WesBank Talks Finance

In South Africa, what you drive carries social weight. There's so much pressure to be seen in the right car - and the financial consequences of those choices can last for years. In this episode we're talking to Aldayne Ramsamy of Stance Kings SA, Mohau Vuma of Motoring with Mo and Lufefe Mayekiso of Motozar TV about separating status from strategy to make wiser car-buying decisions. View...

Most car buyers obsess over the monthly instalment - but that's only the beginning.   Join Lebo Gaoaketse , WesBank's Head of Marketing and Communication, as we put four popular compact SUVs side by side and break down the ongoing expenses: fuel, insurance, maintenance and more, so you can see the full picture. The difference between models could surprise you - listen to this episode bef...

When you’re ready to sell your car, will you know how to do it without stressing about the process or how to get a good deal? Lebo Gaoaketse, WesBank's Head of Marketing and Communication, answers your questions answered before you’ve even asked them in this podcast, where we’re tackling some of the common concerns, queries and uncertainties. The information does not constitute financial advi...

You may have seen people talking about ‘Guaranteed Future Value’ or GFV and some of the comments might seem confusing... but in this podcast we clear up the misunderstandings and myths. Lebo Gaoaketse, WesBank's Head of Marketing and Communication, dives into the world of driving a new car more often, how it all works and whether it could be a solution for you.  The information does not const...

It’s an issue that’s coming up quite a lot lately - car finance terms as long as 72, 84 or even 96 months. Choosing a longer finance term helps to reduce your monthly instalments but there’s a trade-off because you pay more interest in total. So it’s important to have a clear understanding of how it all works so you can avoid the pitfalls. Lebo Gaoaketse, WesBank's Head of Marketing and Commu...

One of the choices you can make with your vehicle finance structure is whether to take a balloon payment. With rising car prices and increasing pressure on household budgets, it’s more important than ever to understand the true cost of balloon deals, how they affect total repayment and how to prepare for that final lump sum with clarity and confidence.  Lebo Gaoaketse , WesBank's Head of Mark...

Looking for your next car and wondering if a vehicle auction might be an option? Lee Jackson , Sales Manager at WesBank Auctions, chats to our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication, about how it all works, including what ‘voetstoots’ means, what fees are involved and how to spot scams related to cars sold on auction. Views expressed in this podcast are that of t...

There's a lot you can do in the present to boost your car's resale value in the future. From servicing and repairs to adding accessories to choosing the best time to sell, Ricardo Reddy , Head of Sales at WesBank, breaks it down with our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication. Views expressed in this podcast are that of the participants and does not nec...

Buying a car involves a lot of decisions, which means there are a number of places where things can go wrong. Our latest WesBank Talks Finance podcast episode has some useful tips and warnings to help you avoid common pitfalls. Get the lowdown on the do’s, don’ts and potential problems with Keaton Naidoo , National Validations and Refinance Manager at WesBank, and Marcia Mayaba , TransUnion Sales...

The state of the economy has a profound effect on people's decisions when it comes to large purchases like a car. Imtiaz Cassim , Head of Growth and Integration at WesBank, and Brandon Cohen , Chairperson of the National Automobile Dealers’ Association (NADA), join our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication, to dive into the factors and how people are adapti...

Whether your big concern is emissions or it's the fuel price that's getting you down, get clued up about new energy vehicles with Kival Singh , Head of Sustainability and ESG at FNB and Greg Cress , Principal Director: Automotive & eMobility at Accenture SA, as they chat to our host,  Lebo Gaoaketse , WesBank's Head of Marketing and Communication. Learn about the benefits and ch...

Viaan Jardine , Growth Manager for Niche Markets & Hyper Segments at WesBank, joins our host Lebo Gaoaketse , WesBank's Head of Marketing and Communication, to share some wisdom for graduates buying their first cars. Two WesBank interns, Kamila Baas and Kristan Nam-Hing , also share their experience as recent graduates. Views expressed in this podcast are that of the participants and does...

Lerato Matebese , Publishing Editor for Top Gear South Africa, and Colin Squair , WesBank Executive Head of Sales, talk to our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication, about recent trends in customer preferences and developments in the motor industry. Views expressed in this podcast are that of the participants and does not necessarily reflect the official positio...

Selling your car is the last step in your car ownership journey and it also involves some important decisions and circumstances to consider. Join our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication, together with Papi Mabele , the Founding Editor of TwoFold, and Funzani Maiwashe , a Sales Operations Manager at WesBank, as they share tips on how to approach selling your ve...

Buying a car is a big step and there are lots of options and choices available. Shinny Gobiyeza , COO of naamsa | The Automotive Business Council, and Jade Guzi , a Roving Marketer at WesBank, join our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication to bring you some tips for approaching this important decision, from affordability and lifestyle needs to picking models and...

Do you know what Guaranteed Future Value is all about? Rima Hargovan , a JV Head at WesBank, dives into how GFV works and who it works best for, as well as the benefits, disadvantages and requirements. Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such. Follow us on Instag...

Get ready for laughs and lessons where South African comedians Jason Goliath and Ndumiso Lindi take you through the wild world of scams in Mzansi. From auction fraud to everyday cons, they break it down in an entertaining and eye-opening way. Learn how to dodge the tricks that leave so many out of pocket. With this duo at the mic, it'll be you, not the scammers, having the last laugh.  Downlo...

If you're planning to finance a vehicle, an instalment sale agreement is not your only choice - you also have the option of a lease or a Guaranteed Future Value contract. Join our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication, together with Kavish Dheda , Business Head of Liquid Vehicle Finance, and Thembinkosi Pantsi , MD of TedCar Auto, as they unpack these three...

When you’re buying a used car, there are so many scams to watch out for, from fake vehicle auctions to accident damage that’s been covered up to identity theft. Wendy Knowler, Consumer Journalist for Sunday Times, 702 and Cape Talk, and Dion Sagathevan, WesBank NaTIS Head, join our host, Lebo Gaoaketse, WesBank's Head of Marketing and Communication, to share some tips and red flags to look ou...

When you’re working out a budget for buying a car, it’s not just about the monthly instalment. In this episode we break down the details of all the expenses involved in keeping a car on the road. Join our host, Lebo Gaoaketse , WesBank's Head of Marketing and Communication, together with Rudolf Mahoney from WesBank Business Development and Matthew Kanniah , Automotive, F1, Motorsport and Life...

Jade Fortuin , WesBank Roving Marketer, takes a deep dive into what’s involved in applying for vehicle finance, from the paperwork to the approval to what happens at the end of your car finance journey. Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such.   Follow us on Ins...

Leandra Carr , WesBank's Operations Manager, covers the process for getting your car’s registration certificate at the end of your vehicle finance agreement and why you need to make sure you get it when your car is fully paid.  Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted...

What difference does it make if you finance a car over a longer or shorter period? Jolene Govender from WesBank Motor Administration Support explains the effect this choice has on your monthly instalments and the total interest that you pay. Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to...

Wrangling your debt can be really tricky when you’ve got car payments, home loan, credit cards, loans you’ve taken out etc. Yolanda Hattingh , WesBank Solution Specialist, offers some tips to help avoid the arrears trap. Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such....

Time for your first car? Maxine Buthelezi , WesBank's Sales Operations Manager, has  4 valuable tips to help you take on the world of car finance and make the finance process a smoother one. Please note that the information shared in this podcast is for educational purposes only. This information does not constitute financial advice and is not to be acted on as such. Follow us on Instagram ,...