Australian Finance Podcast

Different decades bring different money decisions—but the best move is rarely copying someone else’s timeline. In this episode of the Australian Finance Podcast, Owen Rask and Gemma Mitchell go decade by decade from your 20s to your 70s, sharing what to focus on and the common mistake to avoid at every stage. In your 20s, they cover good money habits, the First Home Super Saver Scheme and resistin...

An ETF up 200% can feel like a win and a problem. Do you keep riding the momentum, sell part of it, or move the gain back into your core portfolio? In this episode of the Australian Finance Podcast, Owen Rask and Glen James answer listener questions across ETFs, property, tax and building wealth at different stages of life. They begin with high-performing satellite ETFs, including Betashares ASIA...

Should an SMSF be your next super move—or is a simpler fund already capable of doing what you need? In this Australian Finance Podcast episode, Gemma Mitchell sits down with Rask adviser Chamil Peiris to unpack self-managed super funds without the sales pitch. They explain what “self-managed” really means, from investment control to the trustee, compliance, record-keeping and audit obligations tha...

In this Q&A livestream of the Australian Finance Podcast, Gemma takes us through her $24,000 trip to Japan. She shares what was good about it and what could have been better, along with the best part of the whole trip. Owen and Gemma then share their best tips for saving money on a holiday. Owen covers Virgin reward seats and the Wise card, plus how to get more out of Booking.com with Genius disco...

What do wealthy Australians consistently get right — and which parts of their playbook can ordinary households use? In this episode of the Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack three pillars that repeatedly show up in financially secure households: a right-sized home, investments outside superannuation and an actively managed super balance. First, they explain why home ow...

Could Australia slip into recession—and what would that mean for your money? Rather than treating every alarming headline as a prediction, this episode focuses on the practical moves you can make now. In the Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack what a recession is, why higher interest rates and the cost of living are weighing on households, and why the share market does...

What does a night out really cost Australians — and what are households giving up to keep dining part of the budget? In this episode of the Australian Finance Podcast, Gemma Mitchell is joined by Jason Leong, CEO and co-founder of PocketSmith, for part three of their Global Spending Map series. They use anonymised data from PocketSmith users across 190 countries to compare how Australians, New Zea...

How would you invest $20,000 over 10 years without ending up with a jumble of overlapping ETFs? In this episode of the Australian Finance Podcast, Owen Rask sits down with Cameron McCormack, Senior Portfolio Manager at VanEck, to build a simple core-and-satellite portfolio from scratch with $20,000. Owen also throws Cameron a curveball, in the way of an extra $3,000 for a satellite choice. They un...

Can young Australians still buy a home, or is property ownership slipping further out of reach? In this Australian Finance Podcast livestream, Owen and Milli unpack the challenge of buying property in your 20s and 30s, while still building wealth through shares and super. They cover practical ways to save a deposit, including high-interest savings accounts, investing and the First Home Super Saver...

What does it really mean to raise “rich” kids — and how can parents teach healthy money habits without passing on fear, shame or entitlement? In this Australian Finance Podcast episode, Gemma Mitchell sits down with finance journalist and author Sarah Megginson to unpack the ideas behind How to Raise Rich Kids. Sarah reframes wealth as choice, freedom and opportunity, then explains how parents’ ow...

What actually happens to your super when you retire? Try our free wealth checker tool Get financial advice It sounds like there should be a giant red button that says “retirement mode” — but, as usual with super, it’s a little more paperwork-y than that. In this episode of The Australian Finance Podcast, also shared on The Australian Retirement Podcast, Owen is joined by Tahli Cavagnino, Senior Fi...

This episode was originally featured on the Australian Investors Podcast. In this episode of the Australian Finance Podcast, Owen Rask speaks with Jon Stahl from Salesforce about how AI agents are moving beyond answering questions and starting to complete real work inside businesses. Jon explains the difference between a chatbot and an agent, including how agents can reason through multistep tasks...

