What The Finance (WTF) Podcast

Send us Fan Mail Wall Street hates annuities… but why? 🤔 Big investment firms want your money in the stock market, not in a guaranteed income stream they can’t charge fees on. Today, we’re exposing the truth behind their misleading claims and breaking down why annuities might just be the safest bet for your financial future! 🚨💸 💥 Topics We Cover: ✅ Are annuities really too complex? 📜🔍 ✅ Th...

Send us Fan Mail Your 401(k) might seem safe, but is it really? If you’ve ever left a job and wondered what to do with your old 401(k), or if market downturns make you nervous, THIS episode is for you. 💰⚠️ 🎢 Market Volatility: Why your 401(k) could be losing money without you realizing it. 🔄 Rollover Strategies: Should you move your old 401(k) into a safer investment vehicle? We break it down....

Send us Fan Mail 🚨 Think you know Social Security? Think again! 🚨 From viral myths to outright misinformation, there’s a lot of noise online about Social Security. Is it really running out of money? Can you work while collecting benefits? Do states have different Social Security rules? Spoiler alert: Most of what you’ve heard is completely false. In Episode 56 of What The Finance Podcast, Tracie...

Send us Fan Mail What’s up, WTF fam?! Tracie Lampson & Rahnie Sandhu are back, and this week, we’re exposing one of the biggest retirement scams hiding in plain sight. 🚨 ⚠️ What if we told you… your money isn’t really yours? ⚠️ What if your financial advisor profits whether you win or lose? ⚠️ What if the “safe” 60/40 strategy is actually setting you up for failure? Yeah… it’s about to get re...

Send us Fan Mail In Episode 54, we’re cutting through the noise and tackling a major issue—why women are still being excluded from financial planning. From outdated policies to pay gaps and career breaks, we break down the challenges and, more importantly, how to fix them. No fluff, just real talk and practical solutions. What’s Inside: 💸 Women & Money – The shocking history of financial excl...

Send us Fan Mail 🔥 The Retirement Rebellion: Why Traditional Retirement Planning No Longer Works 🔥 Today, we’re flipping the script on everything you thought you knew about retirement! Is the traditional retirement playbook setting you up for failure? We’re exposing the hidden risks of 401(k)s and market-based plans, revealing how financial advisors profit off outdated advice, and sharing altern...

Send us Fan Mail 🔥 On today’s episode: We’re tackling the Rule of 100 — a classic retirement planning guideline. But does it still hold up in today’s financial world? 🤔 We’re breaking it down, looking at modern adjustments, and figuring out if this old-school strategy still makes sense. 🎭 WWYD?! (What Would You Do?!) We throw Rahnie & Tracie a surprise retirement scenario — David & Lisa...

Send us Fan Mail If you could go back to 2007, knowing what was about to happen… what would you do differently? That’s the big question we’re tackling today as we dive into market corrections, retirement planning, and the hard lessons from the 2008 financial crisis . We’ll be breaking down the eye-opening “60 Minutes” segment, “The 401(k) Fallout” , exploring how everyday Americans lost huge chunk...

Send us Fan Mail Welcome to our golden milestone, EPISODE 50! 🎉 Today, we're tackling one of retirement's most nerve-wracking questions: *What if you outlive your money?* 😱 Longevity is a gift—but one that comes with a hefty price tag if you're not prepared.   🌟 **Did you know?** There's a 1 in 3 chance a 65-year-old today will live past 90! So, how do you stretch your savin...

Send us Fan Mail HAPPY NEW YEAR, EVERYONE! 🎉 Welcome to 2025 and our first episode of the year! 🥂 We’re kicking off the season with a bang, diving into the fascinating and sometimes tricky world of age-gap relationships and retirement planning. 💕⏳ Today, we’re answering a question many couples face: What happens when one partner dreams of early retirement while the other’s still stuck in the 9...

Send us Fan Mail 🎉 HAPPY NEW YEAR’S EVE-EVE, WTF FAM! 🎉 Welcome back to What The Finance Podcast, the one and only show that will truly make you say, “WTF?!” 💸 In episode 48, Tracie Lampson and Rahnie Sandhu are kicking off the New Year spirit with “New Year, New Goals: A Financial Recap” —a step-by-step guide to re-evaluating your financial strategy and setting yourself up for success in 2025....

Send us Fan Mail MERRY CHRISTMAS AND HAPPY HOLIDAYS WTF FAMILY! 🎙️ Today, we’re tackling the holiday season head-on by discussing “Holiday Cheer Without Financial Fear”. 🎄💰 The holiday season brings joy and togetherness ✨, but it also comes with a hefty dose of stress—balancing family obligations, gift-giving, and long-term financial goals. 🎁📈 Tracie and Rahnie share practical tips for creati...

