Your Money Your Retirement Podcast

David provides a thoughtful analysis of the US economy and the US National Debt which now exceeds $36 TRILLION! He is very impressive. Using his extensive experience as a CPA, David served as the seventh Comptroller General of the United States and head of the U.S. Government Accountability Office (GAO) for almost ten years (1998-2008). He served under Presidents Bill Clinton and George W. Bush. D...

There are more than one million tax preparers in the U.S., so there's no shortage of help when it's tax time. But how do you find the right help with tax planning for your retirement?

According to a new poll, one in five Americans believe they'll never retire, 62% of people who aren't retired yet believe Social Security won't even cover half their expenses and only 33% of Americans have a written financial plan. Of course, there are some simple steps you can take to gauge your preparedness for retirement and it's as easy as checking off the boxes on our retirement checklist. 

Inflation, Taxes, and Market Volatility are just some of the risks that you need to manage to protect your retirement future. Fortunately, there are ways to prepare, but it takes serious planning to manage the challenges you and so many retirees could face in the coming years! 

It's always important to keep your personal information as secure as possible, especially in our digital age today. However, there might some things you're carrying in that wallet or purse that could be putting you at risk too.

A special guest joins us to discuss the financial impact of the election and how to be more tax efficient in retirement. Today's special guest Becky Swansburg, CEO of Stonewood Financial, and the nation's leading expert on Legislative Risk in retirement. 

How much money do you really need to retire? It seems that everyone has an opinion on that, and the numbers get higher every year, but how do you know how much you'll really need for your retirement journey? Joining in this discussion is Financial Zach Roberts, IRMAACP 

The number one concern for most people when they talk about their retirement is whether their money will last as long as they do.  So we'll disclose 5 Ways to Help Make Your Retirement Income Last Longer. Joining in this discussion is Financial Advisor Zach Roberts

We'll explore some of the more common retirement mistakes and regrets that others have shared and discover ways that you can avoid them. 

Early retirement is a dream for many, but can you really afford to do it? Before you quit your job and sail off into your retirement journey, you'll need to carefully consider taxes, health care, income sources and a lot more. And you definitely shouldn't retire early without a written plan. So, where do you start? Joining in this discussion is Joel Cavaliere CFP TM

Every woman needs have her own Financial Plan – no matter whether she's single, married, or in a committed relationship! Unfortunately, most women don't have a written plan.

With the nation's debt climbing to unprecedented levels, higher taxes may be inevitable. Have you prepared your financial and retirement plans? Learn what you can do to safeguard your future. Joining us in this discussion is Financial Advisor Zach Roberts.

We always encourage saving as much as you can throughout your working years. The money you save today is what you'll live on tomorrow. Listen to learn what we've seen retirees do without really thinking about how their retirement may be impacted.

If you love a good game of trivia, you'll want to listen. We'll explore 10 questions about Social Security that many Americans get wrong! You can test your knowledge, too!

Fraud is rampant – especially against Seniors! Will you know the warning signs to protect yourself?

Birthdays – Love them or hate them.  Either way there are some that are really important!

Is there a difference between a Roth 401(k) and a Roth IRA? You bet there is! We'll cover 6 ways they differ, as well as why you should take advantage of this option if it's offered to you.

Starting in 2024 more than 11,000 Americans will be turning 65 every day – and that's expected to last through 2027 when the last of the youngest Baby Boomers reach that magic age!  Some are calling it the Silver Tsunami while others call it the 'Peak 65.'  So, if you're one of those lucky individuals turning 65 what do you need to know about planning for your next stage?

We'll explore 4 steps that are often misunderstood, but can help you create a more secure and confident retirement. Joining us in this discussion is Blue Heron Capital Financial Advisor Zach Roberts!

It seems like every dollar you receive these days is taxable income. And with our country's sky rocketing debt, chances are tax rates will be going up sometime in your future! That creates some real concerns! The good news is that the IRS doesn't tax everything! We'll disclose things the IRS doesn't currently tax.

After decades of paying those Social Security taxes, you may now be shocked to learn that up to 85 percent of your Social Security benefits could be subject to income taxes throughout your retirement years!  So, is there anything you can do to help reduce or eliminate taxes on those benefits?

When creating your retirement plan, are you approaching it like a space engineer designs a rocket? Or are you swinging wildly from strategy to strategy unsure what to do next? What you do, and how you do it, really matters! 

Your Money Your Retirement!  It's not just the name of our radio show! It's the driving force in our practice!  Today, we'll review one of the most important chapters in Linda's book, Your Money Your Retirement, as we focus on the number one question the BHC team is asked so often – Will your money last as long as you do?

When you think about retiring are you excited about your next chapter…or are you thinking that's just what comes next in the cycle of life. Or, maybe you're just happy to leave your job behind without any thought of what comes next.  Whatever you've been thinking, maybe it's time to re-fire! And make the rest of your life the best it can possibly be!

It's 7:00 on a Friday evening and you just met with the doctor who told you she's releasing your mom from the hospital first thing Saturday morning. Mom still needs a lot of care and she can't go back to her home. Where do you start? What do you do next? Who are you going to call this late on a Friday evening? This can happen to anyone!