Your Money Matters-The Pension Group

From rising grocery bills to longer life expectancies, today's retirees face challenges that previous generations never had to consider. In this episode of Your Money Matters, Michael Martinez of The Pension Group explains why retirement planning requires more than simply saving and investing. He also explores how inflation, taxes, and increasing healthcare costs can impact retirement income...

Retirement planning isn't just about growing your investments—it's about preparing for the unexpected. In this episode of Your Money Matters, Michael Martinez, founder and president of The Pension Group, explains why a written financial plan is essential for navigating retirement with confidence. From income planning and Social Security strategies to healthcare, taxes, and legacy goals,...

An estimated $84 trillion is expected to change hands over the coming decades, making estate and legacy planning more important than ever. In this episode of Your Money Matters, Michael Martinez, founder and president of The Pension Group, discusses the opportunities and challenges surrounding the Great Wealth Transfer. From beneficiary designations and trust planning to tax-efficient wealth trans...

No one can predict the future, but a well-designed retirement plan can help prepare you for the unexpected. In this episode of Your Money Matters, Michael Martinez, founder and president of The Pension Group, explores some of the biggest uncertainties retirees face, including rising taxes, inflation, healthcare expenses, and long-term care needs. Mike explains how hybrid insurance policies can com...

Retirement isn't always a choice-and even when it is, deciding when to retire can be one of the most important financial decisions you'll ever make. In this episode of Your Money Matters,  Michael Martinez, founder and president of The Pension Group, discusses the key factors that can influence your retirement timing including income needs, healthcare costs, debt, and overall financial p...

Market downturns can be stressful — but they may also create planning opportunities for retirees and investors. In this episode, Michael Martinez, Founder and President of The Pension Group, discusses how market declines can impact retirement portfolios, when it may make sense to stay invested, and the risks investors should consider before making major financial decisions. Michael also explores a...

Market swings can have a major impact on retirement income — especially for investors nearing or entering retirement. In this episode, Michael Martinez of The Pension Group discusses how to evaluate investment risk, how much market exposure may be appropriate in retirement, and the important conversations investors should be having with their advisor. Michael also explores 401(k) rollover strategi...

Taxes don’t disappear in retirement — and many retirees underestimate how much they could owe in the years ahead. In this episode, Michael Martinez, Founder and President of The Pension Group, explains what a retirement “tax time bomb” is, why it matters for retirees, and strategies that may help reduce future tax exposure. Michael also discusses some of the most common financial scams targeting r...

In this episode of Your Money Matters, Michael Martinez, Founder and President of The Pension Group, spotlights some common financial temptations including cashing out a 401k and overspending in the first few years of retirement. Michael discusses strategies to manage those temptations and establish a solid financial foundation for a successful retirement.