Send us Fan Mail Welcome to Episode 46 of What The Finance (WTF) Podcast. Join us as we get into the holiday spirit with a twist! While everyone’s out buying the latest gadgets and gift cards, we’re focusing on financial gifts that grow over time. Think annuities, life insurance, and investment accounts! These gifts don’t just fill stockings—they build futures. So grab your hot cocoa ☕️, settle i...

Send us Fan Mail Happy Monday finance fam! It’s time for another episode of What the Finance with your hosts Tracie Lampson and Rahnie Sandhu! ✨  In this episode, we’re breaking down Social Security strategies for married, divorced, and widowed folks. Want to maximize your benefits? We’ve got you covered! 📈 We also discuss a 35-year-old’s 20 year-retirement plans. Find out what we’d suggest for...

Send us Fan Mail Welcome to Episode 44 of the What The Finance podcast! Today, we're diving into the sandwich generation—those juggling the responsibilities of caring for both their kids and aging parents. It's a tough spot to be in, and we’ll explore the financial implications of this unique situation. Plus, we’ll tackle a financial scenario for a couple looking to retire in 10 years bu...

Send us Fan Mail In Episode 43 of the What The Finance (WTF) Podcast, we dive into the world of bonus products—are they really as good as they seem? 💰 Join us as we break down what these products are and how to figure out if they’re worth your time and money 💸  We also meet a 30-year-old businesswoman with big retirement dreams and hear Tracie and Rahnie’s strategy for her future 📈  And hey, wh...

Send us Fan Mail Get ready for Episode 42 of What The Finance! We’re tackling the issue of financial advisor bullies—those who make it hard to leave their services without a guilt trip. If you’ve ever felt stuck, this discussion is for you! We also explore a retirement hypothetical for a couple planning to retire at 65, with Tracie and Rahnie sharing their insights on creating a solid retirement p...

Send us Fan Mail Get ready for a spooktacular episode of the What The Finance (WTF) Podcast! 🎃 In our HALLOWEEN SPECIAL, we’re diving into the eerie world of retirement finance!  Ever heard of ZOMBIE ACCOUNTS? 🧟‍♂️ Those dusty old 401ks might be lurking in the shadows, but we’ll show you how to bring them back to life! Plus, we’ll tackle the "New Client Scaries" and how to build trust...

Send us Fan Mail Are you aware of the retirement income gap? In this exciting episode 40, we break down what it is and how it could impact your finances. We also offer prospects a new worksheet - find out how to access it within E40. Rahnie and Tracie return with another "What would you do" segment, where they discuss strategies for a hypothetical client. We also delve into the fascinati...

Send us Fan Mail Welcome back to E39 of What The Finance (WTF) Podcast! This week, we’re tackling the topic of boredom in retirement. It’s not all beach days and relaxation for everyone, and we’re here to discuss the challenges some retirees face. Rahnie and Tracie will share insights on how to find purpose and fulfillment after leaving the workforce and what you should consider BEFORE making such...

Send us Fan Mail Dive into Episode 38 of What The Finance Podcast, where Tracie and Rahnie break down the crucial impact of retirement timing on your financial returns. This episode is packed with insights that could change how you view your retirement strategy. Plus, they tackle the burning question: do you really need to be debt-free before you start saving for retirement? Tune in to hear their...

Send us Fan Mail Dive into the latest episode of WTF, where we tackle the pressing issues of market volatility and retirement planning in Episode 37: Market Volatility and Good Manners! Discover strategies to mitigate market risk and learn how the "Power of Zero" can transform your investment approach. Join the lively discussion on the realities of working during retirement, and engage i...

Send us Fan Mail Dive into Episode 36 of What The Finance Podcast, where we break down the impact of fees in retirement investment vehicles. Discover how just a 1% fee can seriously eat into your savings and learn about Fixed Index Annuities, which offer a zero floor guarantee to shield you from losses.  Not sure if you need to be a financial whiz to start planning for retirement? We’ve got you co...

Send us Fan Mail Welcome to Episode 35 of What The Finance podcast, where we unravel the complexities of taxes in retirement. This episode covers essential topics like managing retirement income, understanding social security taxes, tax implications on qualified versus non-qualified funds and navigating the impacts of COLA changes. We also tackle the intriguing question of whether businesses truly...

Send us Fan Mail Welcome to Episode 34 of the What The Finance (WTF) Podcast! This week, we tackle the FIVE Challenges of Retirement. Discover how to turn potential pitfalls into opportunities for growth and happiness in your golden years. We’re also excited to offer a FREE PROMO CODE for The Baby Boomer Dilemma! Additionally, we’ll explore Medicare enrollment and the conversation around kneeling...