Catherine Gilstein, MBA, PhD

You're 18! Now What?

Business EN ↓ 56 episodes

Promoting Financial Literacy & Economic Empowerment. Having real discussions about credit, insurance, finances, investments, job searches, and other real-world sh*t that we all encounter.

Author

Catherine Gilstein, MBA, PhD

Category

Business

Podcast website

youre18nowwhat.com

Latest episode

Jun 23, 2026

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Episodes

The Power of Starting Over 23.06.2026

Starting over can feel uncomfortable, but it is often where growth begins. In this episode, I discuss embracing change, overcoming fear, and having the courage to take the next step—even when the future is uncertain.

Mid-Year Financial Check-In – Reassess, Refocus, Finish Strong 09.06.2026

Mid-Year Money Reset: Reassessing Debt, Financial Goals, and Finishing the Year Strong

The Pitfalls of Credit (And How to Avoid Them) 30.04.2026

I’m offering a Financial Reset Plan, where we sit down together and map out your entire financial setup—your income, your spending, your savings, and a plan that actually works for your life. If that’s something you need, just DM me the word ‘PLAN’ or reach out and we’ll set up a time to talk.

🎙️ The 1099 Trap: What No One Tells You About Side Hustles 25.03.2026

How do you not get caught off guard – and stay ahead.

Investing in Your 20’s: The Financial Head Start Most People Miss 11.03.2026

Why time and compounding interest are a great benefit.

🎙 The Decisions That Matter at 18 or 28 (And the Ones That Don’t) 26.02.2026

What actually shapes your future — and what you canstop stressing about

You Don’t Need a 5-Year Plan - Why a 6-Month Focus Works Better 28.01.2026

Stop Overplanning. Start Moving.

The 100 Square Rule: Maximizing Every Moment with Dave Burnett 13.01.2026

In this episode, we deconstruct the "100 Squares" philosophy to discover how intentionality, perseverance, and a founder’s mindset transform a struggling startup into a sustainable success.

Year Three: We’re Just Getting Started 06.01.2026

Reflections, Real Talk, and What’s Coming This Season

2025 Wrapped 10.12.2025

Reflecting on 2025 and the community behind it all!

The Power of Saying 'no': Why Boundaries are Necessary 11.11.2025

Why saying 'no' feels so hard; what happens when you start saying 'no'; how to say 'no' without guilt; and the freedom of saying 'no'.

Managing Expenses & New Investments 21.10.2025

Balancing everyday expenses with new investments is one of the hardest financial challenges — but it’s also where real wealth-building begins. Today, George Thomas and I break down how to do both wisely.

Time Management & Healthy Habits 30.09.2025

Today, Julie DeLucca-Collins and I discuss the importance of time management and healthy habits.

Mindset is everything! 23.09.2025

Today, Veronica and I discuss the power of mindset, success, and accomplishments.

🎙️ Student Loan Debt: How Much Should You Really Borrow? 16.09.2025

In this episode, Aaron Smith of Savi and I break down the real costs of student loans—how much is too much to take on, smart borrowing strategies, and practical ways to pay loans back without drowning in debt. Whether you’re a student, parent, or recent grad, this conversation gives you the tools to make informed financial decisions about higher education.

Credibly Capital: Fast, Flexible Funding! 09.09.2025

Join my conversation with Ryan Rosett, founder and co-CEO of Credibly - Looking to grow your business without the funding headaches? In this episode, we dive into how Credibly delivers fast, flexible financing options—from working capital to equipment loans—so you can keep moving forward.

The Raw Truth About Starting Up: Investors, Credit & Growth 19.08.2025

A candid conversation about starting your business, getting investors and building business credit.

Navigating the College Admissions Process 12.08.2025

A discussion with Lee Norwood, an expert in college admissions, answers the most pressing questions.

Transforming Real Estate Decisions through Data Insights with Bob Frady 01.07.2025

What if you could find out the house history before you bought it? Wouldn't you want to know what you're up against?

All About Media & Digital Marketing w/ the Experts 24.06.2025

Listen to my conversation with Jennifer Christensen, Co-Founder and CMO of Beacon Media + Marketing answering the most pressing questions in the industry.

Approachable Financial Planning 17.06.2025

Join me for a conversation with Joel Miller as we dive into the importance of financial planning, why it matters, and how it can be more affordable than you think.

AI Won’t Replace You… But Someone Using It Might 10.06.2025

AI is changing the game—and fast. But instead of fearing it, what if you could use it to your advantage? In this episode, we break down exactly how to future-proof your career in a world where technology is evolving faster than ever. From choosing the right skills to understanding how to work with AI (not compete against it), this is your crash course in staying relevant, valuable, and ready for w...

Maximizing Cash Flow 27.05.2025

A conversation with Al Zdenek as we dive into maximizing cash flow and other money related topics.

Economic Pressures 20.05.2025

When economic pressure leads to heightened anxiety and cautious behavior - how do you handle that?

Interview w/ Jim Carlough 13.05.2025

Join us as we discuss the Six Pillars of Leaderships from Jim's book. Be one of the first three people to respond to the podcast episode to win a physical copy of the book!

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