WealthGrow by Wharton Investment Consultants

Today, we are tackling the two giants of American public health insurance: Medicare and Medicaid. They sound almost identical. They were both born in the exact same year—1965—under President Lyndon B. Johnson’s Great Society. Yet, they serve completely different populations, have different rules, and use completely different timelines for signing up. "I qualified for the healthcare program th...

Welcome to Your Blank Canvas Welcome to The WealthGrow Podcast . If you are standing within the five-year countdown to retirement, I want you to take a deep breath and clear your mind of the spreadsheets for a moment. What you are approaching is not an ending. It is not a slow fade, and it is certainly not a finish line where you just sit down and stop. Retirement can be the single largest opportu...

Introduction to LTC “Most people don’t plan to need long‑term care. And yet, most of us will.” Welcome to the show. Today we’re talking about long‑term care insurance —what it is, what it isn’t, and why it deserves thoughtful consideration as part of a broader retirement and estate strategy. This isn’t about worst‑case scenarios or fear‑based planning.  It’s about control, independence, and safegu...

Today’s episode is one of the biggest, most important, most misunderstood topics in retirement planning: Social Security . For most Americans, Social Security is the single largest source of retirement income — and yet, it's also one of the areas where retirees make the most mistakes. And the cost of those mistakes isn’t small. Claiming benefits at the wrong time can mean the difference of te...

Welcome to today’s episode, where we take a deep dive into one of the most important but often misunderstood roles in personal and financial planning: the Power of Attorney . Whether you’re considering appointing someone, have recently been named as one, or simply want to plan ahead for yourself or your loved ones, this episode will give you a clear, practical understanding of what a Power of Atto...

 “The Power of Dividend Investing” - how companies pay you for owning their shares, and how that income can complement retirement cash flow, charitable giving, and generational planning. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (do...

Today we are tackling a topic that is arguably the most important, and often the most misunderstood, financial decision of your life: Social Security. I see it all the time. Clients, often wanting to retire or seeing a friend start collecting, rush to claim their benefits early—maybe at 62. They're focused on getting the money now . But here’s the cold, hard truth: Claiming early is the most...

Today’s topic is a big one — Portfolio Management and Risk. We’ll explore what portfolio management really means, how risk fits into it, and how a disciplined approach can help you navigate any market environment with confidence.  WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Repres...

Welcome to WealthGrow, where we discuss building wealth, securing your future, and making informed financial decisions. My name is Stuart Cameron, OSJ Branch Manager and Financial Advisor with Wharton Investment Consultants and today we’re diving into a powerful and often overlooked strategy for retirees — how to make charitable contributions directly from your Required Minimum Distribution , or R...

“Welcome to WealthGrow, where we discuss building wealth, securing your future, and making informed financial decisions. My name is Stuart Cameron, OSJ Branch Manager and Financial Advisor with Wharton Investment Consultants and today we’re diving into an area of planning that often gets overlooked — but can have some of the biggest impacts on how your money and assets are passed down. We’re talki...

Whether you’re ten years away, or just starting to think about retirement planning, this episode will walk you through the key steps to help ensure a financially secure and fulfilling retirement. So grab a cup of coffee, and let’s talk about your future." WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services off...

Today we’re diving into a topic that might seem simple but is so important: naming beneficiaries for your IRA. Now, you might be thinking, “I’ve already named someone on my form—done and dusted, right?” Well, not exactly. Missteps here can have major consequences for your loved ones and your hard-earned savings. In fact, I’ll share a quick story: a man passed away, and despite his will stating eve...

Today we’re diving into a really important rule that affects many people who inherit retirement accounts: the 10-Year Rule . Whether you’ve inherited an IRA, a 401(k), or you’re planning your estate, you’ll want to understand how this rule works and what it means for your financial strategy. We’ll break this down into easy sections: what the 10-Year Rule is, who it applies to, how it works in prac...

Today we’re diving into one of the most important ideas in investing — something called Modern Portfolio Theory, or MPT for short. Now, I know what you’re thinking — 'theory'? Sounds complicated. But stick with me — because once you get this, it could completely change the way you think about money, risk, and investing. Plus, I’ll break it down with real-world examples — no fancy math re...

These aren’t just boring financial buzzwords. They can help build wealth without losing sleep . Stick with me for the next 12 minutes, and by the end of this episode, you’ll not only know what they are — but why they maybe so crucial to your success as an investor. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory service...

When it comes to managing your finances, the most important tool you can have is a solid budget. Budgeting is not just about tracking your spending; it’s about gaining control over your money, making informed decisions, and achieving your financial goals. Whether you’re trying to pay off debt, save for a significant purchase, or build wealth for the future, budgeting is the key to reaching those o...

Social Security and Medicare . These programs can seem complicated, but they’re super important — whether you’re nearing retirement, helping your parents figure things out, or just planning for your future. So, let’s break it all down in plain English. No jargon. No stress. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisor...

Have you ever though about what happens to your wealth after you're gone?  Generational planning isn't just about passing down money.  It's about passing down knowledge, values, and a financial framework that lasts. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Repres...

Get the answers to Trivia Quiz 2 and the new questions for this weeks podcast. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA , SIPC , a broker/dealer and a Reg...

Answers to Quiz 1 and another 10 questions increasing in difficulty.  Email answers to wharonic@ceteranetworks.com. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FIN...

A short financial trivia quiz of 10 questions.  These questions balance foundational knowledge with some real-world practicalities. You can email your answers to whartonic@ceteranetworks.com or tune in to next weeks podcast for them. website WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Regist...

A brief description of Required Minimum Distributions (RMDs) and Qualified Charitable Deductions and how they are implemented. WealthGrow - By Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808 Tel: 302-239-2111 Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC),...

Join us in the WealthGrow Podcast Series as we explore the important concepts to help construct a comprehensive, long-term retirement plan and investment strategy. These podcasts will offer guidance on saving, budgeting, debt, retirement, and other personal finance topics in easy to understand general terms ( not for individual case discussion ). It is our hope that these podcasts will allow us to...