What's Your 1 More?

Curious about how to conquer the post-Covid business world? Join us as we delve into Geoff Zimpfer's wisdom, a former Tony Robbins national sales trainer and long-standing mortgage originator. In this episode, he advises us to adapt our mindset and actions to new realities, highlighting the critical role of understanding and nurturing relationships with our main clients, like real estate agents fo...

“We need more inflation—” the unwisest words spoken by one of the most unwise entities: The Federal Reserve. There is now a daunting battle being waged against inflation, and at the forefront of it is the Fed. What did they do while all this comes to a head? They paused! In this episode, we dissect how their attempt to rein in inflation to 2% could strain banks and muddle economic indicators. We a...

Ever wonder what it would be like to have a fully immersive working experience from the comfort of any location of your choosing? Strap in for a thrilling ride through virtual reality! In this episode, we're joined by the innovative Matt Cimaglia, CEO of Third Summit. We'll explore his ground-breaking workflow platform, Alteon, and discuss its recent partnerships shaping the future of 3D content c...

Things are getting hot in the housing market! Is it good or bad? Here to dive into the data with us is Daniel Halverson. Addressing the buzz of a housing bubble, we'll reveal how soaring home prices outstrip their 2022 peak, thanks to a bottleneck in inventory and unmoving sellers. Discover why owning a house matters now more than ever and how initiatives like Florida Housing Finance are democrati...

Want to thrive in business? Then there’s a critical component you can’t ignore—yourself! Today we sit down with Rocco Carriero, author, manager of $750 million in assets, and advisor to business owners and entrepreneurs. His new book, "Three Chords Approach to Life for Wealth Management for Business Owners," reveals how to prioritize one's values to make time for the essential things in life. In t...

Welcome to your weekly economic news bytes! In this episode, we walk you through hot topics like the FedNow, as a start. We also break down the Fiscal Responsibility Act of 2023, a new “compromise” that suspends the debt ceiling for two years. Plus, we talk about how this affects student loan debt payments being reinstated on October 30th, 2023. Round that off with recent economic data being relea...

Whether you are an aspiring entrepreneur or looking to increase your influence in the workplace, this episode will offer valuable insights and experiences to help you on your journey. That’s because today, we’re diving into Leader Farm! Here with us from their team are Tommy Hawkins and Kevin Salguero to break down everything we need to know. Leader Farm is a leadership cultivation tool making it...

It’s time to end all confusion and misconceptions surrounding FedNow! In this episode, I explore and explain this revolutionary new payment system available from banks and credit unions from July 1st. We’ll dive right into how it works, its benefits, and what it means for consumers. Discover why FedNow is a faster and more secure payment system than traditional methods and eliminates the float tim...

America is facing dire consequences if we can’t pass our debt ceiling. What will it take? In this milestone 60th episode, I dive into the current debt ceiling crisis and shed some light on what the news is not saying. We’ll explore what the current administration is doing (and is not doing) and why bills will go unpaid if neither party agrees to compromise. Learn more about the plan to save 3.2 tr...

What does traceability mean for cryptocurrencies compared to US dollars and gold? Why was FTX able to operate under the radar for so long? How does CoinLion ensure safety for its users? Better ask the expert! In this episode, we speak with Eric McDonald, CEO and Board Chairman of CoinLion, a cryptocurrency auto trading platform that has made investors over 4 million in profit by executing over 530...

If you are a home buyer, real estate investor, or seller in Florida, you may have missed out on information that could be a massive hit to affordable housing! Here to tell all is Justin Cerrato, an attorney with 12 years of experience in the real estate game. He joins me in breaking down Senate Bill 4D, the “Surfside Bill,” which requires a statewide inspection program for condos and cooperatives...

Martin Perdomo, an influential figure in the real estate industry, has empowered countless individuals worldwide to enter the realm of real estate investment. In his captivating story, he unveils his journey to triumph as an investor, recounting the pivotal role played by his mother-in-law in enabling him to acquire his maiden property at just 20. We underscore the significance of cultivating a pr...

