What's Your 1 More?

Does anyone notice how watching the Fed’s decisions has become the new “Super Bowl” of economics? Well, In this episode, we analyze and break down the recent decision by the Federal Reserve to raise interest rates and its potential impact on the stock and bond markets. They delve into the increasing power of the Federal Reserve and its effects on businesses and individual wallets, highlighting the...

Do you know the message you’re in this world to share? How about how to elevate your state of mind? Today we invited bestselling author and motivational speaker Jon Gordon to share his incredible journey over the past 18 years. I consider Jon one of my greatest mentors who’s changed my life personally. Get ready to be impacted by the incredible lessons that led to Jon’s book, The Energy Bus, credi...

Are you worried about the recent collapse of two banks and the Federal Reserve's decision to raise interest rates? In this must-listen episode, Alex Stewart joins me to provide insights and strategies to help you navigate through these uncertain times. Now that new CPI readings have come in, we have new information on the impact the bank collapses are having, the actions of the Fed, the strategies...

The second-largest bank crash in American history just happened. Are we facing an economic collapse? Let’s talk about that! In this episode, we dive right into the recent collapse of Silicon Valley Bank, delving into the economic implications and far-reaching effects of the situation. You’ll discover how the inner workings of banks on a large scale and what series of events led to this pandemonium...

It’s time to take a deep dive into the highly anticipated March lending update! In this episode, we explore what it means for buyers, specifically those looking to refinance. We break down the increases in FHA, VA, and conventional loan limits as well as the decrease in monthly mortgage insurance for FHA loans by 30 basis points. As expected, we reveal the implications of the job report on interes...

Success leaves clues, and today’s guest will share 4 pillars that will set the foundation for yours! In this episode, we hang out with John Mendez, a rapidly growing podcaster and entrepreneur. John's journey, which started when he received a copy of Rich Dad Poor Dad as a gift from his now father-in-law, is fascinating. Inspired by the book, he created the Walk 2 Wealth podcast featuring guests l...

With inflation looming above our heads and rumors of financial collapse, one question may be in your mind: “how can I afford to save for my kids’ futures?” In this episode, Alex and I reveal a risk-free, tax-deferred savings plan that can put your kids through college by saving exactly what your budget can afford. It’s called a 529 Plan, a prepaid tuition plan for college expenses. We’ll explain h...

Are you a learner? Let’s reinvigorate the student of life in you! In this episode, we’re sitting down with Eden Kendall. Eden is a fellow podcaster and the host of 99.9 Gator Country, a radio station famous for serving the Jacksonville area with the slickest country tunes this side of ‘the Miss.’ We dive into the evolving landscape of country music and her switch from pop to Country. You’ll also d...

The next 15 minutes could save you tons and improve your financial planning! In this episode, I dive into private mortgage insurance (PMI). PMI is an insurance policy for lenders who require borrowers with loans over 80% to have additional protection. But what happens when it comes time to remove PMI from a home loan? I break down the payment schedule, the release date given at closing, and what t...

Are the president’s policies really helping Americans? In this episode, I analyze the economic issues discussed in the State of the Union address. Find out why Americans are not truly moving forward and why we should challenge the president’s claims of creating jobs in manufacturing. Let’s dive deep into the impact of unemployment and inflation, the proposed Inflation Reduction Act, and the idea o...

CPI, CPE, shelter costs—these are words that almost no one thought too much about, but today, they are critical to understanding the current state of the market. In this episode, we delve into all these and their effects on households. We’ll explore the latest readings from each index and the impacts of government regulations on consumer prices. We also break down measures of inflation that are le...

Are you a buyer or agent looking to get the best deal in the current real estate market? Do you want to advise clients on the smartest moves? In this episode, Daniel Halverson and I will share valuable strategies to capitalize on lower mortgage rates, negotiate smarter with agents, and utilize loan programs to find your dream home. Plus, we give insights into how current inflation readings could b...

