Wellbeing and Your Wallet

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by new host Ali Eddy and guest Jeffrey Downs, Founder of MyStreaks. They discuss how to build and keep healthy habits by starting small, tracking effectively, and celebrating wins along the way. Following the main discussion, the team answers a question f...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, Grant Gallagher and Shawn Lubitz are joined by their new WAYW hosts: Sarah Rose, Director of Loan Servicing and Home Equity, and Alexandra Eddy, Assistant Branch Manager. They discuss key findings from Affinity’s Day at the Shore report and share tips on planning a fun, budget-friendly summer for the who...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by David Carcieri, President of the Greater Somerset YMCA. They discuss how to build local community, enriching your life and the lives of those around you. Following the main discussion, the team answers a question from the member mailbag. Grant pulls th...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss how to find the motivation to save. Key discussion topics include saving for exciting goals, practicing positive reframing, and balancing short-term expenses with long-term priorities. Following the main discussion, the team answers a question from the membe...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Anthony Russomano, Founder of Mano Wellness, to talk about physical wellness habits and how they play into financial wellbeing. Key discussion topics include how to set and meet attainable goals, building community for accountability, and finding fun h...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by John Carpenter, national practice partner at ERA Group and a member of Affinity’s Board of Directors, to talk about the role community plays in shaping our everyday lives. Key discussion topics include what community really means beyond geography, why...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss how to align financial goals and plan for retirement with a partner. Topics include establishing regular financial check-ins, bridging different goals and communication styles, and setting yourselves up for success as a team. Following the main discussion, t...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss how to identify and address burnout. Key topics include stress management strategies for individuals and families, communicating about personal challenges, and building healthy habits to recover from burnout. Following the main discussion, the team addresses...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss the financial strain that the holidays can bring, and how to bounce back in the first few months of the year. Key topics include assessing spending habits, conducting a budget reset, and getting back on track after overspending. Following the main discussion...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Tammy Latif, Human Resources Generalist at Affinity. They discuss how to build a career plan, develop key skills, and find fulfillment in your professional life. Following the main discussion, the team addresses a question from the member mailbag. Gran...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz answer your burning questions about Affinity. They discuss the credit union difference and share tips to improve member financial wellbeing. Following the main discussion, the team addresses a final question from the member mailbag. Grant pulls the following submiss...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Jen Shortelle, Strategic Clinical Advisor at Spring Health. They discuss maintaining balance and mental wellness during the holiday season, when many people face loss, family conflict, and changes in routine. Key topics include starting open communicat...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss budgeting for a holiday season that feels festive without breaking the bank. Main discussion topics include managing financial anxiety, making mindful choices to save, and planning ahead to shop holiday deals. Following the main discussion, the team addresse...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Bola Sokunbi, founder of Clever Girl Finance and Wellbeing Awards honoree. The hosts explain the process behind each year’s Wellbeing Awards, including the three awards categories. They highlight the amazing group of 2025 honorees and interview Bola ab...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Kelly Watts, Executive Director of the Affinity Foundation, to talk about the impact of food insecurity and how communities can help. Key discussion topics include the rising cost of groceries, barriers that prevent people from seeking support, how cre...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Bryan Watkinson, Vice President of Risk Operations at Affinity, to break down how cyber threats are becoming one of the biggest risks to your financial security. Key discussion topics include the rise of phishing scams and AI-generated fraud, where con...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz discuss the ins and outs of BNPL payments. Key discussion topics include the hidden downsides of BNPL, including the mental burden of carrying many small debts. The hosts discuss financial resources and tools that are less risky than BNPL, plus tips for how to estab...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Roger Tashjian, Affinity’s Board Chairman and Co-Founder of Bergen Realty Team, to talk about leadership, community, and what today’s homebuyers really need to know. Key discussion topics include Roger’s path from member to board chair, what’s happenin...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz explore the role artificial intelligence plays in shaping financial advice today and where it can fall short. Key discussion topics include: the pros and cons of using AI tools for money management, how to spot generic or misleading guidance, why human insight still...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Katie Gallagher, a middle school teacher and Grant’s wife. As back to school season begins, they discuss how to budget for a successful year. Key discussion topics include pacing a budget throughout the year, targeting cheaper off-brand supplies, payin...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz walk through the full range of products and services available at Affinity and how they support your financial wellbeing at every stage of life. Key discussion topics include everyday banking options like checking and savings accounts, tools for borrowing and buildi...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Katie O'Shea from Navicore Solutions to reflect on the financial lessons they wish they learned sooner. Key discussion topics include common money mistakes in your 20s, building good habits early, understanding credit, managing peer pressure around spe...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz take a closer look at some of the biggest financial decisions made by celebrities and what everyday people can learn from them. From Mike Tyson’s financial missteps to Oprah’s smart business moves, the conversation focuses on turning high-profile money choices into...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz welcome Ilona Limonta-Volkova, host of the “Money Memories” podcast, to discuss building healthier financial habits and a positive mindset around money. Key discussion topics include: why financial guilt sticks with us, how family and upbringing shape our money mind...

Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, expert hosts Shawn Lubitz and Grant Gallagher break down the basics of estate planning and why it matters for everyone, not just the wealthy. Key discussion topics include: wills vs. trusts, the role of power of attorney, common estate planning mistakes to avoid, overlooked areas like personal wishes, an...