Nancy L. Cavey

Winning Isn't Easy: Long-Term Disability ®

Nancy L. Cavey, a seasoned attorney with over forty years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through: - The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability claims. - Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages. - Traps and tactics disability carriers (such as Unum, The Hartford, Lincoln, and Met...

Author

Nancy L. Cavey

Category

Education

Podcast website

CaveyLaw.com

Latest episode

Jul 7, 2026

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Episodes

Medical Treatment and Your Long-Term Disability Claim 13.05.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 17 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Medical Treatment and Your Long-Term Disability Claim." Join attorney Nancy L. Cavey, a leading expert in disability claims, for a revealing conversatio...

Navigating Claims With Charcot-Marie-Tooth Disease (CMT) 06.05.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 16 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Navigating Claims With Charcot-Marie-Tooth Disease (CMT)." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an eye-opening discu...

Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims 29.04.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 15 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Allsup, and Filing Concurrent Social Security Disability and Long-Term Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability...

Physical Therapists and Their Disability Claims 22.04.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 14 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Physical Therapists and Their Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on t...

Understanding Policy and Plan Language and Terminology 15.04.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 13 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Understanding Policy and Plan Language and Terminology." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussi...

Disability in the Modern World, Advocacy, and More with Guest Hollis Peirce 08.04.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 12 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disability in the Modern World, Advocacy, and More with Guest Hollis Peirce." Join attorney Nancy L. Cavey, a leading expert in disability claims, and s...

Exploring Various Occupations, and How Their Performer’s Claims Were Denied or Terminated 01.04.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 11 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Exploring Various Occupations, and How Their Performer’s Claims Were Denied or Terminated." Join attorney Nancy L. Cavey, a leading expert in disability...

Conditions That Might Be Subject to Term Limitations or Exclusions – Understanding Them, and Why 25.03.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 10 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Conditions That Might Be Subject to Term Limitations or Exclusions – Understanding Them, and Why." Join attorney Nancy L. Cavey, a leading expert in dis...

Denial and Termination Games That Carriers Play 18.03.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 9 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Denial and Termination Games That Carriers Play." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on th...

The Interplay Between Physical and Mental Disabilities in An ERISA Disability Claim 11.03.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 8 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Interplay Between Physical and Mental Disabilities in An ERISA Disability Claim." Join attorney Nancy L. Cavey, a leading expert in disability claims...

The Importance of Nurse Consultants in Long-Term Disability Claims with Shannon Fenimore 04.03.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 7 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Importance of Nurse Consultants in Long-Term Disability Claims with Shannon Fenimore." Join attorney Nancy L. Cavey, a leading expert in disability c...

What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for the Denial or Termination of Your Disability Claim 25.02.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 6 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Med...

How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim 18.02.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 5 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim." Join atto...

An Update on Long COVID Long-Term Disability Claims 11.02.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 4 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "An Update on Long COVID Long-Term Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion o...

Insights Into Life with a Disability with Ken Kunken 04.02.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 3 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Insights Into Life with a Disability with Ken Kunken." Join attorney Nancy L. Cavey, a seasoned expert in disability claims, for a compelling conversatio...

More on Sedgwick, P2 28.01.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 2 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Sedgwick, P2." Join attorney Nancy L. Cavey, a seasoned expert in disability claims, as she takes a deep dive into Sedgwick, a prominent disabili...

Long-Term Care Health Benefits and Your Disability Insurance Policy 21.01.2025

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 1 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Long-Term Care Health Benefits and Your Disability Insurance Policy." Join host Nancy L. Cavey, an experienced attorney specializing in disability claims...

What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim 17.12.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 44 of Winning Isn't Easy - our Season 4 finale. In this episode, we'll dive into the complicated topic of "What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim." Join host Nancy L. Cavey, a seaso...

The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits 10.12.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 43 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits." Join host Nancy L. Cavey, a seasoned attorney with exte...

Interstitial Cystitis 03.12.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 42 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Interstitial Cystitis." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores Interstitial Cystitis.  Inters...

More on UNUM, P4 26.11.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 41 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "More on UNUM, P4."  For another iteration, host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses UNUM, one...

Diseases - What You Must Know About Getting Benefits for Them, What Carriers Don’t Understand about Them, and How Carriers Will Wrongfully Deny Claims for Them 19.11.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 40 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Diseases." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores diseases in a general sense, and how they r...

Disorders Impacting Brain Health, P2 12.11.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 39 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disorders Impacting Brain Health, P2." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores disorders impac...

Traps in Activity of Daily Living (ADL) Forms 05.11.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Traps in Activity of Daily Living (ADL) Forms." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores the va...

Back and Neck Disorders 29.10.2024

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 37 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Back and Neck Disorders." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores various back and neck disord...

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