Your Financial Journey

We've entered a new era of wealth management where deeply personalized service and holistic planning are no longer optional but expected. In this episode of Your Financial Journey , Doug DeGroot and Brian Granato discuss how clients are looking for customized investment solutions, integrated tax and estate planning, and guidance across banking, lending, and investing. Tune in as they explore...

Even though last year's post-election enthusiasm may be dampened by growing instability abroad and continued high prices at home, our equity markets have continued to bounce back from minor setbacks in each of the past two years. Will strong corporate earnings and the excitement around AI drive this trend forward or are geo-political concerns powerful enough to cast a shadow on the U.S. econo...

The choices you make today can impact your family in the future – no matter how close to or far from retirement you are. What retirement assets do you have today and how much of these resources will you need when you stop working? What about non-retirement assets and other special assets such as your home or high-value collectibles? Developing a retirement plan involves identifying priorities, set...

Are you nearing retirement or just beginning to plan your future? Will you count on a pension, 401k or other retirement assets for the income you'll need when you're no longer working? Do you have a financial advisor, accountant or estate planning attorney on your team? Your timeline, risk tolerance and tax considerations are all important aspects of your retirement plans. These are some...

Will the second half of 2025 provide the same volatility we've seen in the past six months? Will the Fed become more confident about tariffs and inflation and agree to one or more interest rate cuts? And what about recent events in the Middle East, Russia and Ukraine – how might they impact our economy? These are just a few of the concerns discussed in this 2025 Mid-Year Outlook podcast. Tune...

Are you nearing retirement age and in good health? Still employed with the ability to keep working? These are just a few questions that can make the decision of when to claim Social Security complicated. Depending on these factors and more, you have the option to claim Social Security at the early retirement age of 62, full retirement age of 67 or the delayed retirement age of 70. What may be best...

Have you prepared a retirement budget? Even more important, have you practiced your retirement budget? What about your investment strategies and estate planning? There are many things to consider as you prepare for retirement. In this episode of Your Financial Journey , Doug DeGroot and Brian Granato address many retirement concerns and provide helpful information – whether you're just starti...

Can technology stocks push our equity markets to a third consecutive year of double-digit increases? Will continued government deficits cause the Fed to forego additional interest rate cuts? These are just a few of the possibilities discussed by Tom Clifford, Brian Granato and Doug DeGroot in this 2025 Market Outlook podcast. With You Every Step of the Way With over seven decades of collective exp...

Are you taking full advantage of your employer’s 401k match? Maximizing contributions to your own IRA? Looking for a way to avoid those credit card bills that too often dampen your holiday spirit? These are just a few of the topics you’ll learn more about in this 12 Investment Ideas of Christmas podcast, featuring the entire Providence Wealth Advisors team. Listen in as they offer 12 ideas to keep...

Do you have a documented Power of Attorney for Healthcare? Who will pay your bills should a serious accident or illness prohibit you from handling your financial affairs? Do you have the deed to your home, your life insurance policies and your Will and other estate planning documents on hand? To discuss these and more of life's most important documents, Executive Vice President, Doug DeGroot...

Can anyone honestly say they expected the NASDAQ to shoot up 20 percent in the first half of this year? How about the S&P 500 gaining 14 percent? These results surprised everyone. Can we expect inflation to continue moderating and the Fed to provide a rate cut before year-end? And how much volatility will the election cause? Tune in as Senior Vice Presidents Brian Granato and Tom Clifford of P...

Marriage, home ownership, children, retirement - no matter what milestone you and your partner may be approaching, the discussion always seems to involve money. And because preparing for the future is easier when you and your partner are on the same page, Doug DeGroot and Brian Granato identify important financial matters couples should discuss throughout their lives together.  With You Every Step...

Did anyone really expect technology stocks to rise by 57 percent in 2023? Can it happen again? What about inflation and interest rates - will they hold at levels Americans can live with in 2024 and beyond? These are just a few of the issues Tom Clifford, Brian Granato and Doug DeGroot discuss in this Your FinancialJourney podcast as we recap 2023 and share our thoughts on the year ahead. With You...

