Agency Navigators™

It’s the gray area that no one really talks about… complete separation of personal and agency finances. Agency owners, we get it. It’s your agency and your money, so why are we even talking about this topic? As the agency owner, it’s your responsibility to promote sound business decision making and running the agency as cleanly as possible – just as you expect your team to.  Not separating the per...

🗣 CALLING ALL AGENCY OWNERS WITH SHINY OBJECT SYNDROME! Do you sometimes change for the sake of change? Do you come back from conferences excited, with 20+ ideas ready to share and implement with your team? Are you always looking for the next silver bullet to solve your agency’s problems? If you answered yes to any of these questions, this message is for you! In this episode, #AgencyNavigators sha...

Is your agency under 2.5 million in revenue AND in growth mode? If so, have you asked yourself the 2.5 million-dollar question: “Does my agency scale AND how FAR does it scale to?” Most often the #AgencyNavigators hear agency owners say, “What got me here will get me where I want to go." Although they’ve grown the agency, 10%+ of growth year after year is not possible without changing to a Mi...

Yes, *ANOTHER* PPP update. Another month, another set of changes! This month brings modifications to the original PPP legislation.  We’re here this week to bring you clarity (as much as we can anyways) on the legislation changes. As always, this is subject to change due to the Small Business Administration (SBA) still reworking the forgiveness details.  Stay tuned in the coming weeks for more upda...

If you work in the insurance industry, do you remember how or why you started? Very few people intend on having a career in insurance yet most "fall" into it and realize it's not so bad, so they never leave. In the spirit of graduation, #TheAgencyNavigators challenge listeners to SHARE THE MESSAGE! Educate recent graduates on the career opportunities available and the "benefits...

On this episode, #TheAgencyNavigators cover the power of Gratitude. It’s easy to focus on the negative, but what’s the POSITIVE of working in the insurance industry? We may be at different isolation stages, but we all have the opportunity to offer our clients peace of mind, confidence and stability in the worst of times.   It’s our choice to be grateful for what we have and what we can offer or, w...

There’s no going backwards after social distancing ends. Life has changed and we’ve had to adapt in our own ways. Yet, think about what actually kept us connected during these uncertain times.  The real question is: how do we create a better, new normal once it’s all over? Have we really learned anything from this experience? Before that can be answered, the RD Advisory Group team says.. .CAPTURE...

If you were one of the lucky agencies to receive money through a PPP loan, it’s time to think about how you’re going to spend the money. Your loan amount is in the bank….. now what? First, start with the most important question: Do you want to give any money back, or get it 100% forgiven?  On this episode, #TheAgencyCFO shares his tips on how to maximize your loan forgiveness amount. For questions...

On today's episode we explain the difference of having cash in the bank and truly having USABLE, working capital. During this pandemic agencies should know their net cash position and build a reserve based on the agency's working capital. We've also come up with FIVE STRATEGIES FOR BUILDING AMPLE WORKING CAPITAL, because you never know when you'll need it! For questions, email...

On today's episode we answer the hot question on every agency owner’s mind, “How is the COVID-19 pandemic going to impact my agency financially?” Don, the #AgencyCFO  shares his insights and experience to help provide the answers. For questions and the budget template, email: donp@rdadvisorygroup.com Connect with us! LinkedIn: linkedin.com/company/rdadvisorygroup Facebook: facebook.com/rdadvi...