Wealth Wisdom with Stuart J. Spivak

In today's episode of Wealth Wisdom, host Stuart J. Spivak discusses why Roth conversions have become one of the most talked-about retirement planning strategies and how proactive planning can help create a more predictable financial future. Topics covered in this episode: - Why retirement planning goes beyond investments and requires a comprehensive strategy - The difference between a probable re...

In today's episode of Wealth Wisdom, host Stuart J. Spivak continues the conversation on Roth conversions, retirement taxes, and proactive planning strategies that can help retirees keep more of their hard-earned money. Topics covered in this episode: - Why taxes may be the biggest threat to your retirement plan - Understanding RMDs and the retirement "tax time bomb" - How Roth conversions can cre...

In today's episode of Wealth Wisdom, host Stuart J. Spivak discusses one of the most important retirement planning topics facing investors today: Roth conversions and the growing impact of taxes in retirement. Topics covered in this episode: - Traditional IRA vs. Roth IRA: What's the difference? - Why Roth conversions are getting so much attention today - Understanding the impact of future taxes a...

In this episode of Wealth Wisdom with Stuart J. Spivak, we tackle one of the hottest topics on everyone’s mind—tax planning in a post-election world. With the elections behind us and a new administration setting priorities, it’s time to prepare for potential tax changes and ensure your retirement plan is secure. Join Stuart J. Spivak and co-host James Andersen as they break down key strategies for...

In this inspiring episode of Wealth Wisdom with Stuart J. Spivak, Stuart dives into the importance of giving back while reducing taxes through Donor Advised Funds (DAFs). He also shares the heartwarming story of The Driven Project, a charity providing unforgettable experiences to terminally ill children. Discover how you can make a difference while maximizing your tax benefits! Main Points Discuss...

Welcome to another episode of Wealth Wisdom with Stuart J. Spivak, where we help you navigate the financial journey to—and through—retirement. In this episode, Stuart Spivak shares timely insights as we close out 2024, a year of market highs and economic uncertainty. Whether you’re planning to retire soon or are already in retirement, Stuart explains why the descent down the “financial mountain” c...

In this episode of The Prosper Retirement Podcast, host Stuart J. Spivak tackles one of the most talked-about topics in retirement planning—Roth conversions. With taxes at historic lows and changes coming in 2026, this could be the perfect time to re-evaluate your retirement strategy. Stuart walks listeners through the pros, cons, and strategies of Roth conversions to help them decide if it’s the...

In this episode of Wealth Wisdom with Stuart J. Spivak , Stuart breaks down the Three Bucket Approach to retirement planning. Most retirees focus on stocks and bonds, leaving their savings exposed to market volatility. Stuart explains how adding safe money strategies and alternative investments can protect and grow your wealth while providing guaranteed lifetime income. Main Points Discussed: Why...

Are annuities as bad as some people say—or have they just been misunderstood? In this episode of Wealth Wisdom with Stuart J. Spivak , Stuart breaks down the myths and realities surrounding annuities. Whether you’ve heard horror stories or glowing reviews, this episode sheds light on the truth about how annuities can fit into your financial plan. Main Points Discussed: Misconceptions about annuiti...

In this episode of Wealth Wisdom with Stuart J. Spivak , Stuart shares his expertise as the 72(T) Professor, guiding listeners through the often-misunderstood IRS Rule 72(T). Discover how this little-known tax code can help you access retirement funds early—without paying the 10% penalty—and how to avoid common pitfalls when implementing this strategy. Main Points Discussed: What is IRS Rule 72(T)...

Welcome to this episode of Wealth Wisdom with Stuart J. Spivak ! In this powerful episode, Stuart opens up about the personal story that shaped his approach to retirement planning. Learn how his father’s sudden passing taught him the importance of preparing for life’s unexpected challenges—and how you can do the same. Main Points Discussed: Stuart’s personal story about his father’s passing and th...

In this debut episode of Wealth Wisdom with Stuart J. Spivak , Stuart shares insights gained from 36 years of helping clients navigate retirement planning. With a focus on preparing for life’s unexpected events—living too long, dying too soon, or facing disability—this episode highlights practical strategies to safeguard your financial future. Main Points Discussed: The 3 biggest risks retirees fa...