Whether your financial goals are long-term like saving for retirement or shorter term like buying a new car or making a down payment on a home, we're all looking for ways to make saving for the future easier. To share their personal insights and offer a few time-tested tips, several members of the PWA staff join together in this podcast to discuss Savings Goals and Strategies. What better tim...

We all know there are many ways to invest your hard-earned money - cash, bonds, stocks and a myriad of alternative strategies we hear and read about every day. What kinds of returns can you expect from these investments and what are the risks? How easy will it be to access your money if you need to raise cash? Listen to Investment Advisor Representative, SVP & Trust Officer Brian Granato and E...

Do you have a person you can call when a financial question arises? Is this person aware of your financial situation, background, goals, and objectives? Providing this level of knowledge and understanding requires a lot of work and collaboration behind the scenes. Listen in as Vice President & Trust Officer Jay Faler and Investment Advisor Representative Laura Fasan join Executive Vice Preside...

Can anyone honestly say they expected tech stocks to shoot up by 38 percent in the first half of this year? How about the S&P 500 gaining 14 percent? We think it’s safe to say these results surprised everyone. What might we expect from the U.S. economy and financial markets in the second half of this year? Listen in as Senior Vice Presidents Brian Granato and Tom Clifford of Providence Wealth...

What financial concerns should you be thinking about if you’re a young person in your 20’s? What about at age 30, 40, 50 and beyond? Is a budget something you need to prepare once or is it a tool that’s important regardless of age or position in life? In this podcast, members of the PWA Team address these questions and more. Tune in as Executive Vice President Doug DeGroot, Investment Advisor Repr...

Why do Providence Bank & Trust and PWA take extra measures to confirm your identity and safeguard your funds? Today's podcast titled "Tips on Financial Fraud and Fraud Prevention" will explain why steps like multi-factor authentication are in place to protect you, your confidential information, and your money. Listen in as Doug DeGroot, Providence Bank & Trust Fraud Investig...

When will you or your spouse become eligible to receive Social Security benefits? How do you know the best time to begin receiving your benefits? Is your spouse or other family member also eligible to receive a benefit? Listen in as Doug DeGroot and senior PWA Team Member Brian Granato provide valuable insight into one of the most frequently asked questions we receive as financial advisors.  With...

What can investors expect in 2023? Listen in as Doug DeGroot and senior PWA team members Tom Clifford and Brian Granato discuss how inflation, interest rates and politics may impact our economy and your investments in the year ahead. With You Every Step of the Way With over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial g...

Join us for this very brief 2022 Holiday Podcast filled with quick financial tips from each member of our PWA team. From all of us at Providence Wealth Advisors, thank you for the trust and confidence you have placed in us and thank you for listening to our Your Financial Journey podcasts throughout the year. We wish you a very Merry Christmas and a New Year filled with good health and happiness....

Which estate planning tool is best for you - a Will, a Trust or an approach as basic as owning your assets in Joint Tenancy? To provide you with a better understanding of these estate planning strategies and how they might apply to you and your family Doug DeGroot, CFP®, Executive Vice President at PWA, teams up with Trust Officers Jill Gurney and Cheryl Dalton to deliver this Your Financial Journ...

What are cryptocurrencies such as Bitcoin, Ethereum and others? Are they as speculative as noted investors believe or should digital assets be part of your investment portfolio? In this episode of Your Financial Journey, PWA’s Executive Vice President, Doug DeGroot, CFP® answers these questions and provides a high-level overview of cryptocurrency and blockchain technology. We hope you find this di...

How high will interest rates go? What might the war in Ukraine and mid-term elections mean for our economy and financial markets? It's hard to believe that it's time to review current market conditions and look ahead to the second half of 2022. Doug DeGroot, Brian Granato and Tom Clifford provide a mid-year update on these important topics that have the potential to impact the performanc...