In this Australian Finance Podcast episode, Owen Rask explores why the business stack of the future may be changing investing faster than most markets really appreciate today. Starting with Stripe’s 2025 annual letter, Owen breaks down four business clocks now speeding up at once: how fast companies can build, distribute, monetise and scale. He explains why APIs, cloud software, AI tools and globa...

Is AI in a bubble, or are today’s soaring share prices backed by real business growth? In this episode of the Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack what an investment bubble actually is and why price, profit and valuation are different things. Using examples from tulip mania, Beanie Babies, NFTs, pandemic-era puppy prices and Pokémon cards, they explain how scarcity, hype...

Are you a wage slave? Do you WORK for money? (yawn) Do you also think Crypto is an investment? Is your investment strategy "buy low, sell high"? In this live weekly Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell break down your questions and pull apart 9 money and investing myths people tell you all the time. From "buy low, sell high" and "cash is king" to "rent money...

In this episode of Australian Finance Podcast, Owen Rask sits down with Scott Phillips to unpack one of the biggest investing questions of the moment: is stock picking dead? Scott explains why investing is cumulative, how experience builds pattern recognition over time, and why AI may shrink some information gaps without eliminating the need for judgment. Together, Owen and Scott explore where val...

In this special Pearler x Rask live episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell break down the practical strategies that could help you grow your super by an extra $100,000 over your working life. Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Owen & Gemma look at the three big levers: adding more, earning more and losing less, and how the right...

In this Australian Finance Podcast episode, Owen Rask sits down with Cameron McCormack, Senior Portfolio Manager at VanEck, to unpack factor investing in a way that actually makes sense for everyday ETF investors. The conversation starts with the basics: what factor investing is, how it differs from broad market-cap investing, and why terms like smart beta, rules-based investing and factor investi...

If you had $500 to invest in Australia every month, where would you actually put it? Join Rask's new platform In this live weekly Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell break down their top strategies for investing $500/month in Australia today. Whether you're starting from scratch or looking to automate your wealth-building habit, we share practical ways to co...

In this episode of Australian Finance Podcast, Owen Rask and Gemma Mitchell unpack 10 legitimate ways Australians can access their super and why the rules matter more than most people realise. From the two most common pathways, retiring after preservation age and turning 65, through to transition-to-retirement strategies, incapacity rules, terminal illness provisions, the First Home Super Saver Sc...

This is a special rewind episode of the Australian Finance Podcast, bringing back one of our favourite Q&A conversations because the questions are still incredibly relevant today. In this episode, Owen Rask and Gemma Mitchell work through practical money decisions that many Australians wrestle with: whether extra cash should go into super or against the mortgage, what to do when you’ve saved a fir...

In this Australian Finance Podcast episode, Owen Rask sits down with Hayden Smith from Pearler to unpack why so many money goals fall over before they ever become real habits. Rather than setting huge targets that feel inspiring for a day and overwhelming for the next six months, Hayden explains why shorter timeframes, smaller milestones and cleaner systems give people a far better chance of follo...

In this Australian Finance Podcast episode, Owen Rask sits down with Glen James to talk about buying your first property in Australia when the market feels tougher than ever. Glen explains why so many buyers feel stuck, why the old 20% deposit playbook no longer fits reality for many people, and what first home buyers can do instead of giving up. The conversation centres on Glen’s new book, The Qu...

In this Australian Finance Podcast episode, Owen Rask sits down with James Gil, Head of Product at VanEck, to unpack the relaunch of GOAT and why it matters for ETF investors. Rather than simply buying “AI stocks”, GOAT uses AI inside the portfolio construction process to rank global companies, score signals and build a 150-stock portfolio designed to adapt as markets change. James explains why Va...

In this Australian Finance Podcast episode, Owen Rask speaks with Sarah Court, Chair of ASIC, about what the regulator is seeing across the financial system and why everyday Australians need to pay closer attention to how their money is being handled. Sarah explains ASIC’s role in licensing firms, holding financial institutions to account and stepping in when consumers or investors are at risk. Th...