Your Finance Lounge

The money lessons we were never taught at school. From budgeting and credit scores to understanding debt and building better financial habits, this episode explores the financial foundations many of us never had the chance to learn. After more than 20 years in finance, I share the key lessons I believe everyone should know to build confidence and take control of their financial future. Because fin...

Financial confidence isn’t about having all the answers. It’s about understanding your position, knowing your options, and making decisions from a calm place instead of fear. With so much uncertainty around interest rates, cost of living, and the market right now, I wanted to create an episode that feels grounding, practical, and real. In this week’s podcast episode, we chat about: ✔️ Staying fina...

Starting the year with your finances doesn’t need to feel overwhelming. In this episode of  Your Finance Lounge , Teressa shares a calm and practical reset to help you approach your money with more clarity and confidence. We cover three simple financial foundations worth revisiting, a brief and grounded market update, and how preparation — not perfection — leads to better outcomes. You’ll also hea...

Ever wondered how to cut years off your mortgage and save thousands in interest? In this episode, Teressa breaks down the practical steps you can take to reduce the total cost of your loan, without drastically changing your lifestyle. From making the most of your  offset account  and  redraw facility  to adjusting your  repayment frequency  and scheduling regular  loan reviews , these simple strat...

🎙️  Episode: First Home Buyer Boost — Schemes, Grants & Government Support Buying your first home is one of the biggest financial steps you’ll ever take — but it doesn’t have to feel out of reach. In this episode, I unpack the government schemes, grants and concessions that are designed to give first-home buyers a helping hand. From  1 October , the First Home Buyer Scheme is expanding, allowi...

In this episode of  Your Finance Lounge , I’m joined by the incredible Kerry Sainsbury — Director of  Credit Success  and a passionate advocate for financial education. With over 20 years in the banking and credit industry, Kerry brings deep knowledge and lived experience to this conversation. We dive into what your credit report really means, common myths (like whether you  need  a credit card to...

In this episode, I break down why pre-approvals are one of the most important steps in the home buying journey. From giving you confidence and clarity around your budget, to helping you stand out in a competitive market — we’ll chat about how a simple pre-approval can put you ahead of other buyers. I’ll also explain how that first conversation with a broker can uncover potential grants, schemes, o...

In this episode of Your Finance Lounge , Teressa chats with Dione Payn , founder of High Impact Property Investments and author of E.T.H.I.C.A.L Property Investing . Dione shares her journey from finance to social impact, how she’s helping more women into safe and inclusive homes, and why ethical investing doesn’t mean sacrificing returns. They unpack: • What makes a property investment truly ethi...

Today we’re diving into some important updates and helpful insights if you’re considering building a modular home in 2025. We’re seeing exciting shifts in how policies, lenders, and construction processes are aligning to make modular living more accessible—and way less confusing. In this episode, I’m going to break down: What’s changed with progressive payment policies, What lender options you now...

In this episode we cover off on the current rates and what strategies you may like to put in place to leverage yourself in the current climate. Whether you are looking at buying, selling or refinancing, listen for some practical tips to help give you a head start on your finances. Find more resources at yourfinancebroker.co

Christmas is usually the busiest time of the year. Not only are our weekends booked up with celebrations, but our wallets are open with funds seemingly flying out. Although we may have left it a little too late for some of these tips, I wanted to get in to help you start preparing for next years silly season. From giving gifts to thrifting, I hope you find a tip or two in this episode to turn your...

Variable rates can be great if flexibility is key for your goals. But did you know there are a couple of different variable products your lender may offer? Today's episode is a run through of a couple of different variable options on offer and their pros and cons, to help you find one that suits your needs. If you would like to chat about your individual circumstances, please feel free to book in...

This episode I share with you some tips to help increase your borrowing capacity. I also note some of the free guides that we have on our website. You can discover a guide that suits you at Home - Your Finance Broker Please feel free to reach out if you would like some guidance or like to share your finance story.

Today's guest is Money Coach and Finance Educator, Gemma Mitchell from Bent Not Broke . Gemma helps her clients through the transition stages of their finance journey and has taken a particular interest in helping clients through separation due to her own personal experiences. We cover off on the important topic of navigating finances through separation. Some key points- * Who is the right spe...

This episode we cover off on some of the pros and cons of fixed and variable type loans. Find out when and why you might choose these types of rates and the inside tips on how to choose. You can also find out more about the loan types Different Loan Types - Your Finance Broker If you would like to find out more, please feel free to reach out to us yourfinancebroker.co.

Navigating through separation can be overwhelming. We wanted to share this episode to help guide you to first steps and get an understanding on what the process may look like. Our podcast is based on our opinions only and it is always recommended you seek legal and specialist advice.

This week we chat about a topic I'm very passionate about. Modular home finance. I have been lucky enough to work with some great modular builders and lenders over the last two years, to help clients fund their dream homes. As modular finance can be a little involved, I wanted to put together this episode with some tips to help you along your modular journey. Please feel free to reach out at a...

This one's for our business listeners. This week we are joined by the Managing Director of Imperium Corporate Service, Christine Genocchio. Christine is experienced in bookkeeping, HR, BAS and compliance for your business. as we are approaching tax time, I thought it would be great to cover off on some items to help you get tax ready and learn tips to manage your finances better. We chat about...

This week we chat about the hot topic of refinancing. Is it for you? What are the benefits and costs? Please note that everyone's personal circumstances are different and its always best to have a one-on-one discussion to see what options are available to you. Yourfinancebroker.co Music credit Audrey Rossie

This week we are joined by the amazing Keeta Gibson from Ocean Buyers Agency. Keeta shares with us how a Buyer's Agent can help you get your dream property. She also shares with us a bit of a market update for the Sunshine Coast, and some great tips of what to look for when relocating or trying to find the best suburb for you and your family. You can connect with Keeta at Ocean Buyers Agency S...

On today's episode we cover off on one of most frequently asked questions.... How do brokers get paid. We cover off on how we get paid and also a little more about our consultation process, so you know what to expect.

Todays episode we are joined by Clair Styles from ⁠ C Legal and Co⁠ who is a highly experience Lawyer in estate planning, asset protection and litigation for real-estate as we chat about how to protect your interest when purchasing a property with a friend or family, protecting your assets long term and also when you should be thinking about estate planning. If you would like to find out more abou...

Today's episode is filled with tips on how to save money on your everyday banking to help put more money in your pocket. For some extra guidance on budgeting and planning, reach out ⁠Budgeting and Savings Planning - Your Finance Broker