Wealthy AF Podcast

Send us Fan Mail Most people believe they're in control of their decisions, habits, and standards. But what if they're being shaped by something they rarely stop to examine? Every conversation, every environment, every relationship, and every piece of content you consume is teaching you what to tolerate, what to pursue, and who to become. In this episode, Martin Perdomo explores the hidd...

Send us Fan Mail The market is moving — but not for everyone. In this episode, Martin Perdomo breaks down the June 2026 real estate market update and what the data is actually telling serious investors. NAR, Zillow, Redfin, Realtor.com — the numbers don't fully agree, and Martin explains why that matters and what to look past. What's covered: Why existing home sales are up but the market...

Send us Fan Mail You keep chasing freedom, but what if freedom isn't what you think it is? In this episode, Martin Perdomo reveals the uncomfortable truth that keeps many people stuck: freedom isn't achieved by avoiding responsibility. It's earned by developing the capacity to carry it. If you've ever felt overwhelmed by pressure, decisions, leadership, or the weight of ownersh...

Send us Fan Mail Most men don’t lose the money because they didn’t earn it. They lose it because they never built the structure and identity required to hold it. We dig into the difference between income and wealth, why lifestyle inflation keeps so many high earners stuck, and what it really means to manage, protect, and multiply money over time. If you’ve ever watched your paycheck rise while you...

Send us Fan Mail Most people aren’t losing because they chose poorly. They’re losing because they won’t choose at all. Indecision feels like “being careful,” but it’s often avoidance that steals momentum, drains confidence, and slowly hands your life over to outside conditions. We talk through why there is no perfect decision, only incomplete information, limited time, and judgment. The real break...

Send us Fan Mail The housing market isn’t crashing…  but it’s done rewarding sloppy decisions. Price growth is slowing.  Inventory is rising.  Homes are sitting longer. And the real problem?   Rates. When rates stay high, deals stop penciling.  Affordability breaks.  And sellers are forced to adjust. From retail buyers in the mid-6% range  to investors facing 7.5%–9%+ DSCR rates…  the math is chan...

Send us Fan Mail Most men don’t lack potential. They lack non-negotiables. Your life isn’t a reflection of what you want. It’s a reflection of what you tolerate. Late mornings. Weak discipline. Low accountability. Small leaks that turn into a flooded life. High performers don’t negotiate with themselves. They set the standard once… and enforce it daily. No debate. No excuses. No drift. The moment...

Send us Fan Mail The real estate market hasn’t collapsed — it’s evolved.  In this episode, we break down what’s actually happening beneath the headlines: rising inventory, rate volatility, shifting buyer behavior, and why weak underwriting is finally getting punished. This isn’t a market for hype. It’s a market for discipline. If you’re a buyer, seller, or investor trying to navigate uncertainty,...

Send us Fan Mail Most men think power looks intense. Loud voices, fast reactions, emotional movement. But real authority looks different. It’s calm. In this episode, we break down why calm is one of the highest standards a man can develop. Calm is not the absence of pressure. Calm is control in the presence of pressure. And that distinction separates leaders from reactors. When stress enters the r...

Send us Fan Mail Most men want control. Very few have self-command. In this episode, we break down the difference between controlling circumstances and commanding yourself. Because a man without self-command is predictable. Predictable to his impulses, his moods, his distractions, and his environment. Self-command is the space between stimulus and response. Most men have no space. Something happen...

Send us Fan Mail Most people misunderstand discipline and mistake willpower for consistency. In this episode, we break down why real discipline has nothing to do with motivation and everything to do with structure, systems, and removing self-negotiation. If your discipline collapses under stress, this conversation will challenge how you’ve been approaching growth and standards. Download the free S...

Send us Fan Mail Most men talk about goals, but few live by standards. In this episode, we break down why goals are optional while standards are enforced, and how that distinction shapes identity, execution, and long-term results. If you’ve been raising your goals without seeing change, this conversation will show you why standards—not motivation—are what actually compound. Download the free Sover...

