Winning Isn't Easy: Long-Term Disability ®

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 36 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Women’s Medical Issues and Disability Insurance . Women’s health conditions can create unexpected challenges when applying for disability insurance or seeking benef...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 35 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Winning (Or Losing) Before Your Claim Even Starts . A disability insurance claim can be won or lost before you become disabled, as mistakes made when applying for c...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 34 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into The Fine Print: How Disability Policy Language Can Make or Break Your Claim . A disability claim can be denied even when a diagnosis is legitimate, the medical evid...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 33 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Defined Out of Disability: How Insurers Rewrite Occupation, Time, and Duty to Deny Claims . Disability claims aren’t always denied by saying “no.” Sometimes, the ou...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 32 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Before the Disability Case Even Starts: The Hidden Gatekeeping Tools Carriers Use to Deny ERISA Claims . Before a judge looks at your medical records, your disabili...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 31 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Prove It or Lose It: How Objective Evidence and Occupational Definitions Decide ERISA Disability Cases . You can be in real pain, under real medical care, and still...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 30 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into What Every Attorney Needs to Know Before They Stop Working (and File a Disability Claim) . You don’t lose disability benefits when you stop working - you can lose t...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 29 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Occupational Duties and the Hidden Standards of Disability Claims . You can have a serious medical condition and still lose your disability claim. In ERISA cases, i...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 28 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into The Hartford Playbook: Surveillance, IMEs, and Claim Terminations . Disability benefits are a financial safety net when an illness or injury prevents someone from w...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 27 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into When Life Changes Fast: How to Protect Your Financial Future (With Guest Glen Golish) . Financial planning is often built on the expectation that income will remain...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 26 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into ERISA Disability Appeals: What the Insurance Company Hopes You Never Learn . Claimants appealing the denial of Long-Term Disability benefits under ERISA feel overwh...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 25 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into Unum Exposed: The Tactics Behind Disability Claim Denials . Claimants pursuing Long-Term Disability benefits face more than the burden of proving they cannot work,...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 24 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into When Disability Claims Get Reassessed: Vocational Reviews, DIY Legal Traps, and the Hidden Risks in Building Your Own Case . Disability claims are often complicated...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 23 of Winning Isn't Easy: Long-Term Disability ®. In this episode, we'll dive into The Burden of Proof: Inside Neurological Disability Claims . Disability insurance claims involving neurological conditions are frequently misinterpreted as disputes...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 22 of Winning Isn't Easy. In this episode, we'll dive into When the Body Breaks but the Policy Doesn’t Listen . Disability insurance claims are often presented as questions of medical evidence, but the outcome frequently depends on something else...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 21 of Winning Isn't Easy. In this episode, we'll dive into Burns and Long-Term Disability . Burn injuries are often viewed as acute medical events, but their effects can extend far beyond the initial incident. Depending on the depth and severity o...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 20 of Winning Isn't Easy. In this episode, we'll dive into The Technical Rules That Decide ERISA Disability Claims . ERISA disability claims are often decided not only by medical evidence, but by technical policy provisions that many claimants nev...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 19 of Winning Isn't Easy. In this episode, we'll dive into When Expertise Isn’t Enough: A Doctor’s Disability Journey With Long COVID (With Guest Dr. Zeest Khan) . Long COVID has challenged not only medicine, but also the disability insurance syst...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 18 of Winning Isn't Easy. In this episode, we'll dive into How Claimants Accidentally Destroy Their Own Disability Cases . Sometimes the biggest threat to an ERISA disability claim isn’t the insurance company - it’s the claimant. Missed treatment,...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 17 of Winning Isn't Easy. In this episode, we'll dive into Why ChatGPT Can’t Get Your ERISA Disability Claim Right (and What Actually Works) . Let’s say you’re living with fibromyalgia, chronic fatigue syndrome, postural orthostatic tachycardia sy...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 16 of Winning Isn't Easy. In this episode, we'll dive into When Insurance Companies Get It Wrong (and Sometimes Lose) . Insurance companies often claim they’re just “following the plan” when denying disability benefits. But in many ERISA cases, th...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 15 of Winning Isn't Easy. In this episode, we'll dive into Asking AI for Real, Honest, and Legally Accurate Answers About Filing an ERISA Disability Claim Is Asking for a Claim Denial . What if the guidance you rely on for your disability claim is...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 14 of Winning Isn't Easy. In this episode, we'll dive into Own Occupation vs. Any Occupation: How Carriers Twist Your Job - and the Law - Against You . What if your disability claim is denied not because you can work - but because the insurer rede...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 13 of Winning Isn't Easy. In this episode, we'll dive into Understanding Aplastic Anemia and Its Impact on Long-Term Disability . Aplastic anemia is a rare but serious condition that can profoundly affect your ability to work. It’s not just an abn...

Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 6, Episode 12 of Winning Isn't Easy. In this episode, we'll dive into How Disability Carriers Manufacture Reasons to Deny Claims . Imagine qualifying for Long-Term Disability benefits, only to have your insurer cite a vacation, a college class, or a game of...