Nancy L. Cavey
Winning Isn't Easy: Long-Term Disability ®
Nancy L. Cavey, a seasoned attorney with over forty years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through: - The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability claims. - Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages. - Traps and tactics disability carriers (such as Unum, The Hartford, Lincoln, and Met...
Wo hören?
Podcasts in der App Replaio Radio Bald verfügbarPodcasts kommen bald in die App. Installiere sie jetzt und erlebe als Erster einen ganz neuen Blick auf Podcasts
Folgen
When Disability Claims Get Reassessed: Vocational Reviews, DIY Legal Traps, and the Hidden Risks in Building Your Own Case 07.07.2026 24:19
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 24 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into When Disability Claims Get Reassessed: Vocational Reviews, DIY Legal Traps, and the Hidden Risks in Building Your Own Case . Disability claims are often complicated...
The Burden of Proof: Inside Neurological Disability Claims 30.06.2026 28:37
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 23 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into The Burden of Proof: Inside Neurological Disability Claims . Disability insurance claims involving neurological conditions are frequently misinterpreted as disputes...
When the Body Breaks but the Policy Doesn’t Listen 23.06.2026 23:47
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 22 of Winning Isn't Easy. In this episode, we'll dive into When the Body Breaks but the Policy Doesn’t Listen . Disability insurance claims are often presented as questions of medical evidence, but the outcome frequently depends on something else...
Burns and Long-Term Disability 16.06.2026 22:16
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 21 of Winning Isn't Easy. In this episode, we'll dive into Burns and Long-Term Disability . Burn injuries are often viewed as acute medical events, but their effects can extend far beyond the initial incident. Depending on the depth and severity o...
The Technical Rules That Decide ERISA Disability Claims 09.06.2026 24:21
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into The Technical Rules That Decide ERISA Disability Claims . ERISA disability claims are often decided not only by medical evidence, but by technical policy provisions that many claimants nev...
When Expertise Isn’t Enough: A Doctor’s Disability Journey With Long COVID (With Guest Dr. Zeest Khan) 02.06.2026 48:43
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 19 of Winning Isn't Easy. In this episode, we'll dive into When Expertise Isn’t Enough: A Doctor’s Disability Journey With Long COVID (With Guest Dr. Zeest Khan) . Long COVID has challenged not only medicine, but also the disability insurance syst...
How Claimants Accidentally Destroy Their Own Disability Cases 26.05.2026 22:00
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 18 of Winning Isn't Easy. In this episode, we'll dive into How Claimants Accidentally Destroy Their Own Disability Cases . Sometimes the biggest threat to an ERISA disability claim isn’t the insurance company - it’s the claimant. Missed treatment,...
Why ChatGPT Can’t Get Your ERISA Disability Claim Right (and What Actually Works) 19.05.2026 24:59
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 17 of Winning Isn't Easy. In this episode, we'll dive into Why ChatGPT Can’t Get Your ERISA Disability Claim Right (and What Actually Works) . Let’s say you’re living with fibromyalgia, chronic fatigue syndrome, postural orthostatic tachycardia sy...
When Insurance Companies Get It Wrong (and Sometimes Lose) 12.05.2026 23:36
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 16 of Winning Isn't Easy. In this episode, we'll dive into When Insurance Companies Get It Wrong (and Sometimes Lose) . Insurance companies often claim they’re just “following the plan” when denying disability benefits. But in many ERISA cases, th...
Asking AI for Real, Honest, and Legally Accurate Answers About Filing an ERISA Disability Claim Is Asking for a Claim Denial 28.04.2026 31:38
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 15 of Winning Isn't Easy. In this episode, we'll dive into Asking AI for Real, Honest, and Legally Accurate Answers About Filing an ERISA Disability Claim Is Asking for a Claim Denial . What if the guidance you rely on for your disability claim is...
Own Occupation vs. Any Occupation: How Carriers Twist Your Job - and the Law - Against You 21.04.2026 21:59
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 14 of Winning Isn't Easy. In this episode, we'll dive into Own Occupation vs. Any Occupation: How Carriers Twist Your Job - and the Law - Against You . What if your disability claim is denied not because you can work - but because the insurer rede...
Understanding Aplastic Anemia and Its Impact on Long-Term Disability 14.04.2026 18:51
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 13 of Winning Isn't Easy. In this episode, we'll dive into Understanding Aplastic Anemia and Its Impact on Long-Term Disability . Aplastic anemia is a rare but serious condition that can profoundly affect your ability to work. It’s not just an abn...
