Insure Your Health

Death is certain, but confusion does not have to be. Genevieve Keeney-Vazquez, president of the National Museum of Funeral History and host of the podcast The Final Curtain Never Closes , shares how honest conversations, clear plans, and personal choices can protect your family and honor the life you leave behind. Learn more about The National Museum of Funeral History here . Watch their podcast T...

If you are between 35 and 60, you are likely supporting aging parents and kids at the same time. Shaini Lewis of Ameriprise Financial shares a clear strategy for protecting your wealth, planning for long-term care, and making sure everyone in your family lands on solid ground. Connect with Shaini:  shaini.e.lewis@ampf.com Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Er...

Your parent lands in the hospital and no one has the legal authority to speak for them. Pam Laidley of Sutter Health has lived this story firsthand and is here to make sure you do not have to. Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here . Follow Erin on  LinkedIn here . Learn more about Erin's company,  Black Point Insurance here . Key Takeaways...

Your retirement paycheck doesn't come automatically, you have to build it. Financial advisor Shaini Lewis breaks down four strategies to protect your savings, maximize income, and retire with confidence. Connect with Shaini:  shaini.e.lewis@ampf.com Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here . Follow Erin on  LinkedIn here . Learn more about Er...

Getting dropped by your homeowner's insurance carrier is no longer just a California problem. Melissa Smith breaks down what insurers are looking for, what your policy should actually cover, and the key steps to take before disaster strikes. Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here . Follow Erin on  LinkedIn here . Learn more about Erin's com...

A podcast gives your business a voice that nobody can edit, cut, or cancel. Freddy Cruz of Speke Podcasting explains what it really takes to start, grow, and sustain a podcast that works for your brand. Go to the free resource page mentioned during the episode HERE . Grab free access to Speke's online course PodQuest HERE . Follow Erin's company, Black Point Insurance, on  Instagram here . Follow...

Plastic surgery is not about vanity. Dr. Angela Sturm explains how looking more like yourself can restore confidence, strengthen relationships, and genuinely improve quality of life. Connect with Dr. Sturm HERE . Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here . Follow Erin on  LinkedIn here . Learn more about Erin's company,  Black Point Insurance...

Avoiding social media is no longer a strategy. Britney Crosson of Fun Love Media reveals how small business owners can show up, build trust, and grow their audience without losing their minds. Connect with Britney's company Fun Love Media HERE . Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here . Follow Erin on  LinkedIn here . Learn more about Erin's...

Fear is the only thing standing between you and the business you were meant to build. Lauren Granger and Marco Arevalo share the real story of going independent in the Medicare space and how discipline, relationships, and community made all the difference. Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here . Follow Erin on  LinkedIn here . Learn more a...

A form you signed years ago may decide who inherits your money, and it could be wrong. Shaini Lewis of Ameriprise Financial explains exactly what beneficiary designations are, when to review them, and how to protect your legacy before life gets in the way. Connect with Shaini:  shaini.e.lewis@ampf.com Follow Erin's company, Black Point Insurance, on  Instagram here . Follow Erin on  Facebook here...

Erin brings everything together and focuses on what to do next once you understand the basics of Medicare. She talks through how to move from information to action with a guided pre‑assessment that looks at your prescriptions, doctors, current coverage, and timing. Erin explains how her team uses a simple online intake tool so you can securely share your medication list, providers, and a required...

Today, Erin breaks down one of the most confusing parts of Medicare: Part D prescription drug coverage. She explains why, once you have Medicare, it is critical to maintain continuous, creditable drug coverage to avoid late enrollment penalties, whether that coverage is embedded in a Medicare Advantage plan or purchased as a standalone Part D policy alongside a Medigap supplement. Erin walks throu...

In this episode, Erin explains what happens after you enroll in Original Medicare Parts A and B: how do you actually cover the gaps? She breaks down the two main paths most people choose—Medicare Advantage (Part C) or Original Medicare with a Medigap (supplement) plan and standalone Part D drug coverage. Erin walks through how Medicare Advantage plans work, including networks, referrals, regional...