Today we’re treated to an inspiring conversation with Canadian musician, singer-songwriter, and record producer Mark Pelli. Mark shares his journey in the music industry, from starting to play piano at age six to collaborating with artists such as J Cole, Chris Brown, Trey Songs, and Shakira. We’ll learn about the incredible motivation he received to push forward and the surprising mental battle t...

Inflation, interest rates, recession, unemployment—what do all these buzzwords have in common? They’re all affected by decisions the Fed makes! In this episode, do some digging to reveal the Federal Reserve and its impact on the US economy. We’ll analyze news headlines surrounding the Fed and its decisions, aiming to break down barriers so you can get a clearer picture of what's truly happening wi...

How do you respond to challenges that come into your life? In this episode, we sit down with Patric Young, a 3-time SEC Champion for the University of Florida's Men's basketball team and broadcaster for the SEC Network. After an accident two months prior, Patric shares how he saw it as an opportunity instead of a crisis and how practicing gratitude has helped him along his journey. His story inspi...

We’ve been hearing a lot about rate hikes and recession, but how has the Fed’s actions affected lenders and servicers? How are current buying decisions indicative of millions of people across the United States? Today we’re welcoming Rob Chrisman, a veteran of the capital markets side of the lending industry since 1985. In this episode, Rob will explain what capital markets involve and how they rel...

We have just received some staggering data on consumer credit card debt, and we need to talk about it. In this episode, Daniel Halverson and I expose the current trends in credit card debt and how the domino effect took place. We’ll discuss the difference between revolving debt (credit cards) and term debt (closed-end debt), and how behavior has changed regarding spending and saving money due to t...

Every single household in America is being affected by these numbers. Join Alex and me as we dive into the latest Consumer Price Index (CPI) readings and their impact on inflation. We’ll discuss the Federal Reserve's target inflation rate and how their decision-making is being affected by lagging data. We also take a peak under the hood of consumer credit card debt in America, how Covid-19 has onl...

"Growth follows belief… But no one is gonna believe in you until you believe in yourself… then when someone else believes in you, that's when your life changes." Today’s guest is the best-selling author of The Coffee Bean and The Locker Room, Damon West.  Damon had a dream of sharing his story with college football audiences. We explore how he turned this dream into reality through perseveran...

Today, the 1997 leading scorer of the NFL and former kicker Mike Hollis joins the show to discuss his remarkable career and the wisdom he’s built over the years. Mike talks about his unlikely rise to professional football, where he taught himself how to kick before being noticed by a former coach of Mike's head coach. We’ll get an inside look at what it was like playing in the NFL draft and eventu...

Whether you’re considering getting a mortgage or advising clients, you need to be prepared and equipped with the most up-to-date information in the real estate market. That’s why we have Nick Thors and Daniel Halvorson with me today to share how you can maximize your loan potential and add the most value to your customers to create new business opportunities. Daniel and Nick are two high-achieving...

Today we have one of the most esteemed guests in the country, Barry Habib, CEO of MBS Highway and expert on the mortgage and housing industry. Barry is widely credited for saving the mortgage industry during the Covid Pandemic and has received numerous accolades, including the three-time Crystal Ball Award Winner by Zillow and Pulsenomics  for the most accurate real estate forecast of 150 top...

Have you mastered the fundamentals of business? Do you understand the conversion between outcome and activity? Today, I chat with Dr. Steve Tufts, a dear friend and an esteemed professor at the University of Florida. He is a former owner/operator of Keller Williams' real estate business in Atlantic Beach, Florida. He successfully led it through the recession to become one of the top 100 largest re...

Success finds you when you know what you truly want to do and get laser-focused on it. Today, we have one of the hardest workers in the design industry, Tim Lenoir. Tim is an artist from Brooklyn who creates incredible pieces for some of the most influential artists in the music industry. In this episode, he talks about his unique journey to success—from sleeping on couches to designing for names...

As we ramp up to the end of 2022, some new economic readings have come in that tell an interesting story! In this episode, we dive right into the outcomes of the Fed’s meeting on the 13th and Jerome Powell's announcements. Alex and I also discuss the implications of the latest CPI readings, market sentiment on the Fed’s message, and how the housing market is still a valuable player.    A...