the Mansion Tax, and how buyers and sellers navi...