Erin explains what happens after you enroll in Original Medicare Parts A and B and realize there are still gaps in your coverage. She walks through the two main paths people usually choose to fill those gaps: enrolling in a Part C Medicare Advantage plan, or keeping Original Medicare and pairing it with a Medigap supplement and a standalone Part D drug plan. You'll hear how Medicare Advantage plan...

In this episode, Erin dives into one of the most common questions she gets: "Do I have to sign up for Medicare when I turn 65?" She explains how the answer depends on your current coverage and whether Medicare will be considered primary or secondary in your situation. Erin breaks down what happens if you are on an individual plan, COBRA, a family plan, Medicaid, or employer group coverage so you u...

Erin kicks off the Medicare 101 series and walks you through the basics of Medicare in a clear, approachable way. You'll learn what Original Medicare Parts A and B cover, what that red, white, and blue card really means, and why those benefits alone often leave important gaps. Erin previews how Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans work together so y...

Katie Bales built on her father's foundation, leading Bales Orthodontics with an all-female team and a focus on patient comfort and cutting-edge care. Her approach has made orthodontics accessible and welcoming for both children and adults. From airway-focused treatment to compassionate service, she continues to redefine the patient experience. Learn more about Bales Orthodontics here , and follow...

*This episode previously aired on November 13, 2013. What does it mean when a health plan asks, "How would we want this to work for our own parents?" Sharon Jawar has worked for over 20 years as the chief pharmacy officer at SCAN Health Plan, making choices that focus on seniors' health—not shareholders. Why did she choose managed care pharmacy over traditional pharmacy roles? How does SCAN Health...

*This episode originally aired on October 23, 2023 She's known as the Sherlock Holmes of gynecology. In this episode, Gynecologic Surgeon Dr. Mona Orady shares how she launched her own business and became the head of robotic surgery at St. Francis Hospital. Discover the path she and her team are forging in women's healthcare. Explore Dr. Orady's website  here . Follow Erin's company, Black Point I...

Have you ever wondered how Medicare agents grow their business and keep their clients coming back year after year? Sometimes it's not about big ads or marketing campaigns. Instead, it comes down to relationships, and finding the right partners and building trust. Day by day. Today, we're talking about provider referrals: Why identifying the right providers can change your business How everyday con...

Strengthen your practice! In this episode, founder of Marina Village Medicine, Dr. Jagmohan S. Khaira discusses his success in nurturing relationships. He believes in building a strong core between each patient and doctor to consistently deliver high-value healthcare. Explore Dr. Khaira's website here. Follow Erin's company, Black Point Insurance, on Instagram here . Follow Erin on Facebook here ....

Medicare is complicated, and every year brings new challenges for those helping seniors choose the best health plan. SCAN Health Plan is a nonprofit that has been serving Northern California with a different approach—prioritizing community, stable benefits, and real customer service. Today, the team behind SCAN's local success joins Erin to talk about: What it means to be a nonprofit Medicare Adva...

*This episode originally aired on October 16, 2023. These are the warning signs you should know. In this educational Provider Spotlight, Dr. Gary Huang, shares his journey in cardiology and supporting heart-healthy lifestyles. Dr. Gary is board certified in Internal Medicine, Cardiovascular Disease, Echocardiography, Nuclear Cardiology, and Cardiovascular Computed Tomography. Get the exact advice...

What does it really mean to stay compliant in Medicare sales? Sometimes, we hear about changes to broker compensation, new rules for sharing beneficiary information, and best practices for telephonic selling.   But what do these updates mean for agents, FMOs, and beneficiaries?  Shelley Segal has spent decades navigating Medicare compliance and working with organizations, agents, and health plans...

#12: The right financial advice can help prepare you for whatever life brings — both the expected and the unexpected. Guest Shaini E. Lewis is an amazing Business Development Director with Ascendant Wealth Management Group. She's committed to delivering exceptional service and helping you reach your financial goals. Ready to learn more about retirement prep? This episode is sponsored by Aetna.   E...