Meredith Zoe Munger
What are we building today?
Get inspired to build housing! Building is cheaper than buyer a home, and California laws have opened the door to allowing homeowners and start real estate investors can build - and create immense profits. Construction lender Meredith Munger and her team talk with homeowners, investors, developers and industry experts about their projects and how they're optimizing return on investment.
Author
Meredith Zoe Munger
Category
Podcast website
Latest episode
Apr 13, 2026
Where to listen?
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Episodes
Design & Permit Process, Unpermitted ADUs and the Private Permit Reviewer opportunity 13.04.2026 51:09
Devin Way of Streamline Designs talks about what really happens during designs and permits, permitting unpermitted ADUs under AB 2533, the new Private Permit Reviewer process, and where he prefers to cut costs and where to splurge.
Power Permit Fast Track and Loans with No payments During Construction 07.04.2026 12:06
Meredith reviews SDG&E's training for contractors on how to fast track power permits. Not that much is needed than you think! Also, insight on loans being offered with no payment during construction. Is there a catch?
ADU Events! An opportunity to feel around an ADU 03.03.2026 7:43
These upcoming events are great opportunities to see what it's like to live in an ADU, notice the craftsmanship of the contractors and get ideas about design and storage.
HCD Clarifies 2026 California ADU rules - up to 6 units allowed! 20.02.2026 16:49
HCD discusses the new ADU rules and their nuances including how many units are allowed (6!), terminology, avoiding impact fees and fire sprinklers.
How DSCR Loans Work | Why Pro Formas Matter 13.02.2026 11:27
Learn about the return of investor-friendly DSCR loans which allow you to buy and refinance rental properties with the need to show personal income or tax returns. DSCR also forms the basis of construction bridge loans, i.e. hard money loans to renovation or add onto properties. DSCR loans must be 'pro forma'd' or calculated typical by spreadsheets. So burgeoning real estate investors...
Meet the Builder: CalHomeCo! 13.02.2026 24:36
Meredith talks with Brian Zanini of CalHomeCo, on of the top ADU builders in San Diego on best practices and how to save money on your ADU project. https://calhomeco.com/
Phased Construction Reduces Risk, Cash Reserves Needed 04.02.2026 12:27
If you're a newer investor, it's tempting to plan for the largest possible construction that can fit on your land. This can dramatically reduce costs and knock everything out at once. Except, you're less likely to qualify based on your experience and cash reserves needed. Meredith reviews the options and how the math works. You can book a strategy call for your project at https://calen...
Handholding Help on your ADU Project 19.01.2026 27:16
Meredith interviews Kimberly Barnett, and Realtor and real estate investor who helps homeowners in her community through their ADU and remodeling projects. Kimberly's tip plus an update on new Fannie Mae guidelines on ADUs explained.
JUST OUT! HCD issues Addendum to the ADU Handbook! 18.12.2025 46:37
This addendum really clarifies specific HCD rules and warns municipalities that they may not be subjective - or else. Arm yourself with this info athttps://www.hcd.ca.gov/sites/default/files/docs/policy-and-research/adu-handbook-update.pdf
How to know what you CAN build on your Property | Flexible design that can be split or united 12.12.2025 18:02
00:00 Introduction00:16 What's feasible on your property06:06 Strategy: Flex design that can be converted09:11 Potential 2026 housing laws that matter10:15 Remodeling value on older homes14:32 Interest in building small in rural areas16:41 Your next steps to get started Book a free consultation at https://calendly.com/ADUloans!
ROI on Remodeling 03.12.2025 8:59
What are the best remodel projects to get a higher value for selling or more rental income? Here's the math.
Why pros have switched from fi & flips to ground-up construction 26.11.2025 11:41
Buying existing properties costs $500-$1,200 per square foot, plus renovation costs. New construction costs about $250 per square foot with minimal maintenance for 15+ years. How to get started? Feasibility & finance.
New housing laws and what you're LIKELY to build | Meredith's personal construction plans | How to buy a winery and 4 homes with FHA 20.11.2025 20:19
Meredith reviews the most important laws that go into effect in 2026 and what's most likely to help the average property owner, including new lot split opportunities that make construction less risky. SHe also talks about her personal goals for construction in 2026 that anyone can do. Finally, Meredith spreadsheets how her client will buy a winery and build his home and 3 units for rent.
What is a construction loan? | "All in" budgets | New Loan options for rental properties 17.11.2025 28:44
Meredith explains how a construction loan works. Loan Officer Anthony Beauchamp joins Meredith on why 75% of ADUs that are permitted never actually get built, the importance of the 'all in' budget, including financing fees. One client is buying a $163,000 lot and building for $90,000 expecting a future value of $800,000. Meredith spreadsheets a loan strategy to build an ADU, including mont...
Grandma builds an ADU for $1 mil retirement fund | Tiny Homes vs. ADUs 12.11.2025 14:14
This week we talked to a widow who lives in her four bedroom house but has only $2000 monthly in retirement income. By building an ADU we show how she can create a $1 million cash retirement fund. Also learn the difference between Tiny Homes and ADUs. Next Saturday, join us for the San Diego ADU Fair! Register here: https://www.eventbrite.com/e/adu-fair-and-seminar-navigating-the-adu-process-ticke...
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