Your Everyday Rich

You ask, we listened. Some more Q&A with the MONEY TALKS SERIES: So, you’re ready to invest, but your partner treats money talk like a doing laundry? Yeah, we get it. In this episode, we break down how to navigate those awkward, heated, or just plain ignored financial conversations with your spouse—without turning date night into a budget meeting from hell. We cover the art of persuasion (hint...

What if you could hit the pause button on investing and STILL retire early? Enter Coast FIRE (fi) —the financial freedom cheat code that lets you stop grinding and start gliding. In this episode, we break down how to know when you’ve invested enough to let compound interest do the rest, the math behind reaching Coast FI, and why it’s the ultimate stepping stone to full financial independence (aka...

Thinking about having kids? Already have them? Either way, you need a plan to protect both your family. We answer your questions about why there’s no “perfect” time to have kids, and how life insurance and wills can literally save your family from unnecessary headache, and the simple plan to secure your kids’ future without screwing yourself over. No fluff, no BS—just the real talk you everyday ri...

Raising kids ain't cheap, but are you setting them up for success or just throwing cash at the latest gadgets? In this episode of Your Everyday Rich , we break down the four real ways to invest in your kids—beyond just stacking money in an RESP and calling it a day. What We Cover: - The smartest, tax-efficient ways to build wealth for your kids (without screwing over your own retirement) - Why...

If you think the Tax-Free Savings Account (TFSA) is just a glorified savings account, we need to talk—because too many Canadians are accidentally handing money to the CRA thanks to simple but costly mistakes. Overcontributing? Penalty. Reinvesting withdrawals too soon? Penalty. Day trading stocks like you’re on Wall Street? Big problem. Beneficiary or successor? Say who now? In this episode, Jason...

Alright, Canadian investors—this one’s for you. If you’re looking to bet on the S&P 500 (historically pretty decent), you’ve probably come across VOO and VFV and wondered: Which one is actually better for my portfolio? Today, Jason and Jenn are breaking it all down: fees, taxes, currency exchange, and how to squeeze the absolute most out of your investments in some of most the popular S&P5...

Ok, today we’re tackling the question everyone asks about stocks: Is timing the market worth it, or should you just start investing now? What if the market crashes? Should you hold your cash and wait for the perfect moment? Jason and Jenn bring personal stories from market crashes and hard data to unpack the psychology of bear vs. bull markets. They break down why scary headlines fuel bad decision...

Chinese New Year vibes—red envelopes, family stories, and how culture shapes money habits. HOPE YOU GETE RICH as Ronnie Chieng would say! Then its time to talk inflation and the big question: Should you pay off low-interest debt early than later? Using Jason’s past experience of the mighty Whopper Jr. analogy, they explain how inflation chews up purchasing power, what it means for cheap debt, and...

What does it take to turn financial success into generational wealth? In the second episode of this series , Jason and Jenn build on the foundational principles of The Millionaire Next Door to examine the behaviors and strategies that create lasting financial security from time tested money strategies. They cover everything from the discipline needed to tackle debt (escaping the matrix or not gett...

What if building wealth wasn’t about earning a high income salary or winning the lottery but about your mindset and daily habits? In this first episode of a two-part series inspired by The Millionaire Next Door , Jason and Jennifer shoot the ish about the simple yet powerful principles that set self-made millionaires apart. They discuss why decluttering your physical and mental spaces is the first...

Welcome back to Your Everyday Rich! You’re sipping coffee, hearing your kids laugh, and it hits you—you’re 40+, and while your family grows every day, your money hasn't kept pace. The future feels closer than ever, but time is still on your side. Feeling like you’ve missed the investing boat? Think again! In this living room conversation, Jason and Jennifer demonstrate why now is the perfect time...

In this living room conversation, Jason and Jennifer discuss their goal-setting process for 2025, reflecting on the highs and lows of 2024. They share practical strategies for setting meaningful goals, focusing on key areas like health, finance, and relationships. Learn how to stay consistent and accountable with techniques like quarterly check-ins and time blocking. They also reveal why it's cruc...

