Wealth, Words and Wisdom

Losing money in the market is something many people have experienced — but what most don’t realize is what it truly costs long-term. In this episode, we share a real-life story of a $600,000 loss in a retirement account and unpack what happened next. While the account eventually recovered back to its original value, the reality is much deeper than simply “getting the money back.” We break down: •...

Motherhood is more than a role — it’s a legacy. In this special Mother’s Day episode, we take time to honor the heart, the strength, and the influence of mothers in every season. From raising young children to guiding teenagers, from building families to nurturing others, we reflect on the many ways motherhood shows up in our lives. We also hold space for women whose journey looks different — thos...

Most people focus on how much money they make… but far fewer stop to ask what their money is actually doing. In this episode, we break down the three most common places people keep their money — checking accounts, savings accounts, and 401(k)s — and reveal what’s really happening behind the scenes. We cover: • Why your checking account is built for convenience, not growth • How savings accounts ca...

Most people think retirement is something you reach at a certain age — but in reality, it’s a financial position that requires intentional planning. In this episode, we unpack the truth about retirement and the gaps that many people don’t realize until it’s too late. From market volatility to income planning, we break down what really matters when you’re approaching or living in retirement. We cov...

Receiving a lump sum of money can feel like a blessing — but without a plan, it can quickly become overwhelming. In this episode, we break down what to do  before you make any big financial decisions . Whether your money comes from an inheritance, a legal settlement, selling a business, or years of saving, the way you handle it now can shape your financial future for years to come. We cover: • The...

One of the biggest questions we get about Infinite Banking is simple: “What does it actually cost to use my money… and how much can I access?” In this episode, we break down the real mechanics of policy loans in a clear, practical way so you can fully understand how this strategy works in real life. We cover: • The true cost of borrowing against your policy • Why you’re not “withdrawing” your mone...

Life isn’t easy — but neither is avoiding the things that matter most. In this episode, we talk about the concept of “choosing your hard” and how every decision we make comes with a trade-off. Whether it’s your health, your finances, your home, or your mindset, you’re either choosing discipline now or facing difficulty later. We walk through real-life examples and honest conversations around: • Ta...

Expanding Your Income: Creating Freedom and Flexibility Relying on one source of income used to feel secure — but in today’s world, more people are realizing that true stability comes from diversification. In this episode, we’re talking about what it really looks like to expand your income in a way that creates more freedom, flexibility, and control over your life. We share real-life examples from...

Indexed Universal Life (IUL) insurance is one of the most talked-about — and often misunderstood — financial strategies today. In this episode, we break down what IULs really are, how they work, and who they’re best suited for. We walk through the benefits, address common questions, and explain how IULs compare to Infinite Banking so you can better understand where each strategy fits. We cover: •...

Motherhood looks different in every season — and this year has brought its own unique challenges. In this episode, we open up about the realities we’re navigating right now as moms. From raising teenagers and teaching independence, to homeschooling, running businesses, and balancing the many roles we carry, we share an honest conversation about what this season of motherhood really looks like. We...

At some point, losing money became something people were told to simply accept. Phrases like “the market goes up and down” or “just ride it out” have made volatility feel normal — even when the money at risk is meant to support retirement. In this episode, we challenge that mindset and ask an important question:  why have we normalized losing money in the first place? We discuss: • Why market loss...

Entrepreneurs don’t just build income — they build opportunity. But too often, business owners rely on banks, credit lines, and outside lenders to fund growth. In this episode, we break down how Infinite Banking can become a powerful financial tool for entrepreneurs. We discuss how properly structured policies can help business owners create liquidity, maintain control of their capital, and financ...

“Train up a child in the way he should go…” isn’t just a beautiful verse — it’s a lifelong calling. In this episode, we share real-life motherhood moments, personal reflections, and practical wisdom on raising children with purpose, faith, and financial intention. From navigating different seasons of parenting to teaching kids responsibility, saving, and preparation for real life, we open up about...

Fixed Indexed Annuities: The Modern Way to Create Guaranteed Income for Life What if your retirement income didn’t depend on market performance? In this episode, we break down Fixed Indexed Annuities (FIAs) — how they’ve evolved from the annuities of the past, why they’re designed for today’s retirees, and how they can help create protected growth and guaranteed income you can’t outlive. You’ll le...

What if your money could grow while you use it—instead of disappearing every time you spend it? In this episode, we break down Infinite Banking in simple terms and explain how families are using this strategy to stop relying on traditional banks, protect their capital, and create long‑term financial control. You’ll learn: * Why most people unknowingly lose thousands to banks * How Infinite Banking...

Most people believe their biggest financial challenge is not having enough money. But what if the real issue isn’t income — it’s clarity? In this first episode of Wealth, Words & Wisdom , hosts Ashley Carter and Kari Boatner share why they started this podcast and the patterns they’ve seen again and again with families who work hard, earn well, and still feel uncertain about their financial de...