Big news on the lending front and excellent opportunities to invest in real estate! In this episode, we discuss the latest updates. LPAs, interest rates, 40-year mortgages, FHA loans—we tackle that and more. You’ll discover why inventory remains tight, why home prices are rising, and changes within the mortgage industry. We also delve deep into the impact of the Federal Reserve's policy increases...

Are you curious about the options available for Downpayment Assistance? Joining us is special guest Chip White, the Director of Home Buyers Programs, to take us through the ins and outs of homebuyers assistance. Get ready to learn about their unique funding sources, including federal, state, loan origination funds, and their Hometown Heroes program. We'll also explore other special resource progra...

Are you worried about the current state of the economy? You’re not alone. Many Americans are staring right into a storm. Today, we delve right into this month’s Personal Consumer Expenditures (PCE) inflationary reading to see what warnings the numbers give us. With new readings, we can predict the Federal Reserve's policy decisions. Rising wages, rate hikes,  concerns about data lag, and shel...

Are you a homeowner in Florida struggling with rising insurance premiums? You're not alone. In this episode, we sit down with Ryan Locke, owner of Locke Insurance Agency, to discuss the state of homeowner's insurance in Florida. Ryan is THE go-to man on this topic, with over 5,000 policies written and 17 years in the industry under his belt. The landscape is complex, from hurricanes causing carrie...

Whether you’re a homebuyer, investor, real estate agent, or lender, there are some urgent changes you NEED to know about! No one is better suited for the task than today’s guest, Troy Silhan from Bank of England Mortgage. Troy excels at educating and advising clients on their best options, and has been named #1 Loan Officer in the 904 by Void Magazine for four consecutive years. In this episode, T...

Do you want to unlock the well-kept secrets of the credit industry and arm yourself with knowledge? Anyone who applies for a loan knows that credit scores matter! But to what end? Today, we dive deep into the world of credit scores and the unknown formulas used to calculate them. We’ll explore how personal data is shared without permission and sold for solicitation purposes. I’ll also delve into t...

We’re taking a stand for you! Misinformation in the mortgage industry has run rampant for too long, and today, you’ll get the truth. What do we mean? In this episode, we debunk the misconception of a 40-year mortgage term for FHA loans and emphasize the importance of accurate information in the mortgage industry. We discuss recent changes in FHA loans and how they compare to conventional loans, ca...

Investors and homebuyers are in for a roller coaster of a ride after hearing about the recent CPI readings! But despite some of the doom and gloom, the real estate market may be in for a boom. In this episode, you’ll get new revelations based on the recent inflation report and find out why these decreases in inflation may be short-lived. We explain the different components of the CPI index and off...

Q1 of 2023 is over, and market results are hot off the press for the month of April as we head into the second quarter of the year! In this episode, we discuss the latest updates in the lending industry with Daniel Halverson. Here, we discuss Florida's expansion of the Hometown Heroes program, down payment assistance programs, alternative financing options for investors, seller contributions, and...

We’re taking shifting gears into the topic of “The Great Uniter—” sports! And what better way than to hear from one of the best leaders in his field? In this episode, we talk with Jared Rice, Executive Director of the Players Championship, discussing his journey from the Boston Celtics to his current role at the PGA Tour. You’ll get fired up hearing about the significance of dependability, perseve...

Report cards are in! How are we doing on the inflation front? Today, we're diving into the latest PCE readings to gauge what’s happening with the economy. Despite efforts to slow it down by raising interest rates, prices are still rising, causing consumers to make tough choices. Some companies are even taking advantage of the inflation trend to raise prices. It’s time to explore what could positiv...

There are secrets to growing your wealth, and the truth is real estate is the best avenue to exercise them. In this episode, we tackle a long-running question: why do we focus on real estate and its principles so much? With that in mind, we discuss the four investment buckets and emphasize the leverage of real estate for long-term gains while comparing potential returns on investment and recommend...

With all the noise in the news, are you curious about what's really happening in the banking industry right now? Then you'll want to listen to this episode! We delve deeper than before into the recent collapse of two major banks and how it's affecting the industry at large. We explore the impact of rising interest rates on banks' investments in long-term notes and explain essential terms like ‘hel...