Send us Fan Mail Ready for a real estate reality check? The extreme market swings we've witnessed for years are finally settling into something resembling balance. In the notoriously volatile Bay Area, median home prices have dipped 4% to $1.3 million, homes are sitting for 30 days instead of 18, and only one in five properties faces a bidding war—down dramatically from the two-thirds that sp...

Send us Fan Mail The global markets are in constant motion, shaped by powerful forces that smart investors must navigate with precision. Today we dive deep into three critical market movers that are reshaping the business landscape and creating ripples across industries worldwide. Fresh sanctions targeting Iran's shipping and energy sectors signal that geopolitical risk remains a major factor...

Send us Fan Mail The real estate landscape is shifting dramatically as mortgage rates ease to a 10-month low of 6.58%, creating a strategic window of opportunity for savvy investors. This pivotal moment represents the calm before what promises to be a resurgent market in 2025, offering a rare advantage for those with acquisition capital ready to deploy. What makes this moment extraordinary is the...

Send us Fan Mail The tides of policy are shifting dramatically, and your financial future hangs in the balance. Martin Perdomo, the Elite Strategist, cuts through the noise to reveal how today's headlines directly impact your bottom line. Immigration enforcement has reached unprecedented levels, with ICE agents burning out amid a 250% surge in daily apprehensions. The human cost becomes painf...

Send us Fan Mail The economic landscape is sending mixed signals to wealth builders, and your strategic positioning needs to account for these crosscurrents. Home Depot's recent earnings miss reveals a telling shift in consumer behavior that directly impacts your investment strategy. With net sales falling short at $45.28 billion and a 2.2% decline in foot traffic, consumers are clearly pulli...

Send us Fan Mail The rental market has reached a pivotal turning point that smart investors can't afford to ignore. After more than two years of stagnant or declining rents, we're witnessing the biggest year-over-year jump in apartment rents in two and a half years. At $1,790, the median asking rent has climbed 1.7% since last July – and this is just the beginning of what could be a sign...

Send us Fan Mail Mortgage rates have finally given us a break, dropping to 6.55% - the lowest we've seen since October of last year. For buyers and investors, this translates to serious purchasing power gains. If you're working with a $3,000 monthly budget, you can now afford a home worth $458,750 compared to just $438,000 when rates peaked in May. That's a $20,000 jump without chan...

Send us Fan Mail Trump's Fed chair shortlist signals major economic changes ahead with four candidates in the running that will impact rates and market confidence. July's job report confirms economic cooling with below-forecast job creation and rising unemployment, creating strategic opportunities for prepared investors. • Trump's shortlist for Fed chair includes candidates with var...

Send us Fan Mail The global economic landscape is shifting rapidly as three major developments converge to challenge businesses and investors. First, escalating tensions between the US and Iran have brought us to the brink of a potential closure of the Strait of Hormuz, sending oil markets into volatility with Brent crude touching $97 per barrel—up from $84 just two weeks ago. White House projecti...

Send us Fan Mail The housing market standoff has arrived, and the numbers don't lie. After years of seller dominance, the pendulum is swinging decisively toward buyers – regardless of what mainstream real estate voices might claim. Fresh data reveals new home listings grew just 6.3% year-over-year (the smallest increase in three months), while total inventory sits 14.8% higher than last year....

Send us Fan Mail The American housing market stands at a critical inflection point. With median home prices reaching an unprecedented peak of $387,600 and mortgage rates hovering around 6.76%, monthly housing payments have hit a record $2,868 for typical buyers. Despite these challenging conditions, regional markets are telling dramatically different stories that savvy investors need to understand...

Send us Fan Mail Social Security recipients finally have reason to celebrate. The SSA has dramatically changed course on its overpayment recovery approach, moving from the potential withholding of 100% of benefits to a default of just 10%. Commissioner O'Malley calls it a step toward "fairness and compassion" – but for millions of Americans who rely on these payments, it represents...

Send us Fan Mail The landscape of real estate is shifting beneath our feet. In this market update, we uncover the surprising trend of falling home prices across 11 major metropolitan areas—the largest drop we've seen in nearly two years. Cities like San Antonio, Oakland, and Jacksonville are feeling the squeeze most acutely, while national prices continue to rise, albeit at their slowest pace...