Mo Money

With the interest rates at all-time lows, tech companies and the broader economy recovering strongly from COVID disruption, and the government splashing cash around like confetti, the property market is starting to boom. If you want to take advantage of the current property market opportunities, now more than ever you need to be ready to act. But recent increases in values have made it more and mo...

In this episode, I talked to Cameron Airlie who's a real estate agent for NG Farah. He has been helping people buy and sell a property for over 20 years. We talk a lot about how to deal with real estate agents, how to negotiate, which obviously is heavily involved in selling his client's properties as well as his take on the market, the opportunities for buyers, the opportunities for sellers and s...

In this episode, I chat to Ed Sainsbury who runs the mortgage side of Raiz Home Ownership. Ed has actually interestingly started working in fast food and run some businesses then did a tech startup and then went into the land of banking for almost two decades. And has recently jumped out to get involved with the Raiz guys. Now I talked to Ed about his take on lending and how to get a good deal. Wh...

In this episode, I talked to Amanda Bennett from Elan Legal. She is a conveyancer and helps people with the legal side of property purchases. We covered a bit of ground, but we were talking about the contract mistakes that she sees, what a conveyancer actually does and, why that's important when you should be engaging, someone to do your conveyancing and how to choose someone to support you in tha...

In this episode, I chat to Kellie Landrey who is a buyer's agent at Scoutable who buys properties for people sort of day in and day out. Kellie apart from being a registered buyers agent is a certified valuer and real estate agent. We spent a lot of time talking about how to find out what the reasonable value for the property is when you're looking around in the market. Her view on the growth that...

In this episode I chat to Aaron Christie-David from Atelier Wealth, he's a mortgage broker and helps mainly people buying their family home. We talk about his take on the property market at the moment, some of the negotiating strategies that he uses as well as he explains why that sometimes you should beat it on properties without having a pre-approval in place and how that can actually help you s...

In this episode I chat to Theo Angelopolous who is a mortgage broker for The Loans Analyst. We talk about his take on the property market, how hot it is in Sydney in particular for investors. A couple of the tips on where people go wrong when they come into negotiating on property. We spend a fair bit of time talking about how to actually secure the property that you want once you know what your s...

In this episode as part of the Property Pro miniseries I talk to Ramon Cura from Cura Property. He's a buyer's agent that finds sources, negotiates on properties for people that want to invest on property overseas. We talk about his take on the market now, a little bit on some of the fundamentals that he looks at that drive good property purchases, talk about his negotiating strategies that he has...

In this session I'm chatting with Chris Gray who is a property buyers agent and an expert property commentator, he runs the property show on Sky Business. He's been buying properties for three decades and his business, YourEmpire, based out of Sydney but across Australia  helps people to buy properties and get a sweet deal but also to ultimately grow their assets through properties.   Chris is a b...

In this episode I chat to Marcus Roberts from Brighter Finance, Marcus is a mortgage broker with well over a decade of experience helping people buy properties and grow their assets and investments through property. We chat about his take on the property market, where he is seeing the opportunities now, as well as some of the tips for getting your property strategy right and mistakes to avoid.   T...

In the last decade I've seen a heap of people make mistakes with their money that ends up costing them a small fortune.    In this post I cover some of the more painful money mistakes I've seen so you can learn from the mistakes of others and save yourself a heap of cash in the process.     Want to keep making the right money moves with complete confidence?   Upcoming online training events:  http...

Being an expert in every area of life is impossible. Money is one of those. Mortgages, tax, insurance, investments, wealth building strategies, the list goes on….   There are so many options and things to get right to get the best money results. Yet for some reason it's natural for people to think they should be able to do it all themselves.    In this post I go through some of the problems going...

With money, like with many areas of life it's natural to want to nail your timing. Making money moves, your next career move, health kick - all things that take a bit of work to make happen…   Because we tend to suffer from inertia, it's common to put these things off waiting for the 'right' time. The problem is though that while we're waiting for this perfect time, you're missing the opportunity...

When you invest, getting your tax right from the start will save you hundreds of thousands of dollars, if not into the millions.   But it's easy to get wrong. And it's difficult, time consuming, and expensive to restructure your investments AFTER you get started.    In this post I cover the things you need to know about tax and investment planning so you can get your approach right from the start,...

In Australia we pay a HEAP of tax, so it's only natural to look for every opportunity you can to (legally) cut your tax bill 💰 👇   But it's easy to get wrong. When it comes to tax and investment planning we know what we don't know, and this can lead to suboptimal investment choices.    In this post I cover some of the investment tax planning strategies that can lead to trouble and how you can av...

We've all been there. You have great intentions to do something you know is really important ​. It might be a health kick, learning a new skill, or working toward a money goal​.   And then... ...the emails flood in. Work deadlines loom. And then there's your personal commitments. Life gets in the way.   It's super easy to get caught up in the day to day, the #urgent ​. But if you let this happen,...

Not looking ahead when it comes to your money = a really common money mistake    Looking ahead = total game changer.   What do you want your financial situation to look like in the future? Understanding what your future could look like can bring you the clarity and visibility needed to make huge impacts on your financial future through decisions you make today.    In this post I cover the problems...

This limiting belief is the most common one for women, and one that causes us the most frustration and pain when we see it in action.    People that are impacted by this limiting belief can fall into the trap of spending more than they know they should, just to impress other people. In some cases, regardless of what they spend they still don't get the satisfaction they're looking for, and they sab...

Limiting beliefs case study: I need to be perfect + there is a right way. This one is actually my personal main limiting belief.   It's also super common with engineers and other really detail focused people. It leads to analysis paralysis and the inaction trap. But there is a solution...   In this post I cover the practical application and case study of this limiting belief in practice and how it...

The inability to build enough trust to take action on an investment, money strategy, or goal is a common barrier that holds people back. But unless you overcome it you end up stuck in the inaction trap, missing the opportunity to be gettin better results.    In this post I cover the practical application and case study of this limiting belief in practice and how it can hold you back. I also cover...

Sadly, as humans we all have our flaws. Even I have a couple.   Most flaws come from our thinking and psychology which in a lot of cases don't set us up for success. And one of the main big money mindset issues we have is around the limiting beliefs we hold onto that cause us to self sabotage.    I wasn't aware of limiting beliefs until a little while ago where I was introduced to them through a c...

We know almost everything that's really important in life requires a solid amount of our willpower, read: money, health, weight, relationships…    But everyone knows how hard it is to flex your willpower all day every day. So you need some hacks to make your life easier. If you do, you'll get the important results you want faster, more easily, and with less stress.    In this post I cover how will...

Heuristics are mental shortcuts we all take every single day. And they're totally necessary so we don't go insane. But they can mess with our money decision making.   In this session I cover the top five money mindset heuristics that can hold people back from getting results and cause a bunch of frustration in the process, as well as some of the key hacks you can use to avoid falling into these tr...

We're all a little bit biased. But some are worse than others…   Some biases can impact our money and investing decision making and push us to make bad choices. But, if you know what to look out for you give yourself the best chance of catching yourself before you get too far down the path.    In this session I dive deep into the five most important money biases you need to understand and avoid.  ...

Have you ever wondered why you think about or deal with money the way you do? Ever get the feeling that your thinking and psychology sometimes push you to make choices that aren't really the best for you? Do you want to change things up but not sure where to start? In this session and over my next handful of posts I'm going to be diving deep into content to help you understand your mindset and how...