Mo Money

This episode of the Mo Money podcast is our 500th episode, and it's a milestone that we're pretty proud of. We wanted to do something a little bit different, a little bit special, to talk you through some of the lessons that we've learned over the last six and a bit years in putting out the podcast, some of the rules to live by when it when it comes to your money, the ones that have stood the test...

On this episode of the Mo Money podcast, we talk about the Home Upgrade trap and the cost that can come with upgrading your home at the wrong time. We talk through how you can think about this decision and make it work in a way that actually works for you, and how to be more strategic with the decisions that you make around what is one of the most important decisions when it comes to your money.  ...

In this episode of the Mo Money podcast, we chat about the "AI bubble" in sort-of inverted commas, and how you can invest when everyone's owning the same sorts of investments. So, we talk a bit about the Magnificent Seven, concentration risk, what that actually means the AI wave, and how that's driving around investor behavior and shifting market dynamics, as well as what you should be thinking ab...

In this episode of the Mo Money podcast, we chat RBA higher interest rates and what higher income households can do to be smart with their money in the current environment. So, we chat around the three levers that will move the dial the most when it comes to your situation, and how you can make sure that you're pulling the right ones for you, and importantly, some of the mistakes to look out for t...

In this episode of the Mo Money podcast, we talk about the war that's happening and how that's driving up petrol prices. But importantly, what you can do to be smart in the current climate, maybe save a few bucks at the petrol bowser. But also, more broadly, be smarter with your money, so that you're able to squeeze out a bit of savings, or at least defend the savings that you were before the cost...

This episode of the Mo Money podcast is a recording of a live event I did on how to FI/RE without drastic lifestyle sacrifices. So, I absolutely love the FI/RE movement, but one of the biggest criticisms that I have is the fact that a lot of people that that go down this path, they end up sacrificing stuff that's actually truly important to them today and lead, in my opinion, I think that's likely...

In this episode of the Mo Money podcast, we're talking about tax hacks for higher income earners, particularly coming into the end of the financial year, to help you get more back in your tax refund without getting in trouble with the ATO.  So, we talk through the key areas of tax deductions, what you need to know to take advantage, how some of the more complicated rules work around motor vehicle...

In this episode of the Mo Money podcast, we talk about the average household wealth by age across Australia. We get into the different age brackets, how much money they have, how that's broken down between shares, cash savings, property and even debts. And also cover the key things that you should be focused on at each of these age brackets to make faster progress, as well as how you should be thi...

In this episode of the Mo Money podcast, we're chatting about the potential changes to the capital gains tax discount on property in Australia. This has been getting a lot of attention, and as more time goes on, it seems more and more likely that it may be included in the budget.  So, we wanted to unpack what's being spoken about, who it actually impacts, what impact it might have on the market, a...

This episode of the Mo Money podcast, we chat crypto and gold and the precious metals and crypto crash that we've just seen, and how smart investors are positioning themselves to take advantage and come through this period of disruption in a stronger position than they went into it.  So, we get into some of the numbers and talk about where markets are at, what's driving that and the factors that i...

In this episode of the Mo Money podcast, we chat RBA rate hikes and what it means for your money. Obviously a bit of shock in this over the last little while, but we talk about where to from here, what it actually means for investors, and how you can make smart decisions with the current landscape and state of place. So, this episode is perfect for anyone who wants to have a bit more confidence in...

In this episode of the Mo Money podcast, we talk through the divorce money blueprint and basically how to not torch your financial future. We go through some of the drivers around divorce being a true wealth event, whether you like it or not, and some of the key considerations that you want to make sure that you're thinking about at the very front end,  We cover the classic mistakes that people ma...

This episode of the Mo Money podcast is a recording of a live event we did on Family Trust Investing to save tax. So in the event, we cover what a Family Trust actually is, how to set one up, and most importantly how you can use a family trust to save tax when you're investing. We also cover some of the common Trust mistakes to avoid and what you should look out for if you're thinking about going...

In this episode of the Mo Money podcast, we talk about inheritances and how inheriting without a plan can create a ton of risk. It also comes with a lot of opportunity, but opportunity that won't just take advantage of itself. And so we go through who should be thinking about this stuff? What happens when you don't plan around an inheritance, and some of the tax consequences and the asset leakage...

On this episode of the Mo Money podcast, we talk about what we do if we were starting from zero today. Basically, if we lost everything, how we'd go about rebuilding our money, income, investments, and ultimately, wealth? I don't want to spoil a surprise, but Siobhan gives us a strategy, and it's absolutely outrageous.  So, we talk about some of the key things that you can do, what not to do, what...

In this episode of the Mo Money podcast, we talk about how to invest your bonus to get ahead. And there's some scary stats out there about the huge proportion of Aussies that spend any bonus income that they get within a few weeks. So, we want to talk about how to flip that on the head and enjoy your bonus, but also ensure that it's making a meaningful difference to your life.  So, we talk about s...

In this episode of the Mo Money podcast, we talk about how to build wealth if you're starting late, and this is something that we see a heap from people that reach out to us. I think a lot of people naturally sort of feel behind, but there is a window, and the window does tend to close with every week, month and year that goes past.  And so we want to talk about, if you are feeling a little bit la...

This episode of the Mo Money podcast is a recording of a live event I did on how to buy a property like a pro. So, I talk about what's going on in the property market today, some of the strategies that you can use to get more out of your property investments and use the bank's money to build your own investments smarter and save tax at the same time.  We talk about the key areas that you need to g...

In this episode of the Mo Money podcast, we talk about how to nail it with your money in 2026. It's a great time of year, I think, to be planning and getting on the front foot with this stuff, and setting things up in a way where you can make some meaningful change to how your money is working and how it's actually working for you.  So, we talk through in this episode, the key things that you need...

In this episode of the Mo Money podcast, we talk about the recent APRA rule changes for mortgage borrowing around debt to income ratios, and how this is essentially changing the game for property investors in Australia. So, we unpack what's actually changing, what's driving that change, who's going to get caught up in these changes, and who is in a position to be able to take advantage of the oppo...

In this episode of the Mo Money podcast, we talk about how to sell an investment property capital gains tax free. Basically, getting into the main residence CGT exemption in Australia, the six year rule, and how they play together. But we get into the nuances around this and how it works with first home buyer schemes versus negative gearing rules and deductibility, what happens if you're overseas...

In this episode of The Mo Money podcast, we talk about having a half a million dollar income with no real wealth behind you, how easy it is to fall into this trap and how quickly a half a million dollar income can evaporate. But importantly, we shift gears and talk about the circuit breakers that you can use if you're in this position to start actually squeezing more out of your income and ensure...

In this episode of the Mo Money podcast, we talk about the $600,000 cost of private schooling and how you can tackle this in a way that doesn't completely sabotage your financial future. So, we get into a bit of context around what's going on in the private school fees market in Australia, the private school fee inflation, which seems to be running quite a bit hotter than standard inflation. We ge...

This episode of the Mo Money podcast is about the offset account trap and why banks want you to feel safe. So, we get into the most common mistakes that people make when it comes to their offset accounts, why an offset account feel safe and why that's a problem. We get into a few examples of the impact on your money, of saving money in an offset, versus some of the alternatives that you can do ins...

This episode is a recording of a live event I did on inheritances and intergenerational wealth. We get into the tax implications of inheriting different types of assets, from cash to shares, the family home, investment property, as well as some of the strategy considerations that sit around this to make sure that you're making the most of any money that you do inherit.  We also get into some of th...