Welcome back to Your Everyday Rich! In this living room conversation, Jason and Jennifer explore their personal challenges with spending money, especially during the holidays. They reveal how their childhoods and immigrant backgrounds shaped their approach to money, and how these influences still impact their financial decisions today. They explore powerful shifts in mindset, like reframing spendi...

Welcome back to Your Everyday Rich! In this living room conversation, Jason and Jenn chat with architect and real estate investor Victoria Suen about her journey into real estate, the value of an architect’s perspective in investing, and the challenges of converting properties into multi-units. Victoria shares insights on key real estate terms, permit processes, and construction tips like creating...

Welcome back to Your Everyday Rich! In this living room conversation, Jason and Jenn get into the world of gambling, exploring its psychological underpinnings, financial consequences, and the societal perceptions that normalize it. They discuss the addictive nature of gambling, the various fallacies that trap individuals into a cycle of betting, and the long-term impact on wealth accumulation. The...

Welcome back to Your Everyday Rich! In this living room conversation, Jason and Jenn sit down for an imaginary chat with Prof. G and Morgan Housel to explore how patience and discipline can lead to financial freedom. They get into the magic of compound interest, explaining why it’s one of the simplest and most reliable ways to build wealth. Breaking it down with numbers, they reveal how compoundin...

In this living room conversation, Jason and Jenn talk about money scams, discussing various types of scams, the psychological triggers that lead people to fall for them, and practical tips for recognizing and avoiding these scams. Big part of the episode highlights the importance of maintaining a healthy dose of skepticism, staying informed, and protecting personal information to safeguard against...

In episode 68, Jason and Jennifer share their humbling journeys through Spartan and HYROX competitions, revealing the motivations and commitment to family fitness that guided their paths. They walk listeners through the highs and lows of their rigorous training, showing how family support transformed fitness into a shared adventure and deepened their outlook on taking on these goals. Reflecting on...

In episode 67, Jason and Jen talk about the evolving landscape of childcare, focusing on the financial implications, government subsidies like the 🇨🇦 CWELCC, and the various options available to parents. They share their personal experiences and insights on the challenges of affording childcare, the impact of government programs like hidden taxes, and the importance of choosing the right childcare...

This living room conversation explores the concept of emergency funds and their importance in personal finance. Jason and Jenn highlight the significance of liquidity, the impact of unforeseen circumstances, and the need to reassess emergency funds as life circumstances change. Jason and Jenn share personal experiences and insights by showcasing how they approach contingencies in their corporate p...

Welcome back to another episode of Your Everyday Rich Podcast! In Episode 65 , Jen and Jason explore the challenges faced by single income individuals in today's housing market, particularly the rising costs of living and the necessity of dual incomes to maintain a middle-class lifestyle. They reflect on their own experiences when they were considering moving out and the significant changes in hou...

Welcome back to another episode of Your Everyday Rich Podcast! In Episode 64 , Jen and Jason discuss the concept of Mamba Mentality (again), inspired by Kobe Bryant, and how it applies to parenting and youth sports specifically a full circle moment with their eldest son Josh. They share their experiences coaching Josh through a baseball season, emphasizing the importance of effort, practice, and r...

Ep 63 - Why we took four months off podcasting, and how we compare time with summers. Miss us? Might be wondering what the hell happened to us. Four months is a long time to be away from podcasting. We have been recording and releasing episodes for over a year and summer this year was much more different. Different because we came to realize how much 'time' and summers have in common. We go throug...

Jason and Jenn discuss their 6 month sobriety challenge and the beneficial impacts it has resulting on their health, finances, and social interactions. They explore the benefits of sobriety, the cultural perception of drinking, and the financial implications of alcohol consumption. Jason shares a low key advantage that has come from avoiding alcohol, and it applies to men (especially above 40), bu...

Anuja and David Pereira open up about their transformative journey toward financial and lifestyle liberation. Anuja, once a teacher, found her calling in real estate after recognizing the constraints of her teaching career by watching teachers ‘hang on’ because they had to. With David's support as the owner of a B2B marketing agency, she broke through limiting beliefs and ventured into the rea...