How Disability Carriers Manufacture Reasons to Deny Claims 07.04.2026 20:18
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 12 of Winning Isn't Easy. In this episode, we'll dive into How Disability Carriers Manufacture Reasons to Deny Claims . Imagine qualifying for Long-Term Disability benefits, only to have your insurer cite a vacation, a college class, or a game of...
When Carriers Weaponize Diagnoses 31.03.2026 27:36
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 11 of Winning Isn't Easy. In this episode, we'll dive into When Carriers Weaponize Diagnoses . ERISA disability claims often hinge on technical definitions that determine whether benefits continue or disappear. Insurance carriers frequently focus...
Technicalities, Traps, and Missed Deadlines 24.03.2026 28:40
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 10 of Winning Isn't Easy. In this episode, we'll dive into Technicalities, Traps, and Missed Deadlines . ERISA disability claims are governed by strict rules that can determine whether benefits are approved or denied. Filing deadlines, notice requ...
Long COVID and ERISA Disability: Avoiding Denials and Proving Your Claim 17.03.2026 24:03
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 9 of Winning Isn't Easy. In this episode, we'll dive into Long COVID and ERISA Disability: Avoiding Denials and Proving Your Claim . Long COVID ERISA disability claims are often decided by how insurance carriers evaluate medical evidence and funct...
Pre-Existing Conditions and Cooperation Clauses: The Hidden Minefields in Long-Term Disability Policies 10.03.2026 24:18
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 8 of Winning Isn't Easy. In this episode, we'll dive into Pre-Existing Conditions and Cooperation Clauses: The Hidden Minefields in Long-Term Disability Policies . ERISA disability claims are often decided by the fine print most people never notic...
Fighting for Fairness: Navigating ERISA Disability Claims for Rare Disorders 03.03.2026 25:31
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 7 of Winning Isn't Easy. In this episode, we'll dive into Fighting for Fairness: Navigating ERISA Disability Claims for Rare Disorders . Securing ERISA Long-Term Disability benefits with a rare medical condition often comes down to a hidden challe...
The Ongoing Proof Trap: When Improvement, Doctors, and Daily Activities Kill Your Long-Term Disability Claim 24.02.2026 23:06
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 6 of Winning Isn't Easy. In this episode, we'll dive into The Ongoing Proof Trap: When Improvement, Doctors, and Daily Activities Kill Your Long-Term Disability Claim . Securing ERISA Long-Term Disability benefits often hinges on a hidden danger:...
The Language of Limitation: Russell Van Brocklen on What Dyslexia Research Teaches Us About Disability Claims 17.02.2026 41:05
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 5 of Winning Isn't Easy. In this episode, we'll dive into The Language of Limitation: Russell Van Brocklen on What Dyslexia Research Teaches Us About Disability Claims . Understanding how cognitive and reading challenges show up in real work setti...
Vocational Evaluators and ERISA Disability: How Your Skills and Residual Functional Capacity Shape Your Claim 10.02.2026 27:43
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 4 of Winning Isn't Easy. In this episode, we'll dive into Vocational Evaluators and ERISA Disability: How Your Skills and Residual Functional Capacity Shape Your Claim . Understanding how vocational evaluators fit into the ERISA disability process...
ERISA Disability Questions Answered: DOT, Sedentary Work, and Unemployment 03.02.2026 31:25
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 3 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of ERISA Disability Questions Answered: DOT, Sedentary Work, and Unemployment . ERISA disability claims often raise more questions than answers, and the way those ques...
Why Most Social Security Claims Matter to Your ERISA Disability Case 27.01.2026 31:58
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 2 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of Why Most Social Security Claims Matter to Your ERISA Disability Case . Most people don’t realize how much their Social Security disability claim can shape the outco...
The Gold in Your Social Security File: How Disability Carriers Use It Against You 20.01.2026 34:22
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 1 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of The Gold in Your Social Security File: How Disability Carriers Use It Against You . Most people assume Social Security Disability and ERISA Long-Term Disability ben...
Living Well With POTS: A Conversation With Nutritionist and Advocate Jill Brook 16.12.2025 32:48
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 43 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Living Well With POTS: A Conversation With Nutritionist and Advocate Jill Brook." Most people hear POTS or dysautonomia and assume they’re rare, poorly...
Ähnliche Podcasts
Replaio ist kein Herausgeber von Podcasts; die Namen der Sendungen, Cover und Audioinhalte gehören ihren Autoren und werden über öffentliche RSS-Feeds verbreitet