Your Money Your Retirement Podcast

Are you protecting your retirement from hidden risks? From market swings to rising costs, financial threats can quietly erode your nest egg. In this episode, we reveal key risks and how to prepare so your money lasts. Don't miss this essential podcast to a more secure retirement.

Financial choices you make regarding retirement will be  some of the most important decisions you will make.  What are some of the things you may want to consider? 

Many retirees depend heavily on Social Security, aiming to help maximize their returns from this important income source. However, navigating the system's complexities often proves challenging, leaving many to question the best way to optimize the benefits they will receive over their lifetime. 

A longer life expectancy can expose women to various financial risks, including the possibility of outliving their assets. How can women help ensure their money lasts as long as they do?

Regularly rebalancing your portfolio is important to managing risk and helping to stay on track for your retirement goals. 

Preparing for a retirement that could last 30 years or more is no small feat. With many relying on withdrawals from their 401(k) or similar retirement plans for essential income, preserving and optimizing these funds is important.

A recent survey of U.S. workers shows many Americans are not confident about the state of their finances. Credit card debt, costs of homeownership, and inflation, were cited as main struggles according to Edelman Financial Engines, who conducted the survey.

We've all experienced a series of unprecedented events in recent years, from a global pandemic to higher levels of interest rates, inflation, and global unrest. If you're like many people, you might feel you have less control over your future. Now we'll discuss what you can do right now to help take back control of your financial future.

There are more than one million tax preparers in the U.S., so there's no shortage of help when it's tax time. But how do you find the right help with tax planning for your retirement?

Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement.

Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals.

Lots of Americans are missing a written financial plan and have never talked to a financial planner about retirement. People without a plan tend to feel less confident about their future. So how do you get started on a path to more confidence through planning? 

There are 5 financial stages of life, and three of them happen before your retirement years. Your pre-retirement years are where some of the most critical financial decisions are happening and we want to tackle some of those decisions.

We're faced with questions every day. What's for dinner? When's the meeting? How was your day? These are questions that are – or should be – easy to answer, but when you're starting to consider retirement, the questions can get a lot more complicated.

Do you think you would make the grade when it comes to financial literacy? Most Americans between the ages of 50 and 75 scored low marks when it comes to retirement income literacy quiz. According to the American College of Financial Services.

Do you think you would make the grade when it comes to financial literacy? Most Americans between the ages of 50 and 75 scored low marks when it comes to retirement income literacy quiz. According to the American College of Financial Services.

We've repeated the stats time and time again: thousands of Baby Boomers retire every day. And by 2030, they will all be 65. And if Baby Boomers are up to bat for retirement, that means Generation X is on deck.

Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions. 

You can test drive a car or an RV, but what about your retirement? We'll share some tips to think about before you make the leap into retirement. 

Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future, is right now. 

Is your estate plan up to date? After you pass away, will your assets and money go where you intend? Is there a beneficiary form that was not updated after a life situation changed? Do your loved ones a favor and listen to the podcast now.

A lot can happen to you in 20 years that you didn't see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they'll continue in the future. 

You probably know what you should plan to spend on housing and groceries in retirement. And you've been dreaming to finally book that luxury vacation or close on that lake house in retirement. But are you ready for all the unplanned costs in retirement? We'll discuss some surprising, unexpected costs that could knock your retirement off course.

It's easy to make assumptions about what goes into a legacy plan. We'll help make it clear for you as we dive into the basics of creating a lasting legacy for your family.  

We can't prevent bad things from happening. But we can help plan for the worst so if there is an accident, emergency, or serious medical diagnosis … you and your loved ones can focus on healing